Hanmi Savings

Interest earning savings account




Description:

Interest earning personal savings account

Minimum Balance to Open the Account:
$100
Monthly Maintenance Fee:
None if minimum balance requirement is met; otherwise $5
Minimum Balance Requirement:
$500 minimum daily balance during statement cycle
Transaction Fees and Limitations:
  • Transfers to other accounts or payments to third parties by check writing and electronic transfers/payments are limited to six (6) per month.
  • An excessive transaction fee of $10 will be charged for each transfer in excess of six (6).
  • The account may be converted to a non-interest bearing account if you continue to violate the transaction limitation rule.
Interest Compounding and Crediting Frequency:
Interest will be compounded daily and credited to the account quarterly
Daily Balance Computation Method:
Minimum Requirements to receive the above benefits:
Additional Benefits:
Effect of Closing an Account:
  • If account is closed within 90 days of opening, $50.00 will be charged.
  • If you close your account before interest is credited, the earned interest will be forfeited. 
Savings Overdraft Protection:
Special benefits:
Other:
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