Home Loan

ItemMortgage LoanHome Equity Line of Credit
UsePurchase of a home or refinance of a home mortgageA home equity line of credit is a form of revolving credit in which your home serves as collateral
TermUp to 30 years10 year draw period followed by a 15 year repayment period
Prepayment PenaltyNoNo prepayment penalty but early termination fee will apply
Interest RateFixed/VariableVariable
Annual FeeNoYes
Application FeeNoNo
Appraisal FeeYesYes
Environmental ReportNoNo

* Mortgage Loan and HELOC are only available in California.

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Consumer Lending Center

(213) 413-HOME (4663)
(213) 252-6400
(866) 654-2664

3737 W. Olympic Blvd.
Los Angeles, CA 90019