{"id":18602,"date":"2026-03-12T14:13:11","date_gmt":"2026-03-12T21:13:11","guid":{"rendered":"https:\/\/www.hanmi.com\/?page_id=18602"},"modified":"2026-03-16T16:54:55","modified_gmt":"2026-03-16T23:54:55","slug":"the-onyx-program","status":"publish","type":"page","link":"https:\/\/www.hanmi.com\/ko\/the-onyx-program\/","title":{"rendered":"\uc624\ub2c9\uc2a4 \ud504\ub85c\uadf8\ub7a8"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull has-black-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"padding-top:120px;padding-bottom:120px;grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"885\" src=\"https:\/\/www.hanmi.com\/wp-content\/uploads\/2026\/01\/TheOnyxProgram-Emblem-1024x885.png\" alt=\"\" class=\"wp-image-18604 size-full\" srcset=\"https:\/\/www.hanmi.com\/wp-content\/uploads\/2026\/01\/TheOnyxProgram-Emblem-1024x885.png 1024w, https:\/\/www.hanmi.com\/wp-content\/uploads\/2026\/01\/TheOnyxProgram-Emblem-300x259.png 300w, https:\/\/www.hanmi.com\/wp-content\/uploads\/2026\/01\/TheOnyxProgram-Emblem-768x664.png 768w, https:\/\/www.hanmi.com\/wp-content\/uploads\/2026\/01\/TheOnyxProgram-Emblem.png 1249w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<h2 class=\"wp-block-heading has-text-align-center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">\uc624\ub2c9\uc2a4 \ud504\ub85c\uadf8\ub7a8<br>Exclusive Benefits Reserved For You<\/mark><\/h2>\n\n\n\n<p class=\"has-text-align-center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\"><strong>\uc624\ub2c9\uc2a4 \ud504\ub85c\uadf8\ub7a8 (The Onyx Program<sup>\u2122<\/sup><\/strong>) \uc740 \uace0\uc561 \uc608\uce58 \uace0\uac1d\ub2d8\uc744 \uc704\ud574 \ub9c8\ub828\ub41c \ud2b9\ubcc4 \ud504\ub85c\uadf8\ub7a8\uc785\ub2c8\ub2e4. \uc6b0\ub300 \uae08\ub9ac\uc640 \uc624\ub2c9\uc2a4 \uc804\uc6a9 \ub9ac\uc6cc\ub4dc \ud3ec\uc778\ud2b8, \ucc28\ubcc4\ud654\ub41c \ubc45\ud0b9 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \ud55c\ubbf8\uc740\ud589\uc744 \ubbff\uace0 \uc120\ud0dd\ud574\uc8fc\uc2e0 \uace0\uac1d\ub2d8\uaed8 \uadf8 \uc2e0\ub8b0\uc5d0 \ubcf4\ub2f5\ud558\ub294 \ub192\uc740 \uac00\uce58\ub97c \uc120\uc0ac\ud574 \ub4dc\ub9bd\ub2c8\ub2e4. <\/mark><\/p>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-media-text alignfull has-media-on-the-right is-stacked-on-mobile is-style-stack-opposite has-background\" style=\"background:linear-gradient(171deg,rgb(1,1,1) 0%,rgb(65,65,65) 100%);padding-top:0px;padding-right:40px;padding-bottom:0px;padding-left:40px;grid-template-columns:auto 27%\"><div class=\"wp-block-media-text__content\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading alignfull has-text-align-center is-style-default\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">\ucc28\ubcc4\ud654\ub41c \uae08\uc735 \uc11c\ube44\uc2a4\uc640 \ub9ac\uc6cc\ub4dc \uc81c\uacf5<\/mark><\/h3>\n\n\n\n<p class=\"has-text-align-center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">\uc624\ub2c9\uc2a4 \ud504\ub85c\uadf8\ub7a8\uacfc \ud568\uaed8 \ud504\ub9ac\ubbf8\uc5c4 \ud61c\ud0dd\uc744 \uacbd\ud5d8\ud574 \ubcf4\uc2ed\uc2dc\uc624.<sup>1<\/sup><\/mark><\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center is-style-default\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">0.25% \ubcf4\ub108\uc2a4 \uae08\ub9ac<\/mark><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\"><sup>2<\/sup><\/mark><\/h3>\n\n\n\n<p class=\"has-text-align-center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">\uc624\ub2c9\uc2a4 \uba38\ub2c8\ub9c8\ucf13 \uacc4\uc88c\uc5d0 \uc5f0 0.25% \ucd94\uac00 \uae08\ub9ac(APY)\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/mark><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center is-style-default\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">\ud504\ub9ac\ubbf8\uc5c4 \ub370\ube57 \uce74\ub4dc<sup>3<\/sup><\/mark><\/h3>\n\n\n\n<p class=\"has-text-align-center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">\ud504\ub9ac\ubbf8\uc5c4 \ud145\uc2a4\ud150 \uc624\ub2c9\uc2a4 \uce74\ub4dc\ub294 \ub354 \ub192\uc740 \uc0ac\uc6a9 \ud55c\ub3c4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/mark><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center is-style-default\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">\uc218\uc218\ub8cc \uba74\uc81c \ud61c\ud0dd<\/mark><\/h3>\n\n\n\n<p class=\"has-text-align-center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">\uce90\uc2dc\uc5b4\uc2a4 \uccb4\ud06c (Cashier&#8217;s Check), \ubc1b\ub294 \uc1a1\uae08 (Incoming Wires), \uc218\ud45c\ucc45 (Checkbooks) \ubc1c\uae09 \uc218\uc218\ub8cc\uac00 \uba74\uc81c\ub429\ub2c8\ub2e4.<\/mark><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center is-style-default\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">ATM \uc218\uc218\ub8cc \ud658\uae09<\/mark><\/h3>\n\n\n\n<p class=\"has-text-align-center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">\ud0c0\ud589 ATM \uc218\uc218\ub8cc\ub97c \ub9e4\ub2ec \ucd5c\ub300 $15\uae4c\uc9c0 \ud658\uae09\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/mark><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center is-style-default\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">\uc624\ub2c9\uc2a4 \uc804\uc6a9 uChoose Rewards\u00ae \ud3ec\uc778\ud2b8<sup>4<\/sup><\/mark><\/h3>\n\n\n\n<p class=\"has-text-align-center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">Direct Deposit \uae08\uc561 $1\ub2f9 1\ud3ec\uc778\ud2b8 \uc801\ub9bd<br>Bill Pay \uc774\uc6a9 \uae08\uc561 $1\ub2f9 1\ud3ec\uc778\ud2b8 \uc801\ub9bd <br>\uac00\uc785 \uc720\uc9c0 \uc2dc \ub9e4\ub144 \uae30\ub150\uc77c 10,000 \ud3ec\uc778\ud2b8 \uc801\ub9bd<br>\ub9e4\ub144 \uc0dd\uc77c \ucd95\ud558 5,000 \ud3ec\uc778\ud2b8 \uc801\ub9bd<\/mark><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"376\" height=\"1024\" src=\"https:\/\/www.hanmi.com\/wp-content\/uploads\/2026\/01\/TheOnyxCard-fade-376x1024.png\" alt=\"\" class=\"wp-image-19112 size-full\" srcset=\"https:\/\/www.hanmi.com\/wp-content\/uploads\/2026\/01\/TheOnyxCard-fade-376x1024.png 376w, https:\/\/www.hanmi.com\/wp-content\/uploads\/2026\/01\/TheOnyxCard-fade-110x300.png 110w, https:\/\/www.hanmi.com\/wp-content\/uploads\/2026\/01\/TheOnyxCard-fade-768x2090.png 768w, https:\/\/www.hanmi.com\/wp-content\/uploads\/2026\/01\/TheOnyxCard-fade-564x1536.png 564w, https:\/\/www.hanmi.com\/wp-content\/uploads\/2026\/01\/TheOnyxCard-fade-752x2048.png 752w, https:\/\/www.hanmi.com\/wp-content\/uploads\/2026\/01\/TheOnyxCard-fade-scaled.png 941w\" sizes=\"auto, (max-width: 376px) 100vw, 376px\" \/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-darkgray-background-color has-background\" style=\"padding-top:60px;padding-right:20px;padding-bottom:60px;padding-left:20px\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-6f97ae48 wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center is-style-default\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">\ub9ac\uc6cc\ub4dc \ud61c\ud0dd \uc774\uc6a9\uc744 \uc704\ud55c \uae30\ubcf8 \uc870\uac74<\/mark><\/h2>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading has-text-align-center is-style-sans-serif\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">1. \uc624\ub2c9\uc2a4 \uccb4\ud0b9(Onyx Checking) \uacc4\uc88c\uc5d0 $15,000 \uc774\uc0c1 \uc720\uc9c0<sup>1<\/sup> \ubc0f<\/mark><\/h4>\n\n\n\n<h4 class=\"wp-block-heading has-text-align-center is-style-sans-serif\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">2. \ud55c\ubbf8\uc740\ud589 \ub0b4 \ucd1d \uc608\uce58 \uae08\uc561 $300,000 \uc774\uc0c1 \uc720\uc9c0<sup>1<\/sup><\/mark><\/h4>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-darkgray-background-color has-background\" style=\"padding-top:40px;padding-right:20px;padding-bottom:40px;padding-left:20px\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-281a4ed7 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-style-card has-background\" style=\"background:linear-gradient(135deg,rgb(175,175,175) 0%,rgb(255,255,255) 100%)\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\">\uc624\ub2c9\uc2a4 \uccb4\ud0b9 <br>(Onyx Checking)<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n\n<ul class=\"wp-block-list is-style-check-circle\">\n<li>\uacc4\uc88c \uac1c\uc124 \ucd5c\uc18c \uae08\uc561: $100<\/li>\n\n\n\n<li>\uc6d4 \uc720\uc9c0 \uc218\uc218\ub8cc: $25<\/li>\n\n\n\n<li>\uc6d4 \uc720\uc9c0 \uc218\uc218\ub8cc \uba74\uc81c\ub97c \uc704\ud55c \ucd5c\uc18c \uc77c\ud3c9\uade0 \uc794\uc561: $15,000<\/li>\n\n\n\n<li>\uc6d4 \uba85\uc138\uc11c \uc218\uc218\ub8cc: \uba74\uc81c<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-style-card has-background\" style=\"background:linear-gradient(135deg,rgb(175,175,175) 0%,rgb(255,255,255) 100%)\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\">\uc624\ub2c9\uc2a4 \uba38\ub2c8 \ub9c8\ucf13 <br>(Onyx Money Market)<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n\n<ul class=\"wp-block-list is-style-check-circle\">\n<li>\uacc4\uc88c \uac1c\uc124 \ucd5c\uc18c \uae08\uc561: $10,000<\/li>\n\n\n\n<li>\uc6d4 \uc720\uc9c0 \uc218\uc218\ub8cc: $25<\/li>\n\n\n\n<li>\uc6d4 \uc720\uc9c0 \uc218\uc218\ub8cc \uba74\uc81c\ub97c \uc704\ud55c \ucd5c\uc18c \uc77c\ud3c9\uade0 \uc794\uc561: $250,000<\/li>\n\n\n\n<li>\uae08\ub9ac \uad6c\uac04 (Rate Tiers):<br> Tier 1: $0 &#8211; $249,999.99<br> Tier 2: $250,000 &#8211; $499,999.99 <br> Tier 3: $500,000 \uc774\uc0c1<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\"><em>1. \ubcf8 \ud504\ub85c\uadf8\ub7a8\uc758 \uc790\uaca9 \uc694\uac74\uc740 \uacc4\uc88c \uc0c1\ud0dc\uc640 \ud655\uc778 \uc808\ucc28\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. Onyx \ud504\ub85c\uadf8\ub7a8 \uc790\uaca9 \uc694\uac74\uc744 \ucda9\uc871\ud558\uae30 \uc704\ud574\uc11c\ub294, Onyx Checking \uacc4\uc88c\uc5d0 \uc77c\uc77c \uc794\uc561 $15,000\ub97c \uc720\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4. \ub3d9\uc77c\ud55c \ub0a9\uc138\uc790 \uc2dd\ubcc4 \ubc88\ud638(Tax Identi\ufb01cation Number)\ub97c \uc0ac\uc6a9\ud558\ub294 \uac1c\uc778\uc6a9 \uc608\uae08 \uacc4\uc88c\ub4e4\uc5d0\uc11c \ucd1d \uc77c\uc77c \uc794\uc561\uc774 $300,000 \uc774\uc0c1\uc774\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc790\uaca9 \uc694\uac74\uc744 \ucda9\uc871\ud560 \uc218 \uc788\ub294 \uacc4\uc88c\uc5d0\ub294 \uac1c\uc778\uc6a9 \uccb4\ud0b9, \uc138\uc774\ube59\uc2a4, \uba38\ub2c8\ub9c8\ucf13, \uc815\uae30 \uc608\uae08 \uacc4\uc88c\ub4e4\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. &#8220;\uba38\ub2c8 \ub9c8\ucf13&#8221;\uc740 \uba38\ub2c8\ub9c8\ucf13 \uc608\uae08 \uacc4\uc88c (MMDA)\ub97c \uc758\ubbf8\ud558\uba70 \uba38\ub2c8\ub9c8\ucf13 \ubba4\ucd94\uc5bc \ud380\ub4dc\ub294 \ud574\ub2f9\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub300\ucd9c, \uc2e0\uc6a9 \uc0c1\ud488, \ube44\uc608\uae08 \ud22c\uc790 \uc0c1\ud488\uc740 \uc81c\uc678\ub429\ub2c8\ub2e4. \uac00\uad6c \ud569\uc0b0 \uc5ec\ubd80\ub294 \uc740\ud589\uc758 \uc7ac\ub7c9\uc5d0 \ub530\ub77c \uacb0\uc815\ub429\ub2c8\ub2e4. \uc794\uc561 \uc694\uac74\uc740 30\uc77c \uc774\ub0b4\uc5d0 \ucda9\uc871\ub418\uc5b4\uc57c \ud558\uba70, \uba85\uc138\uc11c \uc8fc\uae30\uc758 \ub9c8\uc9c0\ub9c9 \ub0a0\uc5d0\ub3c4 \uc720\uc9c0\ub418\uc5b4\uc57c \ubcf4\ub108\uc2a4 \uae08\ub9ac, \ubc1b\ub294 \uc1a1\uae08\uc218\uc218\ub8cc \ud06c\ub808\ub527, \ud0c0\ud589 ATM \uc218\uc218\ub8cc \ud658\uae09 \ub4f1 \ud504\ub85c\uadf8\ub7a8\uc758 \ubaa8\ub4e0 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubaa8\ub4e0 \ud06c\ub808\ub527 \ubc0f \ud658\uae09\uc740 \uba85\uc138\uc11c \uc8fc\uae30\uc758 \ub9c8\uc9c0\ub9c9 \ub0a0\uc5d0 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc774\uc790\ub294 \uc77c \ubcf5\ub9ac \ubc29\uc2dd\uc73c\ub85c \uacc4\uc0b0\ud574 \ub9e4\uc6d4 \uc9c0\uae09\ub418\uba70, \ud604\uae08 \uc774\uc678\uc758 \ud56d\ubaa9\uc5d0 \ub300\ud574 \uc740\ud589\uc774 \uc785\uae08 \ud06c\ub808\ub527\uc744 \ubc1b\uc740 \uc601\uc5c5\uc77c\uc5d0 \uc774\uc790\uac00 \ubd99\uae30 \uc2dc\uc791\ud569\ub2c8\ub2e4. \uc218\uc218\ub8cc \ubc1c\uc0dd\uc2dc \uc218\uc775\uc774 \uac10\uc18c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub9cc\uc57d \ud569\uc0b0 \uc794\uc561\uc774 3\ud68c \uc5f0\uc18d \uba85\uc138\uc11c \uc8fc\uae30 \ub3d9\uc548 $300,000 \ubbf8\ub9cc\uc73c\ub85c \ub5a8\uc5b4\uc9c8 \uacbd\uc6b0, \uc624\ub2c9\uc2a4 \uccb4\ud0b9(Onyx Checking) \uacc4\uc88c\ub294 Personal Regular Checking \uacc4\uc88c\ub85c \uc804\ud658\ub418\uba70, Onyx \ub370\ube57\uce74\ub4dc\ub294 \ud574\uc9c0\ub418\uba70 \ub4f1\ub85d\ub41c \uc8fc\uc18c\ub85c \uc0c8 \ub370\ube57\uce74\ub4dc\uac00 \ubc1c\uc1a1\ub429\ub2c8\ub2e4. \ucd5c\uc18c \uc77c\uc77c \uc794\uc561 \uc694\uac74\uc744 \ucda9\uc871\ud558\uc9c0 \ubabb\ud558\uba74 \uc6d4 \uc720\uc9c0 \uc218\uc218\ub8cc\uac00 \ubd80\uacfc\ub429\ub2c8\ub2e4. ATM, \uc1a1\uae08, \uc885\uc774 \uba85\uc138\uc11c, \uc9c0\uae09\uc911\uc9c0 \ub4f1 \uae30\ud0c0 \uc218\uc218\ub8cc\uac00 \uc801\uc6a9\ub420 \uc218 \uc788\uc73c\ub2c8, \uc790\uc138\ud55c \ub0b4\uc6a9\uc740 \uac1c\uc778 \uc608\uae08 \uc218\uc218\ub8cc\ud45c (Consumer Deposit Fee Schedule)\ub97c \ucc38\uace0\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \uc77c\ubd80 \uc9c0\uc5ed\uc5d0\uc11c\ub294 \ubcf8 \ud61c\ud0dd\uc774 \uc81c\uacf5\ub418\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae08\ub9ac, \uc218\uc218\ub8cc, \uc870\uac74\uc740 \ubcc0\uacbd\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br>2. \ubcf4\ub108\uc2a4 \uc5f0\uc774\uc728(APY)\uc740 \ubaa8\ub4e0 \ud504\ub85c\uadf8\ub7a8 \uc794\uc561 \uc694\uac74\uc744 \ucda9\uc871\ud55c \uc624\ub2c9\uc2a4 \uba38\ub2c8\ub9c8\ucf13 (Onyx Money Market) \uacc4\uc88c\uc5d0\ub9cc \uc801\uc6a9\ub429\ub2c8\ub2e4. \ud544\uc694\ud55c \uc794\uc561\uc774 \uba85\uc138\uc11c \uc8fc\uae30\uc758 \ub9c8\uc9c0\ub9c9 \ub0a0\uc5d0 \ucda9\uc871\ub418\uba74, 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\uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubaa8\ub4e0 \uae08\ub9ac \uad6c\uac04\uacfc \uc801\uc6a9 \uac00\ub2a5\ud55c \uc5f0\uc774\uc728(APY)\uc5d0 \ub300\ud574\uc11c\ub294 \ud55c\ubbf8\uc740\ud589\uc758 \ucd5c\uc2e0 \uae08\ub9ac\ud45c\ub97c \ucc38\uace0\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<br>3. \uce74\ub4dc \ud55c\ub3c4 \uc0c1\ud5a5\uc740 \uae30\ubcf8 ATM \ucd9c\uae08 \uae08\uc561\uacfc \uacb0\uc81c \uc2dc \uac70\ub798 \ud55c\ub3c4\uc5d0 \ud574\ub2f9\ud558\uba70, \uc774 \ub610\ud55c \ubcc0\uacbd\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br>4. uChoose \ud3ec\uc778\ud2b8\ub97c \uc801\ub9bd\ud558\ub824\uba74 uChoose Rewards\u00ae\uc5d0 \uba3c\uc800 \ub4f1\ub85d\ud574\uc57c \ud569\ub2c8\ub2e4. \uc624\ub2c9\uc2a4 \ud504\ub85c\uadf8\ub7a8\uc744 \ud1b5\ud574 \uc801\ub9bd\ub418\ub294 \ud3ec\uc778\ud2b8\ub294 \uae30\uc874 uChoose \ud3ec\uc778\ud2b8 \uc801\ub9bd\uacfc \ubcc4\ub3c4\ub85c \uc81c\uacf5\ub418\uba70 \ud3ec\uc778\ud2b8\ub294 \ub2e4\uc74c \uba85\uc138\uc11c \uc8fc\uae30\uc5d0 \uc9c0\uae09\ub429\ub2c8\ub2e4.                         uChoose Rewards\u00ae\ub294 \ud55c\ubbf8\uc740\ud589\uc758 \uc81c\ud734\uc0ac\uac00 \uc544\ub2d9\ub2c8\ub2e4. \ubaa8\ub4e0 \uc774\ub984\uacfc \ub85c\uace0\ub294 \ud574\ub2f9 \uc18c\uc720\uc790\ub4e4\uc774 \ubcf4\uc720\ud55c \ub4f1\ub85d\uc0c1\ud45c\uc785\ub2c8\ub2e4. \ubaa8\ub4e0 \uad8c\ub9ac\ub294 \ubcf4\ud638\ubc1b\uc2b5\ub2c8\ub2e4.<\/em><\/mark><\/p>\n\n\n\n<p><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\"><em>\ubcf8 \uad11\uace0\ub294 \ubaa8\ub4e0 \uacc4\uc88c \uc57d\uad00\uc744 \uc124\uba85\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc804\uccb4 \uc57d\uad00\uc740 \uac1c\uc778 \uc608\uae08 \uacc4\uc88c \uc57d\uad00(Consumer Deposit Account Agreement)\uc5d0 \uba85\uc2dc\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.  \ud55c\ubbf8\uc740\ud589\uc740 FDIC \ud68c\uc6d0\uc785\ub2c8\ub2e4. \ub2f9\ud589\uc5d0 \uc608\uce58\ub41c \uc608\uae08\uc740 FDIC \uc608\uae08\ubcf4\ud5d8\uc774 \uc801\uc6a9\ub418\ub294 \ud55c\ub3c4\uae4c\uc9c0 \ubcf4\ud638\ub429\ub2c8\ub2e4. \uc790\uc138\ud55c \uc0ac\ud56d\uc740 Hanmi.com \uc6f9\uc0ac\uc774\ud2b8, \uc9c0\uc810 \ubc29\ubb38 \ub610\ub294 1-855-773-8778\ub85c \ubb38\uc758\ud574 \uc8fc\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. <\/em><\/mark><\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-black-background-color has-background\" style=\"padding-top:50px;padding-right:20px;padding-bottom:50px;padding-left:20px\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-d0148371 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading alignfull has-text-align-center is-style-default\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">\ud2b9\ubcc4\ud55c \uace0\uac1d\ub2d8\uaed8 \ub4dc\ub9ac\ub294\ud504\ub9ac\ubbf8\uc5c4 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