Personal 
Checking Solutions to Optimize Your Business
We understand what it takes to run a business efficiently. That’s why we’ve created an array of business checking solutions that can help you run your business more efficiently.
Business Advantage Checking
All-in-one small business checking account, designed to streamline your financial management at a low cost.
- $1,000 minimum balance to open1
- Zelle® Small Business2
- $50 fee credit per statement cycle3
- Enhanced cash management
- No fees for incoming wire
- No monthly module fee for ACH Payable and Online Wires4
- No fee for up to 200 debits per statement cycle ($0.25 thereafter)
See Account Terms for details
Business Regular Checking
Ideal for Businesses that want the convenience of full account service including unlimited deposits.
- $200 minimum balance to open
- $8 monthly maintenance charge waived when minimum balance requirement is met5
- Business debit card available
- Unlimited deposits
See Account Terms for details
Business Analysis Checking
Designed for businesses with large transaction volume and in need of a variety of services.
- $200 minimum balance to open
- Account Analysis Charge applies6
- Earnings Credit offsets Analysis Charges
- Unlimited check writing & withdrawals
- Unlimited deposits
See Account Terms for details
For detailed information, see Deposit Account Agreement, and Fee Schedule.
1$1,000 minimum opening deposit. $50 monthly maintenance charge is waived by maintaining $15,000 minimum average daily balance during each statement cycle.
2 Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
3 $50 fee credit per statement cycle in which $15,000 average daily balance is maintained. Credit will be applied to account on the following statement cycle.
4 Online wire module fee and all incoming wire fees are waived; outgoing wire fee applies. ACH Payables module fee and one time setup fee are waived; transaction fees apply.
5 Monthly maintenance charge can be waived if a minimum daily balance of $2,500, or average daily balance of $5,000 during each statement is maintained.
6Should the bank determine the account activity exceeds the limited nature of this account type, the account will be charged according to the Account Analysis Fee schedule. Please refer to Account Analysis Fees & Other Fees for Business.
Enhance Your Account with Benefit Rich Services
From rewards program to merchant service solutions, take advantage of our full range of benefits that can support your growing business.
uChoose Rewards®
Earn reward points every time you make a purchase using your debit card.7 Rewards points are redeemable for travel points, gift cards, and more.
Credit Cards
Explore competitive reward program including 1% cash back and signing bonus points. Earn points twice as fast when you combine with debit card reward points.
Merchant Service
Use our merchant service solution to do more than just accept payments. Find out how you can manage inventory and run a customer rewards program.
7 Hanmi Rewards is a program that allows you to earn uChoose Rewards® points when you make purchases using your Hanmi Debit Card; these points can be redeemed for cash back, gift cards, merchandise, travel and more. uChoose Rewards® is not an affiliate of Hanmi Bank. All names and logos are registered trademarks of their respective owners.
Our Business Checking Account Benefits
Experience quality customer care with these additional checking account advantages.
FDIC Insured
Hanmi Bank is a member of the Federal Deposit Insurance Corporation (FDIC). Be confidently assured that your deposits are safe up to FDIC limits.
Enjoy over 40,000 ATMs
Hanmi Bank partners with the MoneyPass8 ATM Network, so you can conveniently withdraw cash without worrying about fees.
Security Alerts
Have peace of mind with 24/7 fraud monitoring with alerts for unusual activity on your account.
8MoneyPass networks are free; however, a fee may be charged for access through other ATM networks and may vary depending on the network provider.
You can find any of the surcharge-free ATM locations by visiting moneypass.com/atm-locator.html.
Simple, Easy & Secure
Run Your Business Better with Business Checking.
- Monitor accounts and transfer money online.
- Deposit checks with your phone.
- Get instant-issue VISA® debit cards
- Get fraud alerts in real time.
FAQ
What should I look for when opening a checking account?
When opening a checking account, think about how you plan to use the account: the number of checks you will use, the balance you plan to maintain, and whether you will have a direct deposit into the account. There are several types of checking accounts, and it is important that you know what you want your checking account to do for you.
How much of my deposit is FDIC insured?
Hanmi Bank’s checking accounts are FDIC-insured up to $250,000 per depositor, per insured bank, for each account ownership category. Please refer to the FDIC’s insurance brochure for detail.
How do I access online and mobile banking?
You will need to enroll in Hanmi Online Banking and download the Hanmi Mobile Banking app to your mobile devices. Use your Online Banking ID and password to access your account. You can enroll in Hanmi Online Banking here.
We’re Here to Help
You’ve got a team of experts on your side. Whether you have a simple question or need a comprehensive banking solution, we’re here for you.
Visit a local Hanmi Bank branch near you
Find addresses, phone numbers, and business hours for your Hanmi Bank branches and ATMs. We’re here for face-to-face support in person.
Call us at
855-773-8778
Help is just a phone call away. Our Customer Call Center is open Monday ~ Friday, 7:00 AM to 6:00 PM PT for your personal and business banking needs.