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Personal Savings & Money Market

Be Ready for Whatever
Life Brings You

Compare Different Ways to Save

Whether you’re saving long-term or planning your next vacation, a Hanmi Bank Savings Account can help you get there.

Simple Savings

Open a high yield savings account in about 10 minutes


  • Earn 0.45% APY1&2
  • $100 minimum balance to open
  • No monthly maintenance charge
  • Online only

See Account Terms for details

Savings Account

Enjoy our Savings Account featuring a low minimum balance


  • Earn 0.05% APY2
  • $100 minimum balance to open
  • $5 monthly maintenance charge waived when minimum balance requirement is met3

See Account Terms for details

Money Market

Earn competitive interest while keeping your cash within reach


  • Earn 0.05% APY2
  • $2,500 minimum balance to open
  • $6 monthly maintenance charge waived when minimum balance requirement is met4
  • Conveniently access your funds with Zelle® and personal checks

See Account Terms for details

For detailed information, see Deposit Account Agreement, and Fee Schedule.

1The APY varies with the balance: 0.45% APY for balances between $25,000.00 and over, 0.05% APY for balances between $0 to $24,999.99.
2Annual Percentage Yields (APYs) are accurate as of 11/3/21. APY/rate may change at any time before or after the account is opened. Account must be funded with funds that are not held at Hanmi Bank. Fees may reduce earnings.
3For Savings, monthly maintenance charge can be waived if a minimum daily balance of $500.
4For Money Market, monthly maintenance charge can be waived if a minimum daily balance of $2,500.

Our Savings & Money Market Account Benefits

Enjoy these great benefits that come with our savings & money market accounts.

FDIC Insured

Covered by FDIC Insurance up to $250,000*

Flexibility

Deposit and withdraw at your own convenience

24/7 Banking 

Bank anytime, anywhere with Hanmi Online & Mobile Banking

*Per account owner, per institution, and per ownership category.

Simple, Easy & Secure

Open a Simple Savings
account online.

  • Contactless online account opening means you can open an account virtually any time you want, no matter where you are
  • Securely fund your account by instantly verifying an external bank account and transferring the funds electronically
  • Open your account in about 10 minutes

FAQ

Are Hanmi Bank deposit accounts FDIC insured?

Yes. Hanmi Bank is a member of the FDIC, so your deposit accounts with us are insured up to $250,000 per account owner per institution and per ownership category.

How is interest paid on my savings or money market account?

For savings account, interest will be compounded daily and credited to the account quarterly.

For money market account, we compound and credit interest to your account monthly.

Can I open a Savings account online? What can I expect after my account is opened online?

Yes, you can open a Simple Savings account online here.

After you have completed the application, a confirmation email will be sent to the email address you provided during the application process. You can start enjoying your banking via Hanmi Online and Mobile Banking with your account number stated in your signature card. For online banking enrollment, please click here.

We’re Here to Help

You’ve got a team of experts on your side. Whether you have a simple question or need a comprehensive banking solution, we’re here for you.

Visit a local Hanmi Bank branch near you

Find addresses, phone numbers, and business hours for your Hanmi Bank branches and ATMs. We’re here for face-to-face support in person.

Call us at
855-773-8778

Help is just a phone call away. Our Customer Call Center is open Monday ~ Friday, 7:00 AM to 6:00 PM PT for your personal and business banking needs.