Checking solution with the lowest minimum balance requirement to open and maintenance fee
Minimum Balance to Open the Account:
Monthly Maintenance Fee:
$3.00, regardless of account balance.
$3.00 maintenance fee will be waived if you are 65 years of age or older and reside in Illinois and receive a direct deposit at least once a month.
Minimum Balance Requirement:
Transaction Fees and Limitations:
Debit transaction are limited to ten (10) per statement cycle; $0.25 per debit fee charged for any transaction including check or ACH payments made thereafter
Interest Compounding and Crediting Frequency:
Daily Balance Computation Method:
Minimum Requirements to receive the above benefits:
Effect of Closing an Account:
If account is closed within 90 days of opening, $50.00 will be charged
Savings Overdraft Protection:
Monthly statement will be provided.
Imaged copies of cancelled checks will not be enclosed in the monthly statement.