Personal 
Business Savings & Money Market
Put Extra Cash to Work for Your Business
Choose a Savings Option That Fits Your Business Needs
Reach your financial goals with our Business Savings and Money Market Account.
Simple Money Market
Account with low opening balance and competitive rate designed to help your business grow its savings
- Earn up to 3.60% APY3
- $100 minimum balance to open
- $5 monthly maintenance charge waived when minimum balance requirement is met1
Balance Tiers
$0-$9,999.99 | 0.05% APY
$10,000-$99,999.99 | 3.40% APY
$100,000 + | 3.60% APY
See Account Terms for details
Onyx Money Market
A high-yield money market account ideal for businesses seeking to maximize their savings.
- Earn a competitive interest rate on higher balances
- $10,000 minimum balance to open
- $25 monthly maintenance charge is waived when minimum balance requirement is met2
Balance Tiers
$0-$249,999.99
$250,000-$499,999.99
$500,000 +
(Please contact your local branch for rates)
See Account Terms for details
For detailed information, see Deposit Account Agreement, and Fee Schedule.
1For Simple Money Market, a maintenance charge of $5.00 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $500.
2For Onyx Money Market, a maintenance charge of $25.00 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $250,000.
3Annual Percentage Yields (APYs) are accurate as of 05/01/2025. APY/rate may change at any time before or after the account is opened. Fees may reduce earnings.
Our Business Savings & Money Market Account Benefits
Enjoy these great benefits that come with our savings accounts.
Safety & Security
Hanmi monitors online banking fraud activity 24/7
Waive Monthly Service Charge
Getting monthly service charge waived with simple requirement
24/7 Banking
Bank anytime, anywhere with Hanmi Online & Mobile Banking
Hassle-free Business Savings & Money Market
Enjoy convenient features like a low minimum opening deposit, free online fund transfers between your Hanmi Bank Accounts and competitive interest.
FAQ
Are Hanmi Bank deposit accounts FDIC insured?
Yes. Hanmi Bank is a member of the FDIC, so your deposit accounts with us are insured up to $250,000 per account owner per institution and per ownership category. Please refer to the FDIC’s Insurance brochure for details.
How is interest paid on my savings or money market account?
For savings account, interest will be compounded daily and credited to the account quarterly.
For money market account, we compound and credit interest to your account monthly.
What is the minimum balance to open an account?
For savings account, it’s $100 and for money market account, it’s $2,500.
We’re Here to Help
You’ve got a team of experts on your side. Whether you have a simple question or need a comprehensive banking solution, we’re here for you.
Visit a local Hanmi Bank branch near you
Find addresses, phone numbers, and business hours for your Hanmi Bank branches and ATMs. We’re here for face-to-face support in person.
Call us at
855-773-8778
Help is just a phone call away. Our Customer Call Center is open Monday ~ Friday, 7:00 AM to 6:00 PM PT for your personal and business banking needs.