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Certificate of Deposit
Certificate of Deposit
| Item | Installment Savings | Certificate of Deposit | Diamond Freedom CD |
|---|---|---|---|
| Ideal for Businesses that | Want to accumulate a lump sum by depositing a fixed amount while earning a competitive, fixed interest | Want competitive, fixed interest rates on a variety of terms | Want the flexibility to access your funds while earning interest on your savings |
| Free Online & Mobile Banking | |||
| Free Telephone Banking | |||
| Additional Deposits | Make monthly scheduled deposits | - | Up to initial deposit amount |
| Partial Withdrawal Without Early Withdrawal Penalty Prior to Maturity | - | - | 6 times up to 50% of opening balance |
| Terms | 12, 24, or 36 months | 1 month to 3 years (CA) 1 month to 5 years (Other regions) | 12 or 24 months |
| Minimum Balance to Open | Varies | $1,000 | $50,000 |
| Annual Percentage Yield (APY) | |||
| Note | Early withdrawal penalty applies. The account will not automatically renew at maturity. If you do not withdraw at maturity, the account will be converted to a Regular Savings Account. | Early withdrawal penalty applies. No additional deposits during the term. If you do not withdraw at maturity, the CD account will automatically renew at maturity. | Early withdrawal penalty applies to full or partial withdrawals beyond the six (6) allowable penalty-free withdrawals or for account closing during the term. Additional deposits in increments of $10,000 can be made up to the original opening deposit amount. Partial withdrawals in increments of $10,000 can be made up to six (6) times. |
| Disclosure | For detailed information, see Truth in Savings Product Disclosure - Installment Savings, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader to access this document | For detailed information, see Truth in Savings Product Disclosure - Regular CD, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader to access this document | For detailed information, see Truth in Savings Product Disclosure - Diamond Freedom CD, Deposit Account Agreement, and Fee Schedule. | Get Acrobat Reader to access this document |
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