{"id":12549,"date":"2023-10-21T11:18:11","date_gmt":"2023-10-21T18:18:11","guid":{"rendered":"https:\/\/www.hanmi.com\/news-and-stories\/preparing-finances-and-documents-for-a-natural-disaster\/"},"modified":"2023-10-21T11:18:11","modified_gmt":"2023-10-21T18:18:11","slug":"preparing-finances-and-documents-for-a-natural-disaster","status":"publish","type":"page","link":"https:\/\/www.hanmi.com\/ko\/news-and-stories\/preparing-finances-and-documents-for-a-natural-disaster\/","title":{"rendered":"Preparing Finances and Documents for a Natural Disaster"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull is-light is-style-pagehero\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-100 has-background-dim\" style=\"background-color:#d6d6d3\"><\/span><img decoding=\"async\" width=\"1600\" height=\"933\" class=\"wp-block-cover__image-background wp-image-3699\" alt=\"\" src=\"https:\/\/www.hanmi.com\/wp-content\/uploads\/2021\/12\/stories.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/www.hanmi.com\/wp-content\/uploads\/2021\/12\/stories.jpg 1600w, https:\/\/www.hanmi.com\/wp-content\/uploads\/2021\/12\/stories-300x175.jpg 300w, https:\/\/www.hanmi.com\/wp-content\/uploads\/2021\/12\/stories-1024x597.jpg 1024w, https:\/\/www.hanmi.com\/wp-content\/uploads\/2021\/12\/stories-768x448.jpg 768w, https:\/\/www.hanmi.com\/wp-content\/uploads\/2021\/12\/stories-1536x896.jpg 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\"><nav class=\"yoast-breadcrumbs\" aria-label=\"breadcrumbs\"><span><span><a href=\"https:\/\/www.hanmi.com\/ko\/\">\ud648<\/a><\/span> <img decoding=\"async\" alt=\"arrow right\" src=\"\/wp-content\/themes\/hanmi\/assets\/images\/arrow-back-fill.svg\" > <span><a href=\"https:\/\/www.hanmi.com\/ko\/news-and-stories\/\">News &amp; Stories<\/a><\/span> <img decoding=\"async\" alt=\"arrow right\" src=\"\/wp-content\/themes\/hanmi\/assets\/images\/arrow-back-fill.svg\" > <span class=\"breadcrumb_last\" aria-current=\"page\">Preparing Finances and Documents for a Natural Disaster<\/span><\/span><\/nav>\n\n\n<h1 class=\"wp-block-heading is-style-sans-serif has-red-color has-text-color has-medium-font-size\"><strong>News &amp; Stories<\/strong><\/h1>\n\n\n\n<h2 class=\"wp-block-heading has-extra-large-font-size\"><strong>Let&#8217;s Stay Connected<\/strong><\/h2>\n\n\n\n<p>Get the latest on Hanmi news and stories.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><\/div>\n\n\n\n<p><\/p>\n<\/div><\/div>\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-columns are-vertically-aligned-top is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"701\" height=\"601\" src=\"https:\/\/www.hanmi.com\/wp-content\/uploads\/2023\/09\/Stories_700x600_Natural-Disaster-1.png\" alt=\"\" class=\"wp-image-12220\" srcset=\"https:\/\/www.hanmi.com\/wp-content\/uploads\/2023\/09\/Stories_700x600_Natural-Disaster-1.png 701w, https:\/\/www.hanmi.com\/wp-content\/uploads\/2023\/09\/Stories_700x600_Natural-Disaster-1-300x257.png 300w\" sizes=\"auto, (max-width: 701px) 100vw, 701px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p><em>September 2023<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Preparing Finances and Documents for a Natural Disaster<\/h3>\n\n\n\n<p>It seems like natural disasters are happening more often. These disasters cause damage to homes and properties, and create financial challenges.<\/p>\n\n\n\n<p>We often prepare for a natural disaster by securing drinkable water, canned goods, batteries, and flashlights. However, preparing finances and documents for a natural disaster is also important.<\/p>\n\n\n\n<p>In this post, we&#8217;ll explore essential strategies to help you achieve financial resilience in the face of natural disasters.<\/p>\n\n\n\n<p><strong>Safeguard important documents<\/strong><br\/>Safekeeping these documents is vital when dealing with an emergency:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Originals and copies of your identification such as a driver\u2019s license, passport, Social Security card, and birth certificate. These are helpful if you have to prove your identity. It is best to have originals, but copies are also useful if the originals are lost or destroyed.<\/li>\n\n\n\n<li>Contact information (including phone numbers and websites) for your banks, brokerage firms, and insurance companies.<\/li>\n\n\n\n<li>Copies of your financial information such as credit and debit cards (front and back) and checks (front). During a disaster, you may need your account information from these documents to authorize payments.<\/li>\n\n\n\n<li>Current insurance policy information for homeowner\/renter, auto, and life insurance coverages.<\/li>\n\n\n\n<li>Originals and copies of medical information, such as insurance cards and health records.<\/li>\n\n\n\n<li>An inventory of valuable personal property. Document the value of the items by keeping receipts and\/or written appraisals, and perhaps photos.<\/li>\n<\/ul>\n\n\n\n<p><strong><strong>Most documents can be kept electronically<\/strong><\/strong><br\/>When deciding which documents to keep digitally, consider how to access the documents using your smartphone or a computer. Encrypt sensitive documents and set your electronic device security to require a password, your thumbprint, or facial recognition for additional safety.<\/p>\n\n\n\n<p><strong><strong>How to handle property damage<\/strong><\/strong><br\/>Report property damage to your insurance company or agent as soon as you can. Don\u2019t throw away damaged goods or make major repairs until a claims adjuster visits your residence. Also, keep receipts for emergency repairs and take photos of the damages, if you can.<\/p>\n\n\n\n<p><strong><strong>Create an emergency fund<\/strong><\/strong><br\/>Establishing an emergency fund should be a cornerstone of your financial preparedness strategy. Aim to set aside three to six months&#8217; worth of living expenses in a separate savings account. These funds can act as a safety net, covering essential costs like housing, food, and medical expenses if disaster strikes.<\/p>\n\n\n\n<p><strong><strong>Review and update insurance coverage<\/strong><\/strong><br\/>Regularly review your insurance policies to ensure they adequately cover potential natural disasters in your area. Homeowner&#8217;s or renter&#8217;s insurance, flood insurance, and earthquake coverage are examples of policies to consider. Understand the terms, deductibles, and coverage limits to avoid any surprises when filing a claim.<\/p>\n\n\n\n<p><strong><strong>Beware of scams during a natural disaster<\/strong><\/strong><br\/>Dealing with a natural disaster is difficult enough. Fraudsters make matters even worse. They try to take advantage of these situations to steal money and valuable information. If you are a disaster victim, be careful about accepting unsolicited offers to make repairs or assistance. It is especially important to avoid offers that pressure you to act quickly.<\/p>\n<\/div>\n<\/div>\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading has-text-align-center is-style-with-divider\">\uace0\uac1d\uc774 \ucd5c\uc6b0\uc120\uc785\ub2c8\ub2e4<\/h2>\n\n\n\n<p class=\"has-text-align-center\">\uc900\ube44\ub41c \uc804\ubb38\uac00\ub4e4\uc5d0\uac8c \ubb38\uc758\ud558\uc138\uc694. \uac04\ub2e8\ud55c \uc9c8\ubb38\uc5d0\uc11c\ubd80\ud130 \uc885\ud569\uc801\uc778 \ubc45\ud0b9 \uc194\ub8e8\uc158\uae4c\uc9c0 \uc131\uc2ec\uaecf \ub3c4\uc640\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-columns is-style-two-card-holder is-style-two-card-holder-large is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-style-card-left-align\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"27\" height=\"28\" src=\"https:\/\/www.hanmi.com\/wp-content\/uploads\/2021\/07\/banking-branch.svg\" alt=\"\" class=\"wp-image-184\" style=\"width:56px;height:56px\" srcset=\"https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/banking-branch.svg 150w, https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/banking-branch.svg 300w, https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/banking-branch.svg 1024w, https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/banking-branch.svg 1536w, https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/banking-branch.svg 2048w, https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/banking-branch.svg 27w\" sizes=\"auto, (max-width: 27px) 100vw, 27px\" \/><\/figure>\n<\/div>\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" style=\"font-size:32px\">\uac00\uae4c\uc6b4 \ud55c\ubbf8\uc740\ud589 \uc9c0\uc810\uc5d0 \ubc29\ubb38\ud558\uc138\uc694<\/h3>\n\n\n\n<p>\uacc4\uc2e0 \uacf3\uc5d0\uc11c \uac00\uae4c\uc6b4 \ud55c\ubbf8\uc740\ud589 \uc9c0\uc810\uacfc ATM\uc758 \uc8fc\uc18c, \uc804\ud654\ubc88\ud638\uc640 \uc601\uc5c5\uc2dc\uac04\uc744 \uc548\ub0b4\ud574 \ub4dc\ub9bd\ub2c8\ub2e4. \uace0\uac1d\ubd84\ub4e4\uc744 \uc5b8\uc81c\ub098 \uc6c3\uc74c\uc73c\ub85c \ub9de\uc774\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-hanmi-outline is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/ko\/locations\">\uc9c0\uc810 \ucc3e\uae30<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-style-card-left-align\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"34\" height=\"34\" src=\"https:\/\/www.hanmi.com\/wp-content\/uploads\/2021\/07\/phone.svg\" alt=\"\" class=\"wp-image-185\" style=\"width:56px;height:56px\" srcset=\"https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/phone.svg 150w, https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/phone.svg 300w, https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/phone.svg 1024w, https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/phone.svg 1536w, https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/phone.svg 2048w, https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/phone.svg 34w\" sizes=\"auto, (max-width: 34px) 100vw, 34px\" \/><\/figure>\n<\/div>\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" style=\"font-size:32px\">\uace0\uac1d\uc13c\ud130 \uc804\ud654<br><a href=\"tel:8557738778\">855-773-8778<\/a><\/h3>\n\n\n\n<p>\uc800\ud76c \uace0\uac1d\uc13c\ud130\ub294 \uc6d4\uc694\uc77c-\uae08\uc694\uc77c, \uc624\uc8047\uc2dc \ubd80\ud130 \uc624\ud6c4 6\uc2dc\uae4c\uc9c0 (\ud0dc\ud3c9\uc591 \ud45c\uc900\uc2dc) \uac1c\uc778\uc740 \ubb3c\ub860 \uae30\uc5c5 \uace0\uac1d\uc758 \uc740\ud589\uc5c5\ubb34\ub3c4 \ub3c4\uc640\ub4dc\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-hanmi-outline is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/ko\/contact-us\/\">\uace0\uac1d\uc13c\ud130<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div style=\"height:45px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>September 2023 Preparing Finances and Documents for a Natural Disaster It seems like natural disasters are happening more often. These disasters cause damage to homes and properties, and create financial challenges. We often prepare for a natural disaster by securing drinkable water, canned goods, batteries, and flashlights. However, preparing finances and documents for a natural [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":0,"parent":12009,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"wf_page_folders":[],"class_list":["post-12549","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>News &amp; Stories | Preparing Finances and Documents for a Natural Disaster | Hanmi Bank<\/title>\n<meta name=\"description\" content=\"Preparing finances and documents for a natural disaster is important. Hanmi Bank explores essential strategies to help you achieve financial resilience in the face of natural disasters.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.hanmi.com\/ko\/news-and-stories\/preparing-finances-and-documents-for-a-natural-disaster\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"News &amp; Stories | Preparing Finances and Documents for a Natural Disaster | Hanmi Bank\" \/>\n<meta property=\"og:description\" content=\"Preparing finances and documents for a natural disaster is important. 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