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Certificate of Deposit
|Item||Installment Savings||Certificate of Deposit||Diamond Freedom CD|
|Ideal for Individuals who||Want to accumulate a lump sum by depositing a fixed amount while earning a competitive, fixed interest||Want competitive, fixed interest rates on a variety of terms||Want the flexibility of accessing funds while earning interest on your savings|
|Minimum Balance to Open||Minimum balance to open varies depending on the term and goal amount||$1,000||$50,000|
|Terms||12, 24, or 36 months||1 to 3 years||12 or 24 months|
|Annual Percentage Yield (APY) - 12 Month|
|Annual Percentage Yield (APY) - 24 Month|
|Annual Percentage Yield (APY) - 36 Month||N/A|
Make monthly scheduled deposits
Up to initial deposit amount
|Free Online & Mobile Banking|
|Free Telephone Banking|
|Partial Withdrawal Without Early Withdrawal Penalty Prior to Maturity||-||-|
6 times up to 50% of opening balance
|Note||Early withdrawal penalty applies. The account will not automatically renew at maturity. If you do not withdraw at maturity, the account will be converted to a Regular Savings Account.||Early withdrawal penalty applies. No additional deposits during the term. This CD account will automatically renew at maturity.||Early withdrawal penalty applies to full or partial withdrawals beyond the six (6) allowable penalty-free withdrawals or for account closing during the term. |
Additional deposits in increments of $10,000 can be made up to the original opening deposit amount.
Partial withdrawals in increments of $10,000 can be made up to six (6) times.
|Disclosure||For detailed information, see Truth in Savings Product Disclosure - Installment Savings, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader||For detailed information, see Truth in Savings Product Disclosure - Regular CD, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader||For detailed information, see Truth in Savings Product Disclosure - Diamond Freedom CD, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader|
* The Annual Percentage Yield (APY) as advertised is accurate as of November 1, 2020. Interest rate and APY are subject to change at anytime without notice before and after you open an account.