Limited-Time Promotion

Enjoy Prime+0% with Flex-Loan

Smart financing solutions supporting small business growth

Why Flex-Loan?

Lower Payments

Benefit from WSJ Prime + 0% promotional rates for loans approved by August 31, 20261.

No Collateral Required

Secure financing without tying up valuable business assets.

Built for Small Businesses

Access financing tailored for small and growing businesses.

Affordable Financing at Prime Rate

Rates & Terms

  • Promotional Rate: WSJ Prime + 0%
  • Loan Amounts:
  • $1,000 – $5,000: 3-year term, $100 loan fee
  • $5,001 – $20,000: 5-year term, $200 loan fee
  • No collateral required

Eligibility

  • Annual revenue of $1 million or less
  • Minimum 2 years in the same or similar industry
  • U.S.-based businesses only
  • U.S. citizens or permanent residents
  • Minimum FICO score of 680 for all applicants and guarantors

Key Requirements

  • Must maintain or open a Hanmi Bank business checking account2 and enroll in auto-debit for loan payments3
  • No bankruptcies, foreclosure, or charge-offs within the past 5 years
  • Personal guarantees required for owners with 20%+ ownership

1 This offer is valid through 8/31/2026. The Bank reserves the right to modify or discontinue this offer at any time without prior notice.
2 Flex-Loan and business checking account must belong to the same business entity.
3 Rate includes a 5% autopay discount. If autopay is cancelled, the rate will be increased by 5% starting with the next billing cycle.

Open the Right Business Checking Account for your Business

  • Explore Hanmi business checking solutions tailored to your business needs.
  • Take advantage of our limited time offer and earn up to 200,000 points with qualifying activities. That’s up to $2,000 in cash value!
View Checking Options & Offer Details

We’re Here to Help

You’ve got a team of experts on your side. Whether you have a simple question or need a comprehensive banking solution, we’re here for you.

Visit a local Hanmi Bank branch near you

Find addresses, phone numbers, and business hours for your Hanmi Bank branches and ATMs. We’re here for face-to-face support in person.

Branch Locator

Call us at
855-773-8778

Help is just a phone call away. Our Customer Call Center is open Monday ~ Friday, 7:00 AM to 6:00 PM PT for your personal and business banking needs.

Contact Us