Business Credit Cards

Get Rewarded for Every Business Purchase

Put Your Business Credit Card to Work for You

When you and your employees make every day business purchases, your card is delivering money-saving perks, earning rewards, and giving you the conveniences, you want.

Business Zero+ Card

For businesses that need a break from high interest rates


  • 0% Introductory APR on purchases and balance transfers for up to 18 billing cycles
  • 5% Cash Back on travel booked with the card in the Rewards Center (prepaid airfare, attractions, car rental and hotel)
  • $50 Annual statement credit. Each account owner and employee card is eligible for this credit after $5,000 in booking in the Rewards Center

Business Real Rewards Card

Simple Rewards, and rewards on everything


  • 1.5X Points on all eligible purchases
  • 0% Introductory APR for first 6 billing cycles on purchases and balance transfers
  • 2,500 Bonus points after first purchase

Business Cash Preferred Card

Earn cash back rewards on basic business purchases


  • 3% Cash Back on cell phone service providers, office supply stores, dining and gas and EV charging station purchases (transactions of $200 or less)
  • $100 Annual statement credit after 11 consecutive monthly software transactions
  • 1% Unlimited cash back on all other eligible purchases

Smart Business Rewards Card

Rewards that mirror spending – automatically


  • 2X Points on top 2 spend categories, automatically
  • 20K Bonus points after spending $500 in eligible net purchases within the first 90 days of account opening
  • No foreign transaction fee

Card Benefits

Hanmi Bank credit cards reward you for every purchase. Simply use your card and earn points or cash back.

Zero Fraud Liability


Protection from fraud and unauthorized use of card or account information

Mobile Purchases


Easily add to mobile device for simple, secure purchases with compatible Apple®, Android® or Samsung® phones

Simple Card Controls


Lock and unlock card, set travel notifications, or report a card lost or stolen

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

We’re Here to Help

You’ve got a team of experts on your side. Whether you have a simple question or need a comprehensive banking solution, we’re here for you.

Visit a local Hanmi Bank branch near you

Find addresses, phone numbers, and business hours for your Hanmi Bank branches and ATMs. We’re here for face-to-face support in person.

Call us at
855-773-8778

Help is just a phone call away. Our Customer Call Center is open Monday ~ Friday, 7:00 AM to 6:00 PM PT for your personal and business banking needs.