Hanmi Choice Checking
Make the Choice to Manage Your Money Better
Hanmi Choice Checking
Hanmi Choice Checking offers simple, easy solution to help you stay on your budget and manage your money better.
No Paper Checks Needed
Add Online Bill Pay and Zelle to make payments and send/receive money
No Overdraft Fees
Never worry again about overdrawing your account
Get Rewarded
Earn reward points when you use your debit card to make purchases
For detailed information, see Account Terms, Deposit Account Agreement, and Fee Schedule.
Choice Checking Account Fees and Details
| Monthly Maintenance Charge | $4.95 monthly fee will be waived if you receive a direct deposit into the account at least once a month. |
| Minimum Balance to Open | $25.00 minimum opening deposit |
| Overdraft Charge | No overdraft fee | Overdraft is not allowed for Choice Checking |
| Monthly Statement | eStatement is required for this product |
| Transaction Limitation | Check-writing is not available for this product |
| Other Fees | Please refer to Choice Checking account fees |
What You Can Expect from Hanmi Bank
Hanmi Bank has been meeting the financial needs of consumers and businesses for the past 40 years
40 Years of Serving the Community
Established in 1982, Hanmi Bank has been supporting the dreams of all Americans for the past 40 years
Coast-to-Coast Service
Hanmi serves communities through a network of 35 branches across 6 states, coast-to-coast
FDIC Insured
Hanmi Bank is a member of the Federal Deposit Insurance Corporation (FDIC). Be confidently assured that your deposits are safe up to FDIC limits*.
* Per account owner, per institution, and per ownership category.
FAQ
Are Hanmi Bank deposit accounts FDIC insured?
Yes. Hanmi Bank is a member of the FDIC, so your deposit accounts with us are insured up to $250,000 per account owner per institution and per ownership category.
What information or documentation is needed to apply for a new checking account?
To apply for a new checking account, you’ll need your Social Security number, one valid form of primary identification (driver’s license, valid passport, government-issued ID with photo and signature), and minimum required opening deposit (amount varies depending on type of account).
How do you earn reward points for using my debit card?
Hanmi Bank debit reward program is offered through uChoose Rewards® program. Please refer to the Debit Card Benefits section within our Personal Checking page.