FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Limited-Time Promotion
Enjoy Prime + 1% with SBA Simple Loan
SBA financing designed to support small business growth
Simple SBA Funding You Can Apply Online
Competitive Promotional Rate
WSJ Prime + 1% for qualified loans approved by October 30, 2026.1 (Eligibility requirements apply)
Simplified Application Process
Apply online securely with a simplified review process and faster turnaround.
Long-Term Financing
Up to 10 years with fully amortized payments to support healthy cash flow.
Simple Loan At A Glance
Terms & Amount2
- Term: Up to 10 years (fully amortized)
- Loan Amount: $20,000 – $250,000
- Fees:
– $500 for loans up to $50,000
– $750 for loans above $50,000
– SBA Guaranty Fee: 1.0% – 1.5%, depending on loan size
Key Requirements
- Hanmi Bank business checking account with a minimum balance of $5,000 at the time of loan approval3
- Minimum 2 years in business with same or increasing ownership throughout
- Satisfactory credit history
- Minimum FICO score of 680
Additional Eligibility
- U.S. citizens or nationals only
- Personal guarantee required for owners with 20%+ ownership
- One loan per business purpose and location
- Business must be U.S.-based
1 Promotional rate of Wall Street Journal Prime + 1.00% applies only to qualifying SBA Simple Loans approved by 10/30/2026. After the promotional period, the interest rate will be Wall Street Journal Prime + 3.75%, variable, and the APR may increase. Rates, terms, and approval are subject to credit review and program eligibility. The Bank reserves the right to modify or discontinue this offer at any time without prior notice.
2 Actual payment amount, APR, fees, and terms may vary.
3 SBA Simple Loan and business checking account must belong to the same business entity.
Simple Steps to Get Started
1. Register
Create your account using your email address.
2. Apply Online
Complete your application securely in about 30 minutes.
3. Submit
We’ll review your application and follow up within 48 hours.
Open the Right Business Checking Account for your Business
- Explore Hanmi business checking solutions tailored to your business needs.
- Take advantage of our limited time offer and earn up to 200,000 points with qualifying activities. That’s up to $2,000 in cash value!
We’re Here to Help
You’ve got a team of experts on your side. Whether you have a simple question or need a comprehensive banking solution, we’re here for you.
Visit a local Hanmi Bank branch near you
Find addresses, phone numbers, and business hours for your Hanmi Bank branches and ATMs. We’re here for face-to-face support in person.
Call us at
855-773-8778
Help is just a phone call away. Our Customer Call Center is open Monday ~ Friday, 7:00 AM to 6:00 PM PT for your personal and business banking needs.