Personal Credit Cards

Use Your Card.

Get Rewarded.

A More Rewarding Credit Card

Choose the Hanmi Bank credit card you want and shop in-store or online, pay bills, travel locally or abroad, and earn rewards every time you use your credit card.

Zero+ Card

Zero annual fee plus travel rewards


  • 0% Introductory APR on purchases and balance transfers for up to 24 billing cycles
  • 4% Cash back on travel booked with the card in the Rewards Center (prepaid airfare, attractions, car rental and hotel)
  • $15 Annual statement credit for making purchases for 11 consecutive months

Everyday Rewards+ Card

Accelerated rewards for everything they do every day


  • 4X Points on first $2,000 each quarter on dining, takeout and restaurant delivery
  • 2X Points at grocery stores, gas stations/EV charging stations
  • 15,000 Bonus points after spending $500 in eligible net purchases within the first 90 days of account opening (subject to change)

Max Cash Preferred Card

Make rewards fit spending, for maximum cash back


  • 5% cash back on first $2,000 in combined net purchases each quarter in 2 chosen categories
  • 2% Unlimited cash back each quarter on eligible net purchases on 1 chosen everyday category
  • 0% Introductory APR on balance transfers for first 12 billing cycles

Travel Rewards+ Card

Accelerated rewards and no foreign transaction fees make travel more rewarding


  • 4X Points on eligible travel, entertainment, and recreation purchases
  • $99 Annual fee (waived first year)
  • No foreign transaction fees

Card Benefits

Hanmi Bank credit cards reward you for every purchase. Simply use your card and earn points or cash back.

Zero Fraud Liability


Protection from fraud and unauthorized use of card or account information

Mobile Purchases


Easily add to mobile device for simple, secure purchases with compatible Apple®, Android® or Samsung® phones

Simple Card Controls


Lock and unlock card, set travel notifications, or report a card lost or stolen

Choose Your Own Payment Date

Free Credit Score

Emergency Card Replacement

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

We’re Here to Help

You’ve got a team of experts on your side. Whether you have a simple question or need a comprehensive banking solution, we’re here for you.

Visit a local Hanmi Bank branch near you

Find addresses, phone numbers, and business hours for your Hanmi Bank branches and ATMs. We’re here for face-to-face support in person.

Call us at
855-773-8778

Help is just a phone call away. Our Customer Call Center is open Monday ~ Friday, 7:00 AM to 6:00 PM PT for your personal and business banking needs.