Commercial Lending

ItemCommercial Real EstateConstructionBusiness Term LoanLine of Credit
UsePurchase or refinance of a commercial property or a multi-family property (5+ units) for business owners or real estate investorsConstruction of various types of commercial propertiesRefinance or consolidation of existing business debts. Acquisition financing or refinance of mid- or long-term assetsShort-term financing for support of business cash flows, accounts receivables, and inventory financing
TermsUp to 7 years over 25 years amortization1 year, 2-yearsUp to 7 years1 year or less (subject to annual renewal)
Loan AmountUp to $75 Million*Up to $75 Million*Up to $75 Million*Up to $75 Million*
Prepayment PenaltyYesNoNoNo
Interest RateFixed/VariableVariableFixed/VariableVariable
Loan FeeYesYesYesYes
Application Fee
(Commitment Fee)
Good Faith Money for appraisal and environmental reportsGood Faith Money for appraisal and environmental reportsGood Faith Money for appraisal and environmental reports if real property is secured as collateralGood Faith Money for appraisal and environmental reports if real property is secured as collateral
Appraisal FeeYesYesYes, if real property is secured as collateralYes, if real property is secured as collateral.
Environmental ReportYesYesYes, if real property is secured as collateralYes, if real property is secured as collateral

* Lending limits may apply.

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Southern California


Division I - Koreatown

(213) 252-6463
3099 W. Olympic Blvd., Suite 200
Los Angeles, CA 90006

Division I - Downtown

(213) 347-6083
950 S. Los Angeles St., Suite 200
Los Angeles, CA 90015

Division II - Koreatown

(213) 252-6393
933 S. Vermont Ave., 3rd Floor
Los Angeles, CA 90006

Division II - Orange County

(714) 232-7624
5245 Beach Blvd., Suite A
Buena Park, CA 90621

Corporate Banking Center I

(213) 252-6755
933 S. Vermont Ave. 2nd Floor
Los Angeles, CA 90006

Corporate Banking Center II

(213) 252-6755
933 S. Vermont Ave. 2nd Floor
Los Angeles, CA 90006

Northern California

(510) 824-7013
39420 Liberty St., Suite 250
Fremont, CA 94538

Texas-Dallas 

(972) 509-7350
2625 Old Denton Road, Suite 100
Carrollton, TX 75007

Texas-Houston

(713) 395-3375
8585 S. Gessner
Houston, TX 77074

Illinois

(773) 290-6411/6413/6419
6335 N. Western Avenue
Chicago, IL 60659

Virginia

(703) 636-7508
7140 Little River Turnpike, Suite 749
Annandale, VA 22003

New York

(212) 584-7812
1140 Avenue of the Americas, 9th Floor
New York, NY 10036