
Limited Time Offer For Mortgage Customers
Earn Up To 30,000 Points!
Enjoy More Convenience When Your Banking Works Together
Open a New Checking Account and Unlock More Rewards!
Earn 10,000 Points
Maintain a
Minimum Balance
Open a checking account and maintain a $3,000 average daily balance for the first three full months1
Earn 5,000 Points
Go Paperless,
Switch to Digital
Enroll in eStatements within 30 days of opening your checking account2
Earn 5,000 Points
Shop with Your
Debit Card
Spend $250 or more on
point-of-sale debit card purchases each month for the first three full months3
Earn 10,000 Points
Autopay Your Mortgage Payment
Set up recurring loan payments through Hanmi Online Banking4

How to Earn and Enjoy Your Points
- Open a Checking Account: Visit any Hanmi Bank branch or Hanmi.com to open your personal checking account.
- Activate & Enroll Your Debit Card: Order, activate, and enroll your card in uChoose Rewards within 30 days at uchooserewards.com.
- Meet the Eligibility Requirements: Earn up to 30,000 points by completing the qualifying activities.
- Earn points: Points will be added to your uChoose Rewards® account within 30 days after all requirements are met.5, 6
- Redeem and Enjoy: Visit uchooserewards.com to redeem for cash back, gift cards and more. 100 points=$1 in value.6
* This offer is valid from 5/1/2026 to 6/30/2026. The offer is subject to change and may be discontinued at any time without notice. Offer is valid for new personal checking customers; new personal checking customer is defined as a customer who has not had an existing personal checking relationship with Hanmi within the past 60 days. Only one (1) eligible account per customer (SSN). You must order and activate your debit card. Enrollment in uChoose Rewards is required within 30 calendar days after the account opening date to qualify for the bonus points. You must remain enrolled in uChoose Rewards for point crediting on the payout date.
1 Account must remain open and have a 3-month average balance of $3,000 or higher for the 1st three full months. 3-month average balance is calculated by dividing the sum of the daily balance (for the 1st three full months), by the total number of days in those three months.
2 5,000 points are awarded if customer enrolls in eStatement within 30 days after opening account; customer must be enrolled in Online Banking to enroll. $3,000 average daily balance for the 1st three full months is not required.
3 5,000 points are awarded if customer conducts $250 or higher in POS Debit Card transactions during each of the 1st three full months; ATM withdrawals are not qualified. $3,000 average daily balance for the 1st three full months is not required.
4 Loan payment must be scheduled through online banking and debited from the Hanmi checking account, 10,000 points will be credited within 30 days after the last day of the month in which the first loan payment is made. Loan payments must be setup within 3 months after account open date.
5 Points will be credited within 30 days after the 1st three full months and will expire 3 years from the month in which they were credited.
6 uChoose Rewards is not an affiliated of Hanmi Bank. All names and logos are registered trademarks of their respective owners.
Bring Your Mortgage and Checking Together and Enjoy More Convenience
- Simplify your mortgage payments by scheduling your mortgage payments directly from your Hanmi checking account
- Same-day Posting ㅡ mortgage payments submitted before 7:00 p.m. are posted the same day
- One secure login to simplify your banking to view your accounts in one place
We’re Here to Help
You’ve got a team of experts on your side. Whether you have a simple question or need a comprehensive banking solution, we’re here for you.
Visit a local Hanmi Bank branch near you
Find addresses, phone numbers, and business hours for your Hanmi Bank branches and ATMs. We’re here for face-to-face support in person.
Call us at
855-773-8778
Help is just a phone call away. Our Customer Call Center is open Monday ~ Friday, 7:00 AM to 6:00 PM PT for your personal and business banking needs.