FDIC-Insured - Backed by the full faith and credit of the U.S. Government
SBA Lending
Fund Your Business Dreams
Your Preferred SBA Lender
With flexible terms, competitive down payment requirements and a convenient qualification process,
Hanmi SBA loans are processed by a dedicated team who are committed to the growth and development of small businesses across the U.S.
SBA 7(a) Loan
An SBA 7(a) loan is the most basic and most used type loan of the Small Business Administration’s (SBA) business loan programs, which includes financial help for businesses with special requirements.
Use
- Business property purchase
- Leasehold improvements
- Refinance of existing business debt
- Business acquisition
- Equipment purchase
Term
- 25 Years – business property purchase or refinance of eligible business property.
- 10 Years – business acquisition, equipment purchase, refinance of eligible business debt
Loan Amount
- Up to $5,000,000
Simple Loan
Our SBA Simple Loan is designed to meet your business needs with a fast review process. Receive a decision within days through our easy and straightforward application, secure document upload, and quick communication with our team. Most documents can be conveniently completed via E-Sign.
Use
- Working Capital
- New Equipment Purchase
- Business Acquisition
Term
- 10 Years
Loan Amount
- Up to $150,000
Simple Steps
- Step 1. Register – You’ll need your email address
- Step 2. Apply – The application should take about 30 minutes or less!
- Step 3. Submit – Stay tuned! We will be in touch within 48 hours
SBA 504 Program
An SBA 504 Loan Program provides long-term, fixed rate financing of up to $5 million for major fixed assets that promote business growth and job creation.
Use
- Purchase of fixed assets
(business property, large equipment) - Refinance of qualified debt on eligible assets.
Term
- First Loan – 10-year maturity with a 25-year amortization.
- Second Loan – 20 to 25 years, fully amortized
Loan Amount
- Up to $12,000,000
Why Hanmi Bank
Our SBA experts guide you seamlessly through the process of acquiring a government-backed loan.
A Preferred SBA Lender
As a preferred SBA lender, Hanmi Bank can offer faster loan approval process to help your business move ahead.
SBA Loan Experts
Our SBA specialist are here to help you with the government lending programs you need for a successful business.
Flexible Terms
SBA loans have longer maturity terms than conventional loans with competitive interest rates.
We’re Here to Help
You’ve got a team of experts on your side. Whether you have a simple question or need a comprehensive banking solution, we’re here for you.
Visit a local Hanmi Bank branch near you
Find addresses, phone numbers, and business hours for your Hanmi Bank branches and ATMs. We’re here for face-to-face support in person.
Call us at
855-773-8778
Help is just a phone call away. Our Customer Call Center is open Monday ~ Friday, 7:00 AM to 6:00 PM PT for your personal and business banking needs.