{"id":12496,"date":"2023-10-20T10:12:52","date_gmt":"2023-10-20T17:12:52","guid":{"rendered":"https:\/\/www.hanmi.com\/news-and-stories\/banks-never-ask-that-phishing-red-flags\/"},"modified":"2023-10-20T10:12:53","modified_gmt":"2023-10-20T17:12:53","slug":"banks-never-ask-that-phishing-red-flags","status":"publish","type":"page","link":"https:\/\/www.hanmi.com\/ko\/news-and-stories\/banks-never-ask-that-phishing-red-flags\/","title":{"rendered":"Banks Never Ask That \u2013 Phishing Red Flags"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull is-light is-style-pagehero\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-100 has-background-dim\" style=\"background-color:#d6d6d3\"><\/span><img decoding=\"async\" width=\"1600\" height=\"933\" class=\"wp-block-cover__image-background wp-image-3699\" alt=\"\" src=\"https:\/\/www.hanmi.com\/wp-content\/uploads\/2021\/12\/stories.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/www.hanmi.com\/wp-content\/uploads\/2021\/12\/stories.jpg 1600w, https:\/\/www.hanmi.com\/wp-content\/uploads\/2021\/12\/stories-300x175.jpg 300w, https:\/\/www.hanmi.com\/wp-content\/uploads\/2021\/12\/stories-1024x597.jpg 1024w, https:\/\/www.hanmi.com\/wp-content\/uploads\/2021\/12\/stories-768x448.jpg 768w, https:\/\/www.hanmi.com\/wp-content\/uploads\/2021\/12\/stories-1536x896.jpg 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\"><nav class=\"yoast-breadcrumbs\" aria-label=\"breadcrumbs\"><span><span><a href=\"https:\/\/www.hanmi.com\/ko\/\">\ud648<\/a><\/span> <img decoding=\"async\" alt=\"arrow right\" src=\"\/wp-content\/themes\/hanmi\/assets\/images\/arrow-back-fill.svg\" > <span><a href=\"https:\/\/www.hanmi.com\/ko\/news-and-stories\/\">News &amp; Stories<\/a><\/span> <img decoding=\"async\" alt=\"arrow right\" src=\"\/wp-content\/themes\/hanmi\/assets\/images\/arrow-back-fill.svg\" > <span class=\"breadcrumb_last\" aria-current=\"page\">Banks Never Ask That \u2013 Phishing Red Flags<\/span><\/span><\/nav>\n\n\n<h1 class=\"is-style-sans-serif has-red-color has-text-color has-medium-font-size wp-block-heading\"><strong>News &amp; Stories<\/strong><\/h1>\n\n\n\n<h2 class=\"has-extra-large-font-size wp-block-heading\"><strong>Let&#8217;s Stay Connected<\/strong><\/h2>\n\n\n\n<p>Get the latest on Hanmi news and stories.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><\/div>\n\n\n\n<p><\/p>\n<\/div><\/div>\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.hanmi.com\/wp-content\/uploads\/2023\/03\/Stories_Phishing_700x600.png\" alt=\"\" class=\"wp-image-10572\" width=\"379\" height=\"325\" srcset=\"https:\/\/www.hanmi.com\/wp-content\/uploads\/2023\/03\/Stories_Phishing_700x600.png 700w, https:\/\/www.hanmi.com\/wp-content\/uploads\/2023\/03\/Stories_Phishing_700x600-300x257.png 300w\" sizes=\"auto, (max-width: 379px) 100vw, 379px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p><em>March 2023<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Banks Never Ask That \u2013 Phishing Red Flags<\/strong><\/h3>\n\n\n\n<p>Phishing scams today can look as unassuming as a text from your bank asking for a \u201cone-time\u201d code for your two-factor authorization log-in. While there are countless legitimate reasons to receive a text or an email from a business or financial institution, it can be just as easy for scammers to replicate company logos and impersonate trusted businesses under the guise of these generated messages.<\/p>\n\n\n\n<p>It is important to stay on top of the red flags to watch for when it comes to phishing attempts, and familiarize yourself with what banks would never ask you for:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Texting Red Flags:<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\"><li>Asking for a PIN<\/li><li>Asking for SSNs<\/li><li>Requesting for a \u201cone-time\u201d code<\/li><\/ul>\n\n\n\n<p>Financial institutions will never ask for your pin, other sensitive information, or a \u201cone-time\u201d code to verify your identity through text. If you receive a text asking for this information, it is a scam and you should never click on any links in the message. Delete the message immediately to avoid any risk of accidentally responding.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong><strong>Emailing Red Flags:<\/strong><\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\"><li>Asking to download an attachment<\/li><li>With unsolicited forms to fill out<\/li><li>Containing misspelled words<\/li><\/ul>\n\n\n\n<p>Never download attachments from an unverified email address, unless you are certain you know who the sender is. To further differentiate a scam email from a real one, look out for misspelled words or broken grammar. Banks will try to communicate as clearly and effectively with you to address your needs, eliminating chances of finding these errors and confusing wording in legitimate bank emails. When in doubt, confirm through a phone call with your bank.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong><strong>Phone Call Red Flags<\/strong>:<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\"><li>Asking for addresses<strong><\/strong><\/li><li>Using scare-tactics<strong><\/strong><\/li><li>Asking for birthdays<strong><\/strong><\/li><\/ul>\n\n\n\n<p>Scammers will also attempt to reach you by phone, much like your bank when prompted. In the event that you get a call claiming to be from your bank, be on the look-out for being asked for your address or birthday, as these can open yourself up to hacker attacks. Your bank will never ask for this information over the phone. If the caller is putting pressure on you to reveal this information right then and there for a time-sensitive issue, they are using scare-tactics and a false sense of urgency to pressure you into sharing your information.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong><strong>Payment Apps Red Flags<\/strong>:<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\"><li>Asking you to send money to yourself<\/li><li>Asking for your password<\/li><li>Texting or calling unexpectedly<\/li><\/ul>\n\n\n\n<p>Another common scam comes in the form of payment apps, as the use of apps like Zelle and Venmo grow more prevalent. These scams often start with an unprompted phone call or text. Scammers have the ability to \u201cspoof\u201d their email addresses and phone numbers to look like they are from your bank. If you receive one of these, you should hang up and verify by calling your bank\u2019s direct line or payment app\u2019s customer service number. If possible, refrain from using payment apps to pay anyone you have not met in person. If you receive urgent payment requests or messages asking you to send money to yourself, trust that your bank will never ask for this. When in doubt, call your bank to verify any request before sending any payment.<\/p>\n<\/div>\n<\/div>\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading has-text-align-center is-style-with-divider\">\uace0\uac1d\uc774 \ucd5c\uc6b0\uc120\uc785\ub2c8\ub2e4<\/h2>\n\n\n\n<p class=\"has-text-align-center\">\uc900\ube44\ub41c \uc804\ubb38\uac00\ub4e4\uc5d0\uac8c \ubb38\uc758\ud558\uc138\uc694. \uac04\ub2e8\ud55c \uc9c8\ubb38\uc5d0\uc11c\ubd80\ud130 \uc885\ud569\uc801\uc778 \ubc45\ud0b9 \uc194\ub8e8\uc158\uae4c\uc9c0 \uc131\uc2ec\uaecf \ub3c4\uc640\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-columns is-style-two-card-holder is-style-two-card-holder-large is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-style-card-left-align\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"27\" height=\"28\" src=\"https:\/\/www.hanmi.com\/wp-content\/uploads\/2021\/07\/banking-branch.svg\" alt=\"\" class=\"wp-image-184\" style=\"width:56px;height:56px\" srcset=\"https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/banking-branch.svg 150w, https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/banking-branch.svg 300w, https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/banking-branch.svg 1024w, https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/banking-branch.svg 1536w, https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/banking-branch.svg 2048w, https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/banking-branch.svg 27w\" sizes=\"auto, (max-width: 27px) 100vw, 27px\" \/><\/figure>\n<\/div>\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" style=\"font-size:32px\">\uac00\uae4c\uc6b4 \ud55c\ubbf8\uc740\ud589 \uc9c0\uc810\uc5d0 \ubc29\ubb38\ud558\uc138\uc694<\/h3>\n\n\n\n<p>\uacc4\uc2e0 \uacf3\uc5d0\uc11c \uac00\uae4c\uc6b4 \ud55c\ubbf8\uc740\ud589 \uc9c0\uc810\uacfc ATM\uc758 \uc8fc\uc18c, \uc804\ud654\ubc88\ud638\uc640 \uc601\uc5c5\uc2dc\uac04\uc744 \uc548\ub0b4\ud574 \ub4dc\ub9bd\ub2c8\ub2e4. \uace0\uac1d\ubd84\ub4e4\uc744 \uc5b8\uc81c\ub098 \uc6c3\uc74c\uc73c\ub85c \ub9de\uc774\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-hanmi-outline is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/ko\/locations\">\uc9c0\uc810 \ucc3e\uae30<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-style-card-left-align\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"34\" height=\"34\" src=\"https:\/\/www.hanmi.com\/wp-content\/uploads\/2021\/07\/phone.svg\" alt=\"\" class=\"wp-image-185\" style=\"width:56px;height:56px\" srcset=\"https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/phone.svg 150w, https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/phone.svg 300w, https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/phone.svg 1024w, https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/phone.svg 1536w, https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/phone.svg 2048w, https:\/\/www.hanmi.com\/wp-content\/uploads\/\/2021\/07\/phone.svg 34w\" sizes=\"auto, (max-width: 34px) 100vw, 34px\" \/><\/figure>\n<\/div>\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" style=\"font-size:32px\">\uace0\uac1d\uc13c\ud130 \uc804\ud654<br><a href=\"tel:8557738778\">855-773-8778<\/a><\/h3>\n\n\n\n<p>\uc800\ud76c \uace0\uac1d\uc13c\ud130\ub294 \uc6d4\uc694\uc77c-\uae08\uc694\uc77c, \uc624\uc8047\uc2dc \ubd80\ud130 \uc624\ud6c4 6\uc2dc\uae4c\uc9c0 (\ud0dc\ud3c9\uc591 \ud45c\uc900\uc2dc) \uac1c\uc778\uc740 \ubb3c\ub860 \uae30\uc5c5 \uace0\uac1d\uc758 \uc740\ud589\uc5c5\ubb34\ub3c4 \ub3c4\uc640\ub4dc\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-hanmi-outline is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/ko\/contact-us\/\">\uace0\uac1d\uc13c\ud130<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div style=\"height:45px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>March 2023 Banks Never Ask That \u2013 Phishing Red Flags Phishing scams today can look as unassuming as a text from your bank asking for a \u201cone-time\u201d code for your two-factor authorization log-in. While there are countless legitimate reasons to receive a text or an email from a business or financial institution, it can be [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":0,"parent":12009,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"wf_page_folders":[],"class_list":["post-12496","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>News &amp; Stories | Banks Never Ask That \u2013 Phishing Red Flags | Hanmi Bank<\/title>\n<meta name=\"description\" content=\"Phishing scams today can look as unassuming as an automated text from your bank requesting a \u201cone-time\u201d code.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.hanmi.com\/ko\/news-and-stories\/banks-never-ask-that-phishing-red-flags\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"News &amp; 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