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May 1, 2023
A Message from the CEO
Dear Valued Customers,
The closure of another high profile bank continues to weigh on investor sentiment and is creating renewed uncertainty about the overall financial health of regional and community banks. We recently reported our first quarter financial results and are reaching out to you again to assure you that Hanmi Bank has a strong capital base, ample liquidity and excellent credit quality.
We delivered strong financial results in the quarter even in the face of continued rising rates, economic uncertainty and a highly volatile banking environment.
Hanmi’s core deposit base is solid with strong customer relationships built over 40 years. We have little reliance on brokered deposits or wholesale funds. We have also enhanced our reciprocal deposit insurance programs by recently launching the Insured Cash Sweep® product, providing greater peace-of-mind for high balance depositors who may seek an added layer of protection.
Our banking relationships are centered on the needs of our customers ― individuals, small and mid-sized businesses, real estate investors and Korean companies operating in the U.S. We pride ourselves on being your bank of choice and are very grateful for the strong relationships we have developed over these many years.
We are well prepared to navigate turbulent markets and challenging economic cycles and to help our customers do the same, just as we have done for more than 40 years. Thank you for your ongoing partnership with Hanmi Bank. We value you as an important customer and stand ready to continue helping you with your banking needs. Please don’t hesitate to reach out to us directly if you have any questions or concerns.
President and CEO
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