Personal Certificate of Deposit
Give Your Savings a Boost
Secure Your Financial Dreams
Whether your goals are long or short-term, a CD’s guaranteed return will help you get there.
Certificate of Deposit
Want competitive, fixed interest rates on a variety of terms
- 1 to 3 years term CDs
- Fixed interest rates on a variety terms
- $1,000 minimum balance to open
Higher CD rates with a higher balance requirement
- 7 days to 3 years term CDs
- Competitive interest rates
- $10,000 minimum balance to open
For detailed information, see Deposit Account Agreement, and Fee Schedule.
CDs will automatically renew at maturity for the original term. A penalty may be imposed on withdrawals made before maturity. The early penalty may reduce the principal balance.
What you can expect from Hanmi Bank CDs
No Monthly Maintenance Fees
With our CDs, there are no surprises. Zero monthly service fees let you reach your goals faster.
Once you set up a CD, you lock in your interest rate allowing you to calculate your return.
Hanmi Bank is a member of the Federal Deposit Insurance Corporation (FDIC). Be confidently assured that your deposits are safe up to FDIC limits.
What is a Certificate of Deposit (CD)?
A CD is a type of investment or savings account with a fixed rate and term provided by the bank.
Why do people open CD accounts?
There are many different reasons to put money into a CD:
- Saving for retirement
- Down payment on a house
- Low-risk investment with guaranteed return
- Controlling your budget
- Saving for education
- Buying a car
We’re Here to Help
You’ve got a team of experts on your side. Whether you have a simple question or need a comprehensive banking solution, we’re here for you.
Visit a local Hanmi Bank branch near you
Find addresses, phone numbers, and business hours for your Hanmi Bank branches and ATMs. We’re here for face-to-face support in person.
Call us at
Help is just a phone call away. Our Customer Call Center is open Monday ~ Friday, 7:00 AM to 6:00 PM PT for your personal and business banking needs.