Hanmi Choice Checking

Make the Choice to Manage Your Money Better

Hanmi Choice Checking

Hanmi Choice Checking offers simple, easy solution to help you stay on your budget and manage your money better.

No Paper Checks Needed

Add Online Bill Pay and Zelle to make payments and send/receive money

No Overdraft Fees

Never worry again about overdrawing your account

Get Rewarded

Earn reward points when you use your debit card to make purchases

For detailed information, see Account Terms, Deposit Account Agreement, and Fee Schedule.

Choice Checking Account Fees and Details

Monthly Maintenance Charge$4.95 monthly fee will be waived if you receive a direct deposit into the account at least once a month.
Minimum Balance to Open$25.00 minimum opening deposit
Overdraft ChargeNo overdraft fee | Overdraft is not allowed for Choice Checking
Monthly StatementeStatement is required for this product
Transaction LimitationCheck-writing is not available for this product
Other FeesPlease refer to Choice Checking account fees

What You Can Expect from Hanmi Bank

Hanmi Bank has been meeting the financial needs of consumers and businesses for the past 40 years

40 Years of Serving the Community

Established in 1982, Hanmi Bank has been supporting the dreams of all Americans for the past 40 years

Coast-to-Coast Service

Hanmi serves communities through a network of 35 branches across 6 states, coast-to-coast

FDIC Insured

Hanmi Bank is a member of the Federal Deposit Insurance Corporation (FDIC). Be confidently assured that your deposits are safe up to FDIC limits*.

* Per account owner, per institution, and per ownership category.

Contact Information

Sheka Hart | CRA Officer

817-200-5411 | 817-795-8899



Are Hanmi Bank deposit accounts FDIC insured?

Yes. Hanmi Bank is a member of the FDIC, so your deposit accounts with us are insured up to $250,000 per account owner per institution and per ownership category.

What information or documentation is needed to apply for a new checking account?

To apply for a new checking account, you’ll need your Social Security number, one valid form of primary identification (driver’s license, valid passport, government-issued ID with photo and signature), and minimum required opening deposit (amount varies depending on type of account).

How do you earn reward points for using my debit card?

Hanmi Bank debit reward program is offered through uChoose Rewards® program. Please refer to the Debit Card Benefits section within our Personal Checking page.