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Direct Deposit Offer

Payday Made Better with Rewards

Earn 1 reward point for every $1 made in direct deposit

Get More From Your Direct Deposit

Whether you are a new or existing customer, set up direct deposit with Hanmi Bank today and watch the uChoose Reward® points stack up. You can redeem your points for merchandises, gift cards and even cash back1

Enroll in uChoose Rewards®

Earn reward points every time you use your Hanmi Bank debit card. Join Hanmi Bank uChoose Rewards®1 Program today. It’s free to join!

Earn Direct Deposit Reward Points

Make at least one direct deposit by September 30, 2024, and maintain monthly average balance of $3,000 or more during the full calendar month to earn 1 uChoose Rewards® point for every $1 made in direct deposit. You can earn a maximum of 5,000 points each month.2

Boost Your Reward Points

Plus, we’ll match the reward points earned for the first three full months3. Enjoy the jumpstart to earn reward points that much faster!

1uChoose Rewards® is not an affiliate of Hanmi Bank. All names and logos are registered trademarks of their respective owners. Cash value to one hundred (100) uChoose Rewards® point is $1.00.

2This offer is valid from 6/3/2024 to 12/31/2024, and is subject to change and may be discontinued at any time without notice. Offer is valid to current and new personal checking customers enrolled in uChoose Rewards®.  First direct deposit must be made on or before 9/30/2024, and must maintain monthly average balance of $3,000 or more during the full calendar month on the account, to qualify. Existing customers already receiving direct deposit will be eligible to earn reward points if they maintain monthly average balance of $3,000 or more during the full calendar month. Monthly average balance is calculated by aggregating the balance in the account for each day of the month and dividing the aggregated balance by the number of days in that month, or the number of days account was open during that month if account was opened mid-month. Only one (1) eligible account per customer (SSN/TIN). Points will be credited to customer’s uChoose account 21 days after the end of each month. uChoose Rewards® points earned are forfeited if customer is not enrolled in uChoose on day of payout.

3Hanmi Bank will award additional uChoose Rewards® points by matching the points earned for the first three full months. Points will be credited to customer’s uChoose account 21 days after the end of each month. uChoose Rewards® points earned are forfeited if customer is not enrolled in uChoose on day of payout.

Explore Our Checking Account Options

Our checking accounts offer straight forward features with convenient online and mobile banking services allowing you to bank anytime, anyplace you want. Open an account today!

Simple Checking

Enjoy the monthly maintenance fee free checking account for everyday needs that puts you in control


  • $50 minimum balance to open
  • No monthly maintenance charge
  • Access to more than 40,000 surcharge free ATMs4

See Account Terms for details

Personal Regular Checking

Enjoy the convenience of full account service including unlimited access


  • $100 minimum balance to open
  • $7 monthly maintenance charge waived when minimum balance requirement is met5
  • Access to more than 40,000 surcharge free ATMs4

See Account Terms for details

For detailed information, see Deposit Account Agreement, and Fee Schedule.

4MoneyPass networks are free; however, a fee may be charged for access through other ATM networks and may vary depending on the network provider.
5For Personal Regular Checking, monthly maintenance charge can be waived if a minimum daily balance of $500, or average daily balance of $1,000 during each statement is maintained.

All About uChoose Rewards

So Many Ways to Redeem!

Hanmi Bank uChoose Rewards Program6 offers so many options for you to redeem your points. Earn cashback on your daily purchases, collect points for your dream vacation, or enjoy exclusive discounts at your favorite stores- the choice is yours7.

  • Cashback
  • Travel – flights, hotels, car rentals, cruises
  • Gift cards – select from over 100 retailers
  • Merchandise – over 3 million options from leading brands
  • Charities – support over 1,000 charities

Start Earning Points

With every purchase, you’re on your way to exciting perks and benefits. Just use your Hanmi Bank Debit Card or Credit Card for purchases big or small, and watch the rewards stack up!

Credit Card

Receive 1 point for every $1 spent


Hanmi Bank Credit Card offers variety of benefits including a reward program! Apply today and watch your points accumulate.

Debit Card

Receive 1 point for every $2 spent


The reward program isn’t just for credit cards. Get rewarded every time you make a purchase using your Hanmi Debit card.

6For Program information, click the “Terms and Conditions” link at UChooseRewards.com. The uChoose Rewards Program is available to open and active accounts as designated by Hanmi Bank. uChoose Rewards is not an affiliate of Hanmi Bank. All names and logos are trademarks and registered trademarks of their respective owners. All rights reserved.

71,500 Point is a minimum for redeeming

FAQ

What is uChoose Rewards®?

uChoose Rewards® is a rewards program where you earn points for shopping or using your Hanmi Bank Business Debit Card and then redeem your points for anything of your choice from a huge online rewards catalog.

How do I earn points?

You earn 1 point for every $1 for each Hanmi Credit Card or 1 point for every $2 for each Hanmi Debit Card.

Plus, you can earn even more points when you shop at participating retailers. Choose to shop in-store at national or local retailers or online through www.uchooserewards.com. When shopping in-store, select credit and sign for your purchases.

Where can I earn points?

You earn points everywhere your card is accepted.

When can I redeem my points?

It can take up to 30 days for your points to be credited to your account. You must accumulate 1,500 points before you can redeem your points. After that, you can redeem for any number of amazing items. Simply look for your “Total Points” at the top of any page to see how many points you have available for redemption.

Can I share points with family members?

Yes, all cards within an account automatically earn points together. In addition, if you have multiple debit or credit accounts with Hanmi Bank you can link them together to earn rewards faster. Visit the Profile page in the uChoose Reward page to link more accounts to your program.

What can I redeem my points for?

It’s your choice! You can choose from millions of options, whether it’s products, travel experiences, activities, event tickets, or more! Simply visit the Redeem Points page and click on the category that suits your interests.

We keep track of all the points you earn and will help you find just what you’re looking for when you’re ready to redeem. We even have a Wish List that will help you track when you’ve earned enough to redeem a specific item.

Where can I view my point activity?

You can access the history of your point activity on the Point Details page once you log into the uChoose Rewards page.

What if I shopped at a participating retailer, but my points aren’t showing up?

It can take up to 30 days for transactions to appear on the Point Details page. If points from a qualified transaction do not appear after 30 days, contact us for assistance.

How much does it cost to participate?

There’s no cost. Membership in uChoose Rewards® is absolutely free for Hanmi Bank cardholders, so start shopping and earning today.

What if I have another question?

If you have other questions not answered here, contact your uChoose Rewards® Specialist at support@customerservice.uChooseRewards.com.

Can I pool points with family members or with my business account?

Yes – all cards linked to your uChoose account will earn points together. You can also link personal and business accounts to pool points.

Can I pool points with my Hanmi credit card?

Yes – you can pool points with your uChoose Rewards® account linked to your Hanmi credit card; although the two uChoose accounts are linked, you will need to maintain the two separate accounts.

Do my points expire?

Points expire after 3 years

We’re Here to Help

You’ve got a team of experts on your side. Whether you have a simple question or need a comprehensive banking solution, we’re here for you.

Visit a local Hanmi Bank branch near you

Find addresses, phone numbers, and business hours for your Hanmi Bank branches and ATMs. We’re here for face-to-face support in person.

Call us at
855-773-8778

Help is just a phone call away. Our Customer Call Center is open Monday ~ Friday, 7:00 AM to 6:00 PM PT for your personal and business banking needs.