Sunshine Checking

Interest bearing checking account
designed for customers 55 years and older


Description:
Interest bearing checking account designed for customers 55 years and older
Minimum Balance to Open the Account:
$100.00
Monthly Maintenance Fee:
None if minimum balance requirement is met; otherwise $5
Minimum Balance Requirement:
$1,000.00 during each statement cycle in this account or in a combination of savings, checking, money market or certificate of deposits accounts.
Transaction Fees and Limitations:
At least one of the account holders must have reached the age of 55 to open this account. 
Interest Compounding and Crediting Frequency:
Interest will be compounded monthly and credited to the account monthly. 
Daily Balance Computation Method:
Minimum Requirements to receive the above benefits:
Additional Benefits:
  • You can purchase up to two (2) cashier's checks or money orders every month free of charge. 
  • Notary service available.
Effect of Closing an Account:
  • $50 will be charged if the account is closed within 90 days of account opening.
  • If the account is closed before interest is credited, the accrued interest will be forfeited.
Savings Overdraft Protection:
Special benefits:
Other:
Imaged copies of cancelled checks will be enclosed in the monthly statement
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