Limited-Time Promotion

Enjoy Prime+0% with Flex-Loan

Smart financing solutions supporting small business growth

Why Flex-Loan?

Lower Payments

Benefit from WSJ Prime + 0% promotional rate for loans approved by August 31, 2026¹

No Collateral Required

Secure financing without tying up valuable business assets

Built for Small Businesses

Access financing tailored for small and growing businesses²

Affordable Financing at Prime Rate

Rates & Terms

Promotional Rate: WSJ Prime + 0%

Loan Amounts:

$1,000 – $5,000:

3-year term
$100 loan fee

$5,001 – $20,000:

5-year term
$200 loan fee

No collateral required

Eligibility

Annual revenue of $1 million or less
Minimum 2 years in the same or similar industry
U.S.-based businesses only
U.S. citizens or permanent residents
Minimum FICO score of 680 for all applicants and guarantors

Key Requirements

Must maintain or open a Hanmi Bank business checking account³ and enroll in auto-debit for loan payments⁴
No bankruptcies, foreclosure, or charge-offs within the past 5 years
Personal guarantees required for owners with 20%+ ownership

¹ This promotional offer is valid for loan applications approved by 8/31/2026. The Wall Street Journal Prime Rate (WSJ Prime Rate) is currently at 6.75%. The Bank reserves the right to modify or discontinue this offer at any time without prior notice.
² Available to eligible businesses located within designated service areas. Certain restrictions apply. Talk to your Hanmi Banker for more information.
³ Flex-Loan and business checking account must belong to the same business entity. The business checking account must be opened by loan approval date.
⁴ An eligible Hanmi Bank business checking account and automatic loan payment enrollment are requirement for participation in this promotional offer. If the automatic payment is discontinued, the interest rate will increase from WSJ Prime Rate + 0% to WSJ Prime Rate + 5% by the next billing cycle.

Open the Right Business Checking Account for your Business

Explore Hanmi business checking solutions tailored to your business needs.
Take advantage of our limited time offer and earn up to 200,000 points with qualifying activities. That’s up to $2,000 in cash value!

View Checking Options & Offer Details