Grow Smart
More flexible ways to save to help you reach your financial goal.
Money Market & Savings
Money Market & Savings
| Item | Money Market | Savings Account | Kid's Savings Account |
|---|---|---|---|
| Ideal for Individuals who | Want competitive rates to maximize interest earnings | Want the opportunity to earn interest with low minimum balance requirements | Want to introduce your child to the importance of saving by giving hands-on experience. Children under age of 18 years. Account must be jointly opened with a parent or guardian. |
| Free Online & Mobile Banking | |||
| Free Mobile Check Deposit | |||
| Free Telephone Banking | |||
| Free e-Statement | |||
| Free Online Fund Transfer Between Hanmi Bank Accounts | |||
| Free Online Billpay | - | - | |
| Check Writing to Third Parties | Limited, see disclosure for details | - | - |
| Interest Earning | Compounds monthly and paid monthly | Compounds daily and paid quarterly | Compounds daily and paid quarterly |
| Annual Percentage Yield (APY) | |||
| Minimum Balance to Open | $2,500 | $100 | $100 |
| Monthly Service Charge | None if minimum balance required is met; otherwise $6 | None if minimum balance required is met; otherwise $5 | None |
| Minimum Balance Requirement to Waive Monthly Service Charge | $2,500 minimum daily balance during each statement cycle | $500 minimum daily balance during each statement cycle | None |
| Transaction Charge | $10 will be charged for each transfer in excess of six (6) See Disclosure for details | $10 will be charged for each transfer in excess of six (6) See Disclosure for details | $10 will be charged for each transfer in excess of six (6) See Disclosure for details |
| Disclosure | For detailed information, see Truth in Savings Product Disclosure, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader to access this document | For detailed information, see Truth in Savings Product Disclosure, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader to access this document | For detailed information, see Truth in Savings Product Disclosure, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader to access this document |
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Monday - Friday, 9AM~6PM
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Or email at callcenter@hanmi.com