Personal 
Personal Savings & Money Market
Be Ready for Whatever
Life Brings You
Compare Different Ways to Save
Whether you’re saving long-term or planning your next vacation, a Hanmi Bank Savings & Money Market Account can help you get there.
Simple Savings
Account with low opening balance & no monthly maintenance charge
- Earn up to 3.50% APY4
- $100 minimum balance to open
- No monthly maintenance charge
Balance Tiers
$0 – $49,999.99 | 3.00% APY
$50,000 + | 3.50% APY
See Account Terms for details
Simple Money Market
Account with low opening balance & competitive rate designed to help you grow your savings
- Earn up to 3.60% APY3
- $100 minimum balance to open
- $5 monthly maintenance charge waived when minimum balance requirement is met1
Balance Tiers
$0 – $9,999.99 | 0.05% APY
$10,000 – $99,999.99 | 3.40% APY
$100,000 + | 3.60% APY
See Account Terms for details
Onyx Money Market
A high-yield money market account ideal for individuals seeking to maximize their savings
- Earn a competitive interest rate on higher balances
- $10,000 minimum balance to open
- $25 monthly maintenance charge waived when minimum balance requirement is met2
Balance Tiers
$0 – $249,999.99
$250,000 – $499,999.99
$500,000 +
(Please contact your local branch for rates)
See Account Terms for details
For detailed information, see Deposit Account Agreement, and Fee Schedule.
1For Simple Money Market, a maintenance charge of $5.00 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $500.
2For Onyx Money Market, a maintenance charge of $25.00 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $250,000.
3Annual Percentage Yields (APYs) are accurate as of 05/01/2025. APY/rate may change at any time before or after the account is opened. Fees may reduce earnings.
4Annual Percentage Yields (APYs) are accurate as of 06/05/2025. APY/rate may change at any time before or after the account is opened. Fees may reduce earnings.
Our Savings & Money Market Account Benefits
Enjoy these great benefits that come with our savings & money market accounts.
FDIC Insured
Covered by FDIC Insurance up to $250,000*
Flexibility
Deposit and withdraw at your own convenience
24/7 Banking
Bank anytime, anywhere with Hanmi Online & Mobile Banking
*Per account owner, per institution, and per ownership category.
Simple, Easy & Secure
Up to 3.60% APY1
Simple Money Market2
- Contactless online account opening means you can open an account virtually any time you want, no matter where you are
- Securely fund your account by instantly verifying an external bank account and transferring the funds electronically
- Open your account in about 5 minutes
1Annual Percentage Yields (APYs) are accurate as of 05/01/2025. APY/rate may change at any time before or after the account is opened. The APY varies with the balance: 3.60% APY for balances $100,000.00 and over, 3.40% APY for balances between $10,000 and $99,999.99, 0.05% APY for balances between $0 to $9,999.99.
2For Simple Money Market, a maintenance charge of $5.00 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $500.
FAQ
Are Hanmi Bank deposit accounts FDIC insured?
Yes. Hanmi Bank is a member of the FDIC, so your deposit accounts with us are insured up to $250,000 per account owner per institution and per ownership category.
How is interest paid on my savings or money market account?
For Savings and Money Market accounts, interest will be compounded and credited monthly.
We’re Here to Help
You’ve got a team of experts on your side. Whether you have a simple question or need a comprehensive banking solution, we’re here for you.
Visit a local Hanmi Bank branch near you
Find addresses, phone numbers, and business hours for your Hanmi Bank branches and ATMs. We’re here for face-to-face support in person.
Call us at
855-773-8778
Help is just a phone call away. Our Customer Call Center is open Monday ~ Friday, 7:00 AM to 6:00 PM PT for your personal and business banking needs.