Personal Savings & Money Market

Be Ready for Whatever
Life Brings You

Compare Different Ways to Save

Whether you’re saving long-term or planning your next vacation, a Hanmi Bank Savings & Money Market Account can help you get there.

Simple Money Market

Account with low opening balance & competitive rate designed to help you grow your savings


  • Earn up to 3.60% APY3
  • $100 minimum balance to open
  • $5 monthly maintenance charge waived when minimum balance requirement is met1

Balance Tiers

$0 – $9,999.99 | 0.05% APY

$10,000 – $99,999.99 | 3.40% APY

$100,000 + | 3.60% APY

See Account Terms for details

Onyx Money Market

A high-yield money market account ideal for individuals seeking to maximize their savings


  • Earn a competitive interest rate on higher balances
  • $10,000 minimum balance to open
  • $25 monthly maintenance charge waived when minimum balance requirement is met2

Balance Tiers

$0 – $249,999.99

$250,000 – $499,999.99

$500,000 +

(Please contact your local branch for rates)

See Account Terms for details

For detailed information, see Deposit Account Agreement, and Fee Schedule.

1For Simple Money Market, a maintenance charge of $5.00 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $500.
2For Onyx Money Market, a maintenance charge of $25.00 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $250,000.

3Annual Percentage Yields (APYs) are accurate as of 05/01/2025. APY/rate may change at any time before or after the account is opened. Fees may reduce earnings.

Our Savings & Money Market Account Benefits

Enjoy these great benefits that come with our savings & money market accounts.

FDIC Insured

Covered by FDIC Insurance up to $250,000*

Flexibility

Deposit and withdraw at your own convenience

24/7 Banking 

Bank anytime, anywhere with Hanmi Online & Mobile Banking

*Per account owner, per institution, and per ownership category.

Simple, Easy & Secure

Up to 3.60% APY1
Simple Money Market2

  • Contactless online account opening means you can open an account virtually any time you want, no matter where you are
  • Securely fund your account by instantly verifying an external bank account and transferring the funds electronically
  • Open your account in about 5 minutes

1Annual Percentage Yields (APYs) are accurate as of 05/01/2025. APY/rate may change at any time before or after the account is opened. The APY varies with the balance: 3.60% APY for balances $100,000.00 and over, 3.40% APY for balances between $10,000 and $99,999.99, 0.05% APY for balances between $0 to $9,999.99.
2For Simple Money Market, a maintenance charge of $5.00 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $500.

FAQ

Are Hanmi Bank deposit accounts FDIC insured?

Yes. Hanmi Bank is a member of the FDIC, so your deposit accounts with us are insured up to $250,000 per account owner per institution and per ownership category.

How is interest paid on my savings or money market account?

For Savings and Money Market accounts, interest will be compounded and credited monthly.

We’re Here to Help

You’ve got a team of experts on your side. Whether you have a simple question or need a comprehensive banking solution, we’re here for you.

Visit a local Hanmi Bank branch near you

Find addresses, phone numbers, and business hours for your Hanmi Bank branches and ATMs. We’re here for face-to-face support in person.

Call us at
855-773-8778

Help is just a phone call away. Our Customer Call Center is open Monday ~ Friday, 7:00 AM to 6:00 PM PT for your personal and business banking needs.