For Your Protection
What you need to know about keep your banking secure
Last Updated: January 1, 2023
Information You Provide to Us
We collect information you provide directly to us. For example, we collect information directly from you when you use our Services to create or access an account, fill out an application or form, or otherwise interact with us. The types of information about you that we collect include your:
- Email address
- Phone number
- Mailing address
- Social Security Number
- Driver’s license information
- Any information you provide to us to obtain a product or service or that you otherwise provide to us.
Information We Collect Automatically
We automatically collect certain information about your interactions with us or our Services, including:
- Activity Information: We collect information about your activity on our Services, such as when you verify your identity (such as when you access your account information).
- Device and Usage Information: We collect information about how you access our Services, including data about the device and network you use, such as your mobile network, IP address, unique device identifiers, browser type, and App version. We also collect information about your activity on our Services, such as access times, pages viewed, links clicked, and the page you visited before navigating to our Services.
- Your Content: With your permission, we collect information and content stored on your device, such as your contacts.
Information We Collect from Other Sources
We obtain information from other sources. For example, we may collect information from identity verification services, advertising networks, data analytics providers, and mailing list providers. This information includes information to verify your identity for proper data security as well as attribution data related to advertising.
Information We Derive
We may derive information or draw inferences about you based on the information we collect. For example, we may make inferences about your approximate location based on your IP address.
We use the information we collect for various business and commercial purposes. We also use the information we collect to:
- Provide, maintain, improve, and develop new products and services, including to debug and repair errors in our Services;
- Process your application or transactions;
- Respond to your questions or inquiries;
- Personalize your experience with us;
- Send you technical notices, security alerts, support messages and other transactional or relationship messages;
- Communicate with you about products, services, and events offered by Hanmi Bank and others and provide news and information that we think will interest you (see the Your Choices section below for information about how to opt out of these communications at any time);
- Facilitate contests, sweepstakes, and promotions, and process and deliver entries and rewards;
- Manage or offer debit or credit card related rewards programs;
- Monitor and analyze trends, usage, and activities in connection with our products and services;
- Detect, investigate, and help prevent security incidents and other malicious, deceptive, fraudulent, or illegal activity and help protect the rights and property of Hanmi Bank and others;
- Comply with our legal and financial obligations;
- Verifying your identity (such as when you access your account information).
- Carry out any other purpose described to you at the time the information was collected.
We disclose personal information in the following circumstances or as otherwise described in this policy:
- We share personal information with vendors that access personal information to perform work for us, such as service providers, vendors, consultants, payment processing, fraud prevention, customer service, and marketing and advertising.
- We share personal information with our lawyers and other professional advisors where necessary to obtain advice or otherwise protect and manage our business interests.
- We may share personal information in connection with, or during negotiations concerning, any merger, sale of company assets, financing, or acquisition of all or a portion of our business by another company.
- Personal information is shared between and among Hanmi Bank and our current and future parents, affiliates, and subsidiaries and other companies under common control and ownership.
- We share personal information with your consent or at your direction.
- We also share aggregated or de-identified information that cannot reasonably be used to identify you.
Hanmi Bank is headquartered in the United States and we have operations and vendors in the United States and other countries. Therefore, we and those that perform work for us may transfer your personal information to, or store or access it in, jurisdictions that may not provide levels of data protection that are equivalent to those of your home jurisdiction.
Correct and Access Information
You may update and correct certain account information at any time by logging into your account or visiting your local branch or calling our Customer Call Center at (855) 773-8778.
Most web browsers are set to accept cookies by default. If you prefer, you can usually adjust your browser settings to remove or reject browser cookies. Please note that removing or rejecting cookies could affect the availability and functionality of our Services.
You may opt out of receiving promotional emails from Hanmi Bank by following the instructions in those communications. If you opt out, we may still send you non-promotional emails, such as those about your account or our ongoing business relations.
Mobile Push Notifications
With your permission, we may send push notifications to your mobile device. You can deactivate these messages at any time by changing the notification settings on your mobile device.
What are Cookies?
- Cookies are small data files stored on your browser or device. They may be served by the entity that operates the website you are visiting (“first-party cookies”) or by other companies (“third-party cookies”). For example, we partner with third-party analytics providers, like Google, which set cookies when you visit our websites. This helps us understand how you are using our Services so that we can improve them.
- Pixels are small images on a web page or in an email. Pixels collect information about your browser or device and can set cookies.
- Local storage allows data to be stored locally on your browser or device and includes HTML5 local storage and browser cache.
- SDKs are blocks of code provided by our partners that may be installed in our mobile applications. SDKs help us understand how you interact with our mobile applications and collect certain information about the device and network you use to access the application.
|Category of Cookies||Why we use these cookies|
|Technical||These cookies are essential for our services to function properly. Like the other cookies we use, technical cookies may be either first-party cookies or third-party cookies.|
|Preferences||We use these cookies to remember your settings and preferences. For example, we may use these cookies to remember your language preferences.|
|Security||We use these cookies to help identify and prevent security risks.|
|Performance||We use these cookies to collect information about how you interact with our services and to help us improve them. For example, we may use these cookies to determine if you have interacted with a certain page.|
|Analytics||We use these cookies to help us understand improve our services. For example, we can use these cookies to learn more about which features are the most popular with our users and where we may need to make improvements.|
|Advertising||We and our advertising partners use these cookies to deliver advertisements, to make them more relevant and meaningful for visitors to our website, and to track the efficiency of our advertising campaigns, both on our services and on other websites.|
Device IDs: If you access our app using a mobile device, the advertising identifier associated with your device or other identifiers may be recorded and used for purposes similar to those of cookies.
- Although most browsers and devices accept cookies by default, their settings usually allow you to clear or decline cookies. If you disable cookies, however, some of the features of our services may not function properly.
- To prevent your data from being used by Google Analytics, you can install Google’s opt-out browser add-on.
- For information on how our advertising partners allow you to opt out of receiving ads based on your web browsing history, please visit http://optout.aboutads.info/.
- To opt out of ads on Facebook or Google that are targeted to your interests, use your Facebook or Google Ads settings.
- Check your mobile device for settings that control ads based on your interactions with the applications on your device. For example, on your iOS device, enable the “Limit Ad Tracking” setting, and on your Android device, enable the “Opt out of Ads Personalization” setting.
US Consumer Privacy Notice
California Consumer Privacy Notice
Last Updated: January 1, 2023
If you are a California employee, employee applicant, or contractor of Hanmi Bank, please refer to the Hanmi Bank Privacy Notice for California Employees for a description of Hanmi Bank’s privacy practices in that context.
California Notice of Information Collected and/or Disclosed
While Hanmi Bank offers a wide variety of financial services, this California Privacy Notice only informs you about the Personal Information we collect from you unrelated to the offering of financial products and services to you. Moreover, we may collect Personal Information from you in a variety of different situations, including, but not limited to on any of our websites, your mobile device, our mobile app, through email, in physical locations, through the mail, over the telephone, and/or in any other situation where we interact with you. More specifically, Hanmi Bank collects the following categories of Personal Information from you, which will depend on the particular Business Purpose for which we collect it:
|Categories of Personal Information||Examples of Personal Information Collected|
|Identifiers.||A real name, alias, postal address, online identifier, Internet Protocol address, email address.|
|Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).||A name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information|
|Internet or other similar network activity.||Browsing history, search history, information on a Consumer’s interaction with a website, application, or advertisement.|
|Geolocation data.||Approximate city location.|
|Sensory data.||Audio (such as call recordings), video recordings.|
|Inferences drawn from other personal information.||Profile reflecting a person’s preferences, characteristics, or behavior.|
Personal Information does not include identified information or aggregate Consumer information.
Hanmi Bank obtains the categories of Personal Information listed above from the following categories of sources:
- Directly from you. For example, from forms or surveys you complete or products and services you purchase.
- Indirectly from you. For example, from observing your actions on our website or from information your computer or mobile device transmits when interacting with our website or mobile applications, among other things.
- Third parties. For example, third party partners with whom we offer rewards or other programs may give us information about you.
How We Use Personal Information
We may use or disclose the Personal Information we collect from you or about you for one or more of the following business purposes:
- To fulfill or meet the purpose for which you provided the information. For example, if you disclose your name and contact information to ask us a question or inquire about our products or services, we will use that Personal Information to respond to your inquiry.
- To contact you and to inform you about products, services, promotions, special offers, and/or events that may interest you.
- Manage or offer debit or credit card related rewards programs;
- To provide you information about our products and services.
- To provide, support, personalize, and develop our website, products, and services.
- To create, maintain, customize, and secure your information with us.
- To process your requests and prevent fraud.
- To provide you with support and to respond to your inquiries, including to investigate and address your concerns and monitor and improve our responses.
- To personalize your App or Website experience and to deliver content and product and service offerings relevant to your interests, including customized offers and ads through our website, mobile applications, third-party sites, and via email or text message (with your consent, where required by law).
- To help maintain the safety, security, and integrity of our App or Website, products and services, databases and other technology assets, and business.
- For research, analysis, and business development, including to develop and improve our Website, products, and services.
- To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
- As described to you when collecting your Personal Information or as otherwise set forth in the applicable law or subsequently agreed to by you.
- To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Hanmi Bank’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Information held by Hanmi Bank about our Consumers is among the assets transferred.
Disclosures of Personal Information for a Business Purpose
In the preceding twelve (12) months, Hanmi Bank has disclosed the following categories of Personal Information for a business purpose to the following categories of recipients:
|Category of Personal Information||Categories of Recipients|
|Identifiers.||Service providers, web hosting and internet service providers, information technology, customer service, cloud service, data analytics, marketing and advertising.|
|Personal Information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).||Service providers, information technology, customer service, data analytics, marketing and advertising.|
|Internet or other similar network activity.||Service providers, web hosting and internet service providers, information technology, cloud service, data analytics, marketing and advertising.|
|Geolocation data.||Service providers, web hosting and internet service providers, information technology, cloud service, data analytics, marketing and advertising.|
|Inferences drawn from other Personal Information.||Data analytics, marketing and advertising.|
Sales of Personal Information
California law provides for certain disclosures about Personal Information we “sell,” which means certain scenarios in which Hanmi Bank has disclosed Personal Information with third parties or affiliates, in exchange for valuable consideration. In the preceding twelve (12) months, Hanmi Bank has not sold Personal Information.
Retention of Personal Information
We will not retain your Personal Information for longer than is reasonably necessary to carry out the purposes we disclose in this policy.
Targeted Advertising and California Sharing of Personal Information
The CPRA requires that we notify you if we “Share” your Personal Information with third parties. For purposes of the CPRA, “Sharing” means that we make available or otherwise disclose your information to third parties for cross-context behavioral advertising, such as targeting of advertising to you based on your Personal Information obtained from your activity across businesses, websites, apps, and services other than our Services. We do not share your Personal Information.
Your Consumer Rights and Choices
Subject to certain limitations, you have the right to (1) request to know more about the categories and specific pieces of Personal Information we collect, use, disclose, and sell, and to access your information, (2) request deletion of your Personal Information, (3) request correction of your Personal Information, and (4) not be discriminated against for exercising these rights.
Exercising Your Rights
To exercise the access, data portability, correction, and deletion rights described above, please submit a verifiable Consumer request to us by either:
- Calling us at 855-773-8778, or;
- Completing the online Hanmi Bank Data Request Form.
Only you or a person authorized to act on your behalf, may make a verifiable Consumer request related to your Personal Information. If we receive your request from an authorized agent and they do not provide a valid power of attorney, we may ask the authorized agent to provide proof that you gave the agent signed permission to submit the request to exercise rights on your behalf. In the absence of a valid power of attorney, we may also require you to verify your own identity directly with us or confirm to us that you otherwise provided the authorized agent permission to submit the request. If you are an authorized agent seeking to make a request, please call us at 855-773-8778.
Changes to Our California Privacy Notice
We may change this privacy notice from time to time. If we make changes to this privacy notice, we will notify you by revising the Effective Date at the top of this policy and, in some cases, we may provide you with additional notice, such as adding a statement of notice on the App and Website or sending you a notification. We encourage you to review this policy regularly to stay informed about our information practices and the choices available to you.
ATTN: Compliance Department
3660 Wilshire Blvd., PH-A
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