News & Stories

July 2025

Saving for holiday shopping season starts now

Summer may be in full swing, but it’s never too early to start planning for the holiday shopping season. By taking a few proactive steps now, your holiday shopping can be stress-free and enjoyable.

Start Saving Early: 

The earlier you start saving, the better. Consider setting aside a small amount from each paycheck into a dedicated holiday savings account. This way, you’ll have a nice nest egg by the time the holiday season arrives.

Set a Budget: 

Begin by determining how much you can afford to spend on gifts, decorations, and other holiday-related expenses. Setting a budget early will help you avoid overspending and keep your finances in check.

Make a List: 

Create a list of all the people you plan to buy gifts for and any other holiday expenses you anticipate. This will help you stay organized and ensure you don’t forget anyone.

Look for Deals: 

Keep an eye out for sales and discounts throughout the year. You might find great deals that are perfect for holiday gifts. This way, you can avoid higher prices as you get closer to the season.