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Personal Certificate of Deposit

Give Your Savings a Boost

Secure Your Financial Dreams

Whether your goals are long or short-term, a CD’s guaranteed return will help you get there.

Certificate of Deposit

Want competitive, fixed interest rates on a variety of terms

  • 1 to 3 years term CDs
  • Fixed interest rates on a variety terms
  • $1,000 minimum balance to open

See Account Terms for details

Premium CD

Higher CD rates with a higher balance requirement

  • 7 days to 3 years term CDs
  • Competitive interest rates
  • $10,000 minimum balance to open

See Account Terms for details

For detailed information, see Deposit Account Agreement, and Fee Schedule.

CDs will automatically renew at maturity for the original term. A penalty may be imposed on withdrawals made before maturity. The early penalty may reduce the principal balance.

What you can expect from Hanmi Bank CDs

No Monthly Maintenance Fees

With our CDs, there are no surprises. Zero monthly service fees let you reach your goals faster.

Predictable Growth

Once you set up a CD, you lock in your interest rate allowing you to calculate your return.

FDIC Insured

Hanmi Bank is a member of the Federal Deposit Insurance Corporation (FDIC). Be confidently assured that your deposits are safe up to FDIC limits.


What is a Certificate of Deposit (CD)?

A CD is a type of investment or savings account with a fixed rate and term provided by the bank.

Why do people open CD accounts?

There are many different reasons to put money into a CD:

  • Saving for retirement
  • Down payment on a house
  • Low-risk investment with guaranteed return
  • Controlling your budget
  • Saving for education
  • Buying a car

We’re Here to Help

You’ve got a team of experts on your side. Whether you have a simple question or need a comprehensive banking solution, we’re here for you.

Visit a local Hanmi Bank branch near you

Find addresses, phone numbers, and business hours for your Hanmi Bank branches and ATMs. We’re here for face-to-face support in person.

Call us at

Help is just a phone call away. Our Customer Call Center is open Monday ~ Friday, 7:00 AM to 6:00 PM PT for your personal and business banking needs.