Money Market & Savings

ItemMoney MarketSavings AccountKid's Savings Account
Ideal for Individuals whoWant competitive rates to maximize interest earningsWant the opportunity to earn interest with low minimum balance requirementsWant to introduce your child to the importance of saving by giving hands-on experience.
Children under age of 18 years. Account must be jointly opened with a parent or guardian.
Free Online & Mobile Banking
Free Mobile Check Deposit
Free Telephone Banking
Free e-Statement
Free Online Fund Transfer Between Hanmi Bank Accounts
Free Online Billpay--
Check Writing to Third Parties
Limited, see disclosure for details
--
Interest EarningCompounds monthly and paid monthlyCompounds daily and paid quarterlyCompounds daily and paid quarterly
Annual Percentage Yield (APY)
Minimum Balance to Open$2,500$100$100
Monthly Service ChargeNone if minimum balance required is met; otherwise $6None if minimum balance required is met; otherwise $5None
Minimum Balance Requirement to Waive Monthly Service Charge$2,500 minimum daily balance during each statement cycle$500 minimum daily balance during each statement cycleNone
Transaction Charge$10 will be charged for each transfer in excess of six (6)
See Disclosure for details
$10 will be charged for each transfer in excess of six (6)
See Disclosure for details
$10 will be charged for each transfer in excess of six (6)
See Disclosure for details
DisclosureFor detailed information, see Truth in Savings Product Disclosure - Money Market, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader to access this documentFor detailed information, see Truth in Savings Product Disclosure - Savings Account, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader to access this documentFor detailed information, see Truth in Savings Product Disclosure - Kids Savings, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader to access this document

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