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Stay Vigilant Against Student Loan Forgiveness Scams
The Biden administration recently announced the student loan forgiveness program of up to $20,000. In the wake of the announcement, scammers have been more active than ever at preying on vulnerable college graduates. If you or your loved ones are contacted by someone from a government agency or the U.S. Department of Education, think twice before acting on anything they say.
When in doubt, here is a couple key points to keep in mind:
- Do not pay for anything promising quick debt relief
The borrowers are not required to take any action at this time in order to qualify for debt forgiveness. The Department of Education will have further announcements of how to apply for the program in the coming weeks. Any message claiming to guarantee eligibility for the program, offering an early spot, or immediate debt relief, is a scam.
There are already a number of legitimate and free-to-apply student loan forgiveness programs offered on the Department of Education website with varying eligibility requirements.
- Check with your federal loan servicer
Your loan servicer will have accurate and updated information about the loan payment pause and the new government forgiveness program. When in doubt, stick with your trusted loan servicer to discern which action to take. Keep in mind that the Department of Education and your loan servicer will never ask for your Federal Student Aid ID and password.
준비된 전문가들에게 문의하세요. 간단한 질문에서부터 종합적인 뱅킹 솔루션까지 성심껏 도와드립니다.
가까운 한미은행 지점에 방문하세요
계신 곳에서 가까운 한미은행 지점과 ATM의 주소, 전화번호와 영업시간을 안내해 드립니다. 고객분들을 언제나 웃음으로 맞이하겠습니다.