Personal Checking

Comparison of Personal Checking Accounts
Product NameRegular CheckingGreen Checking / Student CheckingHanmi Neighbor / Basic CheckingSuper Plus Checking
Ideal for Individuals whoWant the convenience of full account service including unlimited access to the accountPrefer to bank online/mobile and avoid the monthly minimum balance requirementWant low monthly maintenance fee and do not have many debit transactions Want to earn interest while having unlimited check writing and access to the account
Free Reward Debit CardFeature available Feature available Feature available Feature available
Free Online & Mobile BankingFeature available Feature available Feature available Feature available
Free Mobile Check DepositFeature available Feature available Feature available Feature available
Free Online Billpay & e-StatementFeature available Feature available Feature available Feature available
Free Online Fund Transfer Between Hanmi Bank AccountsFeature available Feature available Feature available Feature available
POP Money (Person-to-Person Transfer)Feature available Feature available Feature available Feature available
Access to More Than 25,000 Surcharge Free ATMsFeature available Feature available Feature available Feature available
Interest EarningFeature not available-Feature not available-Feature not available-Feature available
Annual Percentage Yield (APY)NoneNoneNoneFor more information on our current interest rates, please contact the nearest branch.
Minimum Balance to Open$100$200
$50 for Student Checking
$25$2,500
Monthly Service ChargeNone if minimum balance required is met; otherwise $7None$3.00
The fee will be waived if you are 65 years of age or older, reside in Illinois and receive a direct deposit at least once a month
None if minimum balance required is met; otherwise $6
Minimum Balance Requirement to Waive Monthly Service Transaction Charge$500 minimum daily balance or an average daily balance of $1,000NoneNone$2,500 minimum daily balance or an average daily balance of $5,000
Transaction ChargeNone if minimum balance requirement is met; otherwise $0.25 per debitOver the counter deposit and/or withdrawal is free for the first three (3) transactions. Check paid is free for the first three (3) transactions. $3 fee per transaction charged thereafterDebit transaction including checks, electronic transfers is free for the first ten (10) transactions. $0.25 per debit for each check paid, each payment by electronic transfer or any other form after the first 10 debit (including checks & electronic transfers) transactionsNone if minimum balance requirement is met; otherwise $0.25 per debit
DisclosureFor detailed information, see Truth in Savings Product Disclosure - Personal Regular Checking, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader to access this documentFor detailed information, see Truth in Savings Product Disclosure - Green Checking, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader to access this documentFor detailed information, see Truth in Savings Product Disclosure - Neighbor Checking, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader to access this documentFor detailed information, see Truth in Savings Product Disclosure - Super Plus Checking, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader to access this document

we're here to help

Need a Commercial Loan?

Our lenders can provide the lending options to help fuel your business' growth.

Visit Hanmi branch near you

Find addresses, phone numbers and business hours for Hanmi Bank branches and ATMs.

Call us at 855-773-8778

Monday - Friday, 8AM~6PM
Or email us