Competitive rates. Convenient features.

3.00% APY*
Simple Savings

Get the most out of your savings!

Simple Reasons to Choose Simple Savings

Our Simple Savings account offers a competitive APY. Plus, you’ll enjoy easy access to your money using our convenient online and mobile banking.

High Yield – 3.00% APY*

3.00% APY* ($25,000 or above)
0.05% APY* ($0 – $24,999.99)

Low Opening Balance

$100 minimum balance to open

No Maintenance Fee

No monthly maintenance fee

FDIC Insured

Covered by FDIC Insurance up to $250,000**


Deposit and withdraw at your own convenience

24/7 Banking 

Bank anytime, anywhere with Hanmi Online & Mobile Banking

For detailed information, see Account TermsDeposit Account Agreement, and Fee Schedule.

* Annual Percentage Yields (APYs) are accurate as of 11/09/2022. APY/rate may change at any time before or after the account is opened. Account must be funded with funds that are not held at Hanmi Bank. Fees may reduce earnings. Minimum balance to open is $100. The APY varies with the balance: 3.00% APY for balances between $25,000.00 and over, 0.05% APY for balances between $0 to $24,999.99. ** Per account owner, per institution, and per ownership category.

Simple, Easy & Secure

3.00% APY* Simple Savings
Open an account online.

  • Contactless online account opening means you can open an account virtually any time you want, no matter where you are
  • Securely fund your account by instantly verifying an external bank account and transferring the funds electronically
  • Open your account in about 10 minutes

What You Can Expect from Hanmi Bank

Hanmi Bank has been meeting the financial needs of consumers and businesses for the past 40 years

40 Years of Serving the Community

Established in 1982, Hanmi Bank has been supporting the dreams of all Americans for the past 40 years

Coast-to-Coast Service

Hanmi serves communities through a network of 35 branches across 6 states, coast-to-coast

FDIC Insured

Hanmi Bank is a member of the Federal Deposit Insurance Corporation (FDIC). Be confidently assured that your deposits are safe up to FDIC limits**.


Are Hanmi Bank deposit accounts FDIC insured?

Yes. Hanmi Bank is a member of the FDIC, so your deposit accounts with us are insured up to $250,000 per account owner per institution and per ownership category.

How is interest paid on my savings account?

Interest will be compounded daily and credited to the account quarterly.

Can I open a Savings account online? What can I expect after my account is opened online?

Yes, you can open a Simple Savings account online here.

After you have completed the application, a confirmation email will be sent to the email address you provided during the application process. You can start enjoying your banking via Hanmi Online and Mobile Banking with your account number stated in your signature card. For online banking enrollment, please click here.

We’re Here to Help

You’ve got a team of experts on your side. Whether you have a simple question or need a comprehensive banking solution, we’re here for you.

Visit a local Hanmi Bank branch near you

Find addresses, phone numbers, and business hours for your Hanmi Bank branches and ATMs. We’re here for face-to-face support in person.

Call us at

Help is just a phone call away. Our Customer Call Center is open Monday ~ Friday, 7:00 AM to 6:00 PM PT for your personal and business banking needs.