Smart and Simple
Hanmi business checking accounts are designed to meet the needs of small and medium-sized businesses.
Business Checking
Business Checking
| Item | Regular Business Checking | Smart Business Checking | Business Super Plus Checking |
|---|---|---|---|
| Ideal for Businesses that | Want the convenience of full account service including unlimited access to the account | Want maintenance fee free account and do not have many debit and/or deposit transactions | Want to earn interest while having unlimited check writing and access to the account. Only available to sole proprietorships and non-profit organizations |
| Free Reward Debit Card | |||
| Free Online & Mobile Banking | |||
| Free Mobile Check Deposit* | |||
| Free e-Statement | |||
| Free Online Fund Transfer Between Hanmi Bank Accounts | |||
| Online Billpay | |||
| Access to More Than 25,000 Surcharge Free ATMs | |||
| Interest Earning | - | - | |
| Annual Percentage Yield (APY) | |||
| Minimum Balance to Open | $200 | $100 | $2,500 |
| Monthly Service Charge | None if minimum balance required is met; otherwise $8 | None | None if minimum balance required is met; otherwise $6 |
| Minimum Balance Requirement to Waive Monthly Service & Transaction Charge | $2,500 minimum daily balance or an average daily balance of $5,000 per statement cycle | None | $2,500 minimum daily balance or an average daily balance of $5,000 per statement cycle |
| Transaction Charge | None if minimum balance requirement is met; otherwise a $0.25 fee is charged for each check paid, each payment by automatic transfers or any other forms up to the first one hundred (100) debits. $1 fee charged for each debit exceeding the first one hundred (100) debits. | $2 per deposit after the first fifteen (15) deposit transactions. $1 per debit for each check paid, each payment by electronic transfers or any other forms after the first thirty (30) debit transactions. | None if minimum balance requirement is met; otherwise $0.25 per debit |
| Disclosure | For detailed information, see Truth in Savings Product Disclosure - Regular Business Checking, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader to access this document | For detailed information, see Truth in Savings Product Disclosure - Smart Business Checking, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader to access this document | For detailed information, see Truth in Savings Product Disclosure - Business Super Plus, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader to access this document |
* Mobile Check Deposit is not available for Treasury Management clients. | |||
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