Home Mortgages

In our commitment to better serve our customers' financial needs, Hanmi Bank offers a full range of Residential Mortgage products. We offer various loan programs such as fixed-rate programs, adjustable-rate programs, and Home Equity Lines of Credit with competitive rates, reasonable closing costs and expeditious customer service.

Whether you wish to purchase a home, refinance your existing mortgage, or establish a Home Equity Line of Credit, check our wide selection of mortgage loan programs! Our experienced staff is on hand to help you get started. Please call 1-213-413-HOME (4663) for assistance.

Please click HERE if you are having financial difficulty.

 

This loan option, available only on a first mortgage, may be attractive if you're concerned about rising interest rates or if you're uncomfortable with fluctuating principal and interest payments.
For adjustable-rate mortgages, also known as ARMs, the initial ARM rate is generally lower than the fixed mortgage rate. ARMs differ from fixed-rate mortgages in that the interest rate moves up or down after the initial period.
A HELOC gives you the flexibility and convenience of a credit card. It is a revolving line of credit, with a variable interest rate, based on the available equity in your home and other qualifying criteria, secured by your home. A HELOC is a good choice if you want to have money available for both current and future needs.
HELOC has a lower rate than most credit cards, personal loans, or car loans. Plus, the interest you pay may be tax-deductible (Please check with your tax advisor).
Consumer Loan Center

213-252-6400
866-654-2664

3660 Wilshire Blvd. Suite 116
Los Angeles, CA 90010

Mortgage Calculator
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