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Business Advantage Checking

All-in-one Small Business Checking

Introducing Business Advantage Checking

Introducing the ultimate solution for small businesses – Hanmi Business Advantage Checking account.
Your all-in-one destination for seamless banking, designed to streamline your financial management at a low cost.

Zelle® Small Business1


Instant and zero-cost payment processing. Click here for more details

$50 fee credit per statement cycle2


When maintaining $15,000 average daily balance

Enhanced cash management


Access to wire, ACH payables and more

No fees for incoming wire


Take advantage of unlimited incoming wire

For detailed information, Account Terms, Deposit Account Agreement, and Fee Schedule.

1 Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
2 $50 fee credit per statement cycle in which $15,000 average daily balance is maintained. Credit will be applied to account on the following statement cycle.

Key Benefits of Business Advantage Checking Account

Enjoy these great benefits that come with our Business Advantage Checking account.

Designed for Small Business


  • Zelle® Small Business
  • $50 fee credit per statement cycle
  • Enhanced cash management
  • No fees for incoming wire

Cost Effective


  • Low minimum opening balance of $1,000
  • No monthly module fee for ACH Payable and Online Wires3
  • No fee for up to 200 debits per statement cycle ($0.25 thereafter)

Additional Benefits and Services Available


  • Hanmi Rewards Program
  • Credit Card
  • Merchant Services

3 Online wire module fee and all incoming wire fees are waived; outgoing wire fee applies. ACH Payables module fee and one time setup fee are waived; transaction fees apply.

Special Offer
Clover® Flex

Pay as you go for a Clover® Flex when you open a merchant services account.


Gain greater payment flexibility with a Clover® Flex.
It’s the perfect device for the speed of your business.


* Clover® Flex Rental $.01 monthly fee: Promotional offer expires December 31, 2024. This offer is available to qualified Hanmi Bank merchant services customers who have not had an account with First Data Merchant Services within six months. One promo offer per business tax ID for one Clover® Flex point-of-sale hardware device. New accounts are subject to standard credit approval and underwriting requirements. To be eligible for rental offer, merchant must: (1) must have an open Business Advantage Checking account within the past 30 days, (2) have a minimum processing volume of $100,000 and (3) activate account by submitting a batch of $25 or more in sales within 30 calendar days from approval date. Additional fees apply to certain Clover apps software components, services and activated accounts and are not included in the monthly Rental fee. Offer not valid with any other offer and subject to change without notice. Merchant Services products and services are provided by First Data Merchant Services, LLC. Hanmi Bank is not an affiliate of First Data Merchant Services and does not provide, warrant, or guarantee their products or services. All rates and fees are subject to change in accordance with the terms of the Merchant Agreement. Some business types are subject to different rates.

©2024 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. All trademarks, service marks and trade names referenced in this material are the property of their respective owners. Use of Clover requires a Merchant Processing Agreement.

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855-773-8778

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