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Fast loan processing, flexible terms.

SBA Lending

SBA Lending

ItemSBA 7(a) LoanSBA 504 Program
Use
  • Business property purchase
  • Leasehold improvements
  • Refinance of existing business debt
  • Business acquisition
  • Equipment purchase
Purchase of fixed assets such as:
  • Business property
  • Large equipment
Refinance of qualified debt on eligible assets.
Terms
  • 25 years - business property purchase or refinance of eligible business property.
  • 10 years - business acquisition, equipment purchase, refinance of eligible business debt
  • First Loan - 10-year maturity with a 25-year amortization.
  • Second Loan - 20 years, fully amortized
Loan AmountUp to $5,000,000Up to $12,000,000
Prepayment Penalty (PPP)

Yes

  • No PPP on loans with a maturity of less than 15 years
  • 3-year (5%, 3%, 1%) on loans with maturity of 15 years or longer

Yes

  • 10-year declining PPP starting at the effective 504 note rate
Interest RateVariable rate tied to Wall Street Journal Prime
  • First Loan - fixed or variable rate options
  • Second Loan - fixed rate for 20 years
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SBA Lending Division
Headquarters

(213) 427-5722
3660 Wilshire Blvd., Suite 917
Los Angeles, CA 90010

 

 



Colorado LPO

(303) 369-7333
2530 S. Parker Rd., Suite 105
Aurora, CO 80014

Dallas LPO

(972) 485-7239
4555 W. Walnut St.
Garland, TX 75042

Georgia LPO

(470) 719-8942
3700 Crestwood Pkwy., Suite 360
Duluth, GA 30096

Northern California LPO

(510) 824-7011
39420 Liberty St., Suite 250
Fremont, CA 94538

Seattle (NW) LPO

(206) 460-5104
31620 23rd Avenue South #305
Federal Way, WA 98003

Virginia LPO

(703) 462-8611
7700 Little River Tpk., Suite 200
Annandale, VA 22003