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Business Checking

Smart, Convenient Business Checking

Checking Solutions to Optimize Your Business

We understand what it takes to run a business efficiently. That’s why we’ve created an array of business checking options that you can conveniently operate from any internet device.

Smart Business Checking*

Ideal for Businesses that want maintenance fee free account and do not have many debit and/or deposit transactions.


  • $100 minimum balance to open
  • No monthly maintenance charge
  • Business debit card available
  • eStatement required
  • $2.00/deposit fee after the first fifteen (15) deposit transactions.

See Account Terms for details

Regular Business Checking*

Ideal for Businesses that want the convenience of full account service including unlimited deposits.


  • $200 minimum balance to open
  • $8 monthly maintenance charge waived when minimum balance requirement is met1
  • Business debit card available
  • Unlimited deposits

See Account Terms for details

Business Super Plus Checking*

Ideal for Businesses that want to earn interest while having unlimited deposits.


  • $2,500 minimum balance to open
  • $6 monthly maintenance charge waived when minimum balance requirement is met1
  • Interest earning checking account
  • Business debit card available
  • Unlimited deposits

See Account Terms for details

For detailed information, see Deposit Account Agreement, and Fee Schedule.
1Monthly maintenance charge can be waived if a minimum daily balance of $2,500, or average daily balance of $5,000 during each statement is maintained.
*Should the bank determine the account activity exceeds the limited nature of this account type, the account will be charged according to the Account Analysis Fee schedule. Please refer to Account Analysis Fees & Other Fees for Business.

Our Business Checking Account Benefits

Experience quality customer care with these additional checking account advantages.

FDIC Insured

Hanmi Bank is a member of the Federal Deposit Insurance Corporation (FDIC). Be confidently assured that your deposits are safe up to FDIC limits.

Enjoy over 37,000 ATMs

Hanmi Bank partners with the MoneyPass1 ATM Network, so you can conveniently withdraw cash without worrying about fees.

Security Alerts

Have peace of mind with 24/7 fraud monitoring with alerts for unusual activity on your account.

1MoneyPass networks are free; however, a fee may be charged for access through other ATM networks and may vary depending on the network provider

Simple, Easy & Secure

Run Your Business Better with Business Checking.

  • Monitor accounts and transfer money online.
  • Deposit checks with your phone.
  • Get instant-issue VISA® debit cards
  • Get fraud alerts in real time.

FAQ

What should I look for when opening a checking account?

When opening a checking account, think about how you plan to use the account: the number of checks you will use, the balance you plan to maintain, and whether you will have a direct deposit into the account. There are several types of checking accounts, and it is important that you know what you want your checking account to do for you.

How much of my deposit is FDIC insured?

Hanmi Bank’s checking accounts are FDIC-insured up to $250,000 per depositor, per insured bank, for each account ownership category.

How do I access online and mobile banking?

You will need to enroll in Hanmi Online Banking and download the Hanmi Mobile Banking app to your mobile devices. Use your Online Banking ID and password to access your account.

We’re Here to Help

You’ve got a team of experts on your side. Whether you have a simple question or need a comprehensive banking solution, we’re here for you.

Visit a local Hanmi Bank branch near you

Find addresses, phone numbers, and business hours for your Hanmi Bank branches and ATMs. We’re here for face-to-face support in person.

Call us at
855-773-8778

Help is just a phone call away. Our Customer Call Center is open Monday ~ Friday, 7:00 AM to 6:00 PM PT for your personal and business banking needs.