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Small Business Checking

Explore The Right Checking Account For Your Business

Regular Checking

Enjoy unlimited deposits plus the everyday services your business needs.

  • $200 minimum balance to open
  • $8 monthly maintenance charge waived when minimum balance requirement is met1
  • Business debit card available
  • Unlimited deposits
  • Zelle® Small Business4

Smart Checking

Keep costs low while you manage day-to-day business banking.

  • $100 minimum balance to open
  • No monthly maintenance charge
  • Transactions limited to 15 deposits and 30 debits per statement cycle2
  • Enrollment in eStatement required
  • Zelle® Small Business4

Advantage Checking

Get practical treasury tools with built-in savings—like fee credits and fewer wire costs.

  • $1,000 minimum balance to open3
  • Zelle® Small Business4
  • $50 fee credit per statement cycle5
  • Enhanced cash management
  • No fees for incoming wire
  • No monthly module fee for ACH Payable and Online Wires6
  • No fee for up to 200 debits per statement cycle ($0.25 thereafter)7

For detailed information, see Deposit Account Agreement.

1Business Regular Checking: $8 monthly maintenance charge can be waived if a minimum daily balance of $2,500, or average daily balance of $5,000 during each statement cycle is maintained.
2Should the bank determine the account activity exceeds the limited nature of this account type, the account will be charged according to the Account Analysis Fee schedule. Please refer to Account Analysis Fees & Other Fees for Business.
3$1,000 minimum opening deposit. Business Advantage Checking: $50 monthly maintenance charge is waived by maintaining $15,000 minimum average daily balance during each statement cycle.
4Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
5Business Advantage Checking: $50 fee credit per statement cycle in which $15,000 average daily balance is maintained. Credit will be applied to account on the following statement cycle and does not roll over if not used.
6Online wire module fee and incoming wire fees are waived; outgoing wire fee applies. ACH Payables module fee and one time setup fee are waived; transaction fees apply.
7Should the bank determine the account activity exceeds the limited nature of this account type, the account will be charged according to the Account Analysis Fee schedule. Please refer to Account Analysis Fees & Other Fees for Business.

Earn Up To 200,000 Reward Points When You Open a New Checking Account

Digital Banking Solutions

Convenience & Speed You Can Count On

Bank On-The-Go

View, pay, receive, do everything you need with our mobile banking anytime, anywhere.

Simplify Your Banking

Monitor your transactions, send wires and see all your accounts at once to better manage your finance.

Streamline Your Finance with QuickBooks Integration

Sync your financial data effortlessly with QuickBooks to manage your finances efficiently.

Earn Rewards on Everyday Purchases

Earn points on everyday business spending and redeem them for value that goes back into your business.

Save for What’s Next

From growth plans to new opportunities, our business savings options help you build toward your next milestone.
Small Business Loan

SBA Simple Loan- Fast, Flexible SBA Funding You Can Apply Online

We’re proud to be long‑standing supporters of small business success. Designed for established small businesses, the SBA Simple Loan helps you access working capital, purchase equipment, or acquire a business more efficiently.

Visit a local Hanmi Bank branch near you

Find addresses, phone numbers, and business hours for your Hanmi Bank branches and ATMs. We’re here for face-to-face support in person.