Personal
Secure Your Financial Dreams
Whether your goals are long or short-term, a CD’s guaranteed return will help you get there.
9 Month Promo CD
Open a CD in 10 minutes and enjoy the promotional APY
- 9 month CD1 at 1.95% APY*
- $1,000 minimum balance to open
- Online only
* Annual Percentage Yields (APYs) are accurate as of 7/20/2022. Fee could reduce the earnings on the account
See Account Terms for details
18 Month Promo CD
Open a CD in 10 minutes and enjoy the promotional APY
- 18 month CD2 at 0.75% APY*
- $1,000 minimum balance to open
- Online only
* Annual Percentage Yields (APYs) are accurate as of 7/20/2022. Fee could reduce the earnings on the account
See Account Terms for details
Certificate of Deposit
Want competitive, fixed interest rates on a variety of terms
- 1 to 3 years term CDs
- Competitive interest rates
- $1,000 minimum balance to open
See Account Terms for details
For detailed information, see Deposit Account Agreement, and Fee Schedule.
19-Month CDs will renew as 12-month CDs after the first maturity and will renew as 12-month CDs thereafter. Early withdrawal penalty will be equal to one (1) month simple interest of the opening balance.
218-month CDs will renew as 24-month CDs after the first maturity and will renew as 24-month CDs thereafter. Interest payouts are required at least annually. Early withdrawal penalty will be equal to one (1) month simple interest of the opening balance.
3Partial withdrawals in increments of $10,000 can be made up to six (6) times starting on the 7th day from the account opening without early withdrawal penalty for 12‐month term and after six (6) months for 24‐month term. Each partial withdrawal should be made at least 7 days apart to avoid early withdrawal penalty. At least half of the account opening balance must be maintained; otherwise it will be considered as account closing which will be subject to the early withdrawal penalty.
What you can expect from Hanmi Bank CDs
Open an online certificate of deposit, or stop by a Hanmi Bank location to start saving with a CD account.
No Monthly Maintenance Fees
With our CDs, there are no surprises. Zero monthly service fees let you reach your goals faster.
Predictable Growth
Once you set up a CD, you lock in your interest rate allowing you to calculate your return.
FDIC Insured
Hanmi Bank is a member of the Federal Deposit Insurance Corporation (FDIC). Be confidently assured that your deposits are safe up to FDIC limits.
Strengthen Your Financial Future Today
Securely open a CD account online
- Contactless online account opening means you can open an account virtually any time you want, no matter where you are
- Select a product you want and open your account in just 10 minutes
FAQ
What is a Certificate of Deposit (CD)?
A CD is a type of investment or savings account with a fixed rate and term provided by the bank.
Why do people open CD accounts?
There are many different reasons to put money into a CD:
- Saving for retirement
- Down payment on a house
- Low-risk investment with guaranteed return
- Controlling your budget
- Saving for education
- Buying a car
Can I open an online certificate of deposit?
We’re Here to Help
You’ve got a team of experts on your side. Whether you have a simple question or need a comprehensive banking solution, we’re here for you.
Visit a local Hanmi Bank branch near you
Find addresses, phone numbers, and business hours for your Hanmi Bank branches and ATMs. We’re here for face-to-face support in person.
Call us at
855-773-8778
Help is just a phone call away. Our Customer Call Center is open Monday ~ Friday, 7:00 AM to 6:00 PM PT for your personal and business banking needs.
