Convenient Checking Options
Choose an account that fits your need.
Personal Checking
Personal Checking
| Product Name | Regular Checking | Green Checking / Student Checking | Hanmi Neighbor / Basic Checking | Super Plus Checking |
|---|---|---|---|---|
| Ideal for Individuals who | Want the convenience of full account service including unlimited access to the account | Prefer to bank online/mobile and avoid the monthly minimum balance requirement | Want low monthly maintenance fee and do not have many debit transactions | Want to earn interest while having unlimited check writing and access to the account |
| Free Reward Debit Card | Feature available | Feature available | Feature available | Feature available |
| Free Online & Mobile Banking | Feature available | Feature available | Feature available | Feature available |
| Free Mobile Check Deposit | Feature available | Feature available | Feature available | Feature available |
| Free Online Billpay & e-Statement | Feature available | Feature available | Feature available | Feature available |
| Free Online Fund Transfer Between Hanmi Bank Accounts | Feature available | Feature available | Feature available | Feature available |
| POP Money (Person-to-Person Transfer) | Feature available | Feature available | Feature available | Feature available |
| Access to More Than 25,000 Surcharge Free ATMs | Feature available | Feature available | Feature available | Feature available |
| Interest Earning | Feature not available- | Feature not available- | Feature not available- | Feature available |
| Annual Percentage Yield (APY) | None | None | None | For more information on our current interest rates, please contact the nearest branch. |
| Minimum Balance to Open | $100 | $200 $50 for Student Checking | $25 | $2,500 |
| Monthly Service Charge | None if minimum balance required is met; otherwise $7 | None | $3.00 The fee will be waived if you are 65 years of age or older, reside in Illinois and receive a direct deposit at least once a month | None if minimum balance required is met; otherwise $6 |
| Minimum Balance Requirement to Waive Monthly Service Transaction Charge | $500 minimum daily balance or an average daily balance of $1,000 | None | None | $2,500 minimum daily balance or an average daily balance of $5,000 |
| Transaction Charge | None if minimum balance requirement is met; otherwise $0.25 per debit | Over the counter deposit and/or withdrawal is free for the first three (3) transactions. Check paid is free for the first three (3) transactions. $3 fee per transaction charged thereafter | Debit transaction including checks, electronic transfers is free for the first ten (10) transactions. $0.25 per debit for each check paid, each payment by electronic transfer or any other form after the first 10 debit (including checks & electronic transfers) transactions | None if minimum balance requirement is met; otherwise $0.25 per debit |
| Disclosure | For detailed information, see Truth in Savings Product Disclosure - Personal Regular Checking, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader to access this document | For detailed information, see Truth in Savings Product Disclosure - Green Checking, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader to access this document | For detailed information, see Truth in Savings Product Disclosure - Neighbor Checking, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader to access this document | For detailed information, see Truth in Savings Product Disclosure - Super Plus Checking, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader to access this document |
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