한미 뉴스

  • 2014년 7월 14일 한미은행, 텍사스에서 추신수 선수 팬사인회 성료

    한미은행, 텍사스에서 추신수 선수 팬사인회 성료



    United Central Bank (UCB)  캐롤튼 지점에서 행사 진행 

    한미은행(행장 금종국)은7월 11일 금요일, 한미은행의 전속 모델이자 메이저리그 텍사스 레인저스에서 활약중인 추신수 선수의 팬사인회를 가졌다. 올해 처음 열리는 텍사스 레인저스의 한국의 날 행사를 기념하고 텍사스 한인들과 함께 추신수 선수의 선전을 응원하고자 열린 팬 사인회는 100도에 달하는 더운 날씨에도 불구하고 약 250여명의 팬들이 참여하며 성황을 이루었다. 사인회에는 한인 뿐만 아니라 여러 타인종 팬들이 참여하였으며, 그 연령층도 다양하여 추신수 선수의 폭넓은 인기를 실감할 수 있었다. 

    추신수 선수는 지난 2011년부터 한미은행의 전속모델로 활동하면서 매해 팬들을 만나는 다양한 행사를 갖고 있다. 이번 사인회 행사는 특별히 한미은행의 지주회사인 한미 파이낸셜이 작년 12월에 인수계약을 체결하고 현재 합병작업을 진행하고 있는 센트럴 뱅콥의 자회사인 UCB의 본사가 위치한 달라스 지역에서 최초로 진행되었다. 

    한미은행의 금종국 행장은 “더운 날씨에도 이렇게 찾아주신 팬들께 감사드린다. 한미가 UCB와의 합병을 통해 텍사스 지역에 본격적으로 진출하려고 하는 현 시점에서 이런 기회에 텍사스 한인들을 만나게 되어 더욱 뜻깊다. 앞으로도 다양한 프로모션을 통해 텍사스 지역 고객들을 만나뵐 수 있도록 노력하겠다”고 전했다. 

    한미는 사인회에 참여한 팬들에게 돼지저금통, 고급우산, 추신수 선수의 스티커 문신 등 다양한 프로모션 아이템을 나누어 주었다. 또한 한미는 한인의 날을 주최한 달라스 한인회를 후원하는 한편, 달라스 라디오 코리아 및 달라스 뉴스코리아를 통해 경기티켓을 경품행사로 나누어 주는 등 한인의 날을 적극 지원하였다.  






    L to R: CEO C. G. Kum, Shin-Soo Choo, Chairman Joseph K. Rho, COO Bonnie Lee






    연락 및 문의처:
    Jenny Park | Creative Strategy Manager (213-427-4255)
    Katie Kwon | Creative Strategy Officer (213-368-3237)



  • 2014년 7월 11일 Hanmi Financial Corp. Announces Sale of Insurance Subsidiaries

    Hanmi Financial Corp. Announces Sale of Insurance Subsidiaries



    Hanmi Financial Corporation (NASDAQ: HAFC) (“Hanmi”), the holding company for Hanmi Bank (the “Bank”), today announced Hanmi sold its subsidiaries, Chun-Ha Insurance Services, Inc. and All World Insurance Services, Inc. to Chunha Holding Corporation on June 30, 2014. “As part of our strategy to focus our resources on growing our core banking franchise, we have decided to divest our insurance subsidiaries,” said C. G. Kum, President and Chief Executive Officer. “We would like to thank President Ki Hong Park and his staff for their hard work and to wish them success.”

    About Hanmi Financial Corporation
    Headquartered in Los Angeles, Hanmi Bank, a wholly-owned subsidiary of Hanmi Financial Corporation, provides services to the multi-ethnic communities of California, with 27 full-service branch offices in Los Angeles, Orange, San Bernardino, San Francisco, Santa Clara and San Diego counties, and loan production offices in Texas, Virginia and Washington State. Hanmi Bank specializes in commercial, SBA and trade finance lending, and is a recognized community leader. Hanmi Bank’s mission is to provide a full range of quality products and premier services to its customers and to maximize shareholder value. Additional information is available at www.hanmi.com.


    CONTACT:
    Mark (Shick) Yoon
    EVP & Chief Financial Officer
    Direct Phone: 213-427-5636

    Christina Lee
    FVP & Senior Strategy Officer
    Direct Phone: 213-427-5631



  • 2014년 6월 02일 Hanmi Financial Corp. Names Randall G. Ewig as Chief Credit Officer

    Hanmi Financial Corp. Names Randall G. Ewig as Chief Credit Officer



    LOS ANGELES, CA – May 30, 2014 -- Hanmi Financial Corporation (NASDAQ: HAFC) (“Hanmi”), the holding company for Hanmi Bank (the “Bank”), today announced that Randall G. Ewig has joined Hanmi and the Bank as Executive Vice President and Chief Credit Officer (“CCO”). As the CCO, he will be responsible for the overall quality of the Bank’s loan portfolio. All of the credit administrative departments, including loan operations, will report to Mr. Ewig.

    “Randall has enjoyed a highly successful career in banking, which includes over 20 years of experience in various senior level credit administrative positions with major banks on the West Coast,” said C. G. Kum, President and Chief Executive Officer. “As a veteran of some of the most prestigious banks, Randall has the skills to provide the leadership in credit administration to enable Hanmi to safely grow and to enter new markets.”

    Most recently, Mr. Ewig, as a Senior Vice President and Manager at HSBC Bank, was responsible for approval and asset quality of loans for HSBC Bank’s western region and the state of Texas. Prior to HSBC Bank, he was a Senior Vice President and Credit Administrator at Sanwa Bank/Bank of the West where he was responsible for approving middle market business loans. He was also the Chief Credit Officer at Mercantile National Bank, a community bank that was based in Los Angeles, California. Mr. Ewig earned his Masters of Business Administration in Finance and Bachelor of Arts in Economics degrees from the University of Southern California.


    About Hanmi Financial Corporation 
    Headquartered in Los Angeles, Hanmi Bank, a wholly-owned subsidiary of Hanmi Financial Corporation, provides services to the multi-ethnic communities of California, with 27 full-service branch offices in Los Angeles, Orange, San Bernardino, San Francisco, Santa Clara and San Diego counties, and loan production offices in Texas and Washington State. Hanmi Bank specializes in commercial, SBA and trade finance lending, and is a recognized community leader. Hanmi Bank’s mission is to provide a full range of quality products and premier services to its customers and to maximize shareholder value. Additional information is available at www.hanmi.com.


    CONTACT: 
    Mark (Shick) Yoon
    EVP & Chief Financial Officer
    Direct Phone: 213-427-5636




  • 2014년 5월 28일 2014 Hanmi Financial Corporation Shareholders Meeting

    2014 Hanmi Financial Corporation Shareholders Meeting




    On May 28, 2014, Hanmi Financial Corporation held its annual shareholders meeting at Oxford Palace Hotel at 10A.M. Pacific Time. 

    Following proposals were approved at the meeting.
    1. To elect nine (9) directors to serve for terms expiring at the 2015 Annual Meeting of Stockholders, or until their successors are elected. Elected directors are: I Joon Ahn, John Hall, Paul Seon-Hong Kim, Joon Hyung Lee, William Park, Joseph Rho, David Rosenblum, William Stolte,  and C. G. Kum
    2. To provide a non-binding advisory vote to approve the compensation of our Named Executive Officers (“NEOs”)
    3. To ratify the appointment of KPMG LLP as Hanmi Financial Corporation’s independent registered public accounting firm for the fiscal year ending December 31, 2014


    President & CEO, C. G. Kum


    President & CEO, C. G. Kum


    Chairman of the Board, Joseph K. Rho


    Download the Proxy


    CONTACT:
    Mark (Shick) Yoon
    EVP & Chief Financial Officer
    Direct Phone: 213-427-5636




  • 2014년 5월 07일 Hanmi Financial to Present at D.A. Davidson 16th Annual Financial Services Conference on May 13 in Denver

    Hanmi Financial to Present at D.A. Davidson 16th Annual Financial Services Conference on May 13 in Denver



    LOS ANGELES May 7, 2014 – Hanmi Financial Corporation (NASDAQ: HAFC), the holding company for Hanmi Bank, today announced that C. G. Kum, President and CEO, Bonnie Lee, Senior EVP and COO, and Mark (Shick) Yoon, EVP and CFO, will present at the D.A. Davidson & Co. 16th Annual Financial Services Conference in Denver.

    Hanmi's presentation is scheduled for May 13 at 8:00 a.m. MT (10:00 a.m. ET), at the Embassy Suites Denver – Downtown/ Convention Center, Denver, CO. The live and archived presentation can be accessed through the Investor Relations section of Hanmi's website at www.hanmi.com. Interested investors can also view a live audio webcast of the presentation by logging on to http://www.wsw.com/webcast/dadco27/hafc/ on May 13 at approximately 8:00 a.m. MT (10:00 a.m. ET).

    Conference participation is by invitation only and registration is mandatory. For more information on the D.A. Davidson & Co. Conference, or to schedule a one-on-one meeting with management, please contact your Davidson representative.

    About Hanmi Financial Corporation
    Headquartered in Los Angeles, Hanmi Bank, a wholly-owned subsidiary of Hanmi Financial Corporation, provides services to the multi-ethnic communities of California, with 27 full-service offices in Los Angeles, Orange, San Bernardino, San Francisco, Santa Clara and San Diego counties, and loan production offices in Texas and Washington State. Hanmi Bank specializes in commercial, SBA and trade finance lending, and is a recognized community leader. Hanmi Bank’s mission is to provide a full range of quality products and premier services to its customers and to maximize shareholder value.


    Contact: 
    Hanmi Financial Corporation
    Mark (Shick) Yoon
    EVP & CFO
    213-427-5636

    Investor Relations Contact:
    The Cereghino Group
    206-388-5788
    www.stockvalues.com




  • 2014년 4월 25일 한미은행, 한인은행 최초로 온라인 페이롤 서비스 실시

    한미은행, 한인은행 최초로 온라인 페이롤 서비스 실시



    한미은행(행장 금종국)이 페이롤 서비스 전문기업SurePayroll, Inc. 와 함께 온라인 페이롤 서비스를  실시한다. 지난 4월 16일 시작한  ‘한미 온라인 페이롤 서비스’는 한인은행 최초로 실시하는 서비스로서 소규모 비즈니스 고객을 위한 맞춤형 서비스다. 

    한미은행의 페이롤 서비스는 복잡하고 비용이 많이 드는 페이롤 업무를 비즈니스 오너들이 온라인에서 쉽고, 빠르게 그리고 부담없는 가격으로 직접 처리할 수 있도록 한 혁신적인 상품이다. 모든 서비스는 인터넷상에서 간단히 이루어지기 때문에 특별한 프로그램을 설치하거나 구입할 필요가 없다. 또한 온라인 서비스에 가입하면 각 직원의 급여계산, 세금 Deduction및 지급을 손쉽게 처리할 수 있다.  정기적으로 이루어지는 직원들의 Federal, State, Local 급여세 보고, 납부까지 자동적으로 처리해 주기 때문에 세금 보고 문제까지도 해결해준다. 월수수료도 다른 페이롤 서비스나 외부회계사 서비스와 비교할 때, 충분한 가격경쟁력을 갖추고 있어 오너들이나 회사차원에서 페이롤에 드는 비용과 노력을 최대한 줄일 수 있는 새로운 기회가 될 것으로 보고 있다.

    한미은행 금종국 행장은 “한미은행은 상품과 서비스를 업그레이드하기 위해 테크놀로지에 많은 투자를 하고 있다. 이번 출시된 온라인 페이롤 서비스는 스몰 비즈니스 고객들의 업무 효율성을 높이는 서비스 중 하나로서 고객들이 비즈니스 오퍼레이션에 소비하는 시간과 비용을 줄이고, 사업 성장에 더욱 집중할 수 있는 좋은 상품이 될 것”이라고 밝혔다. 

    한미는 서비스 출시 기념으로 6월 30일까지 페이롤 서비스에 가입하는 고객들을 대상으로 첫 3개월 이용료  면제와 고급 계산기를 증정하는 프로모션을 실시하고 있다. 이용료는 직원 10명 미만일 경우 월 $54.99이며, 추가 1명당 $1.50의 이용료가 더해진다. 또한 프로모션 기간 중 비즈니스 체킹 계좌를 여는 고객들에게도 사은품이 증정된다. 


    문의:
    Jenny Park, FVP & Creative Strategy Manager
    (213) 427-4255








  • 2014년 4월 22일 Anna Chung Joins Hanmi Bank to Lead SBA Lending Division

    Anna Chung Joins Hanmi Bank to Lead SBA Lending Division



    LOS ANGELES, CA – April 21, 2014 -- Hanmi Bank (the “Bank”), a wholly-owned subsidiary of Hanmi Financial Corporation (NASDAQ: HAFC), today announced the addition of Anna Chung as Executive Vice President & Director of SBA Lending Division. Ms. Chung will lead the Bank’s SBA Lending Division and will be responsible for managing the nationwide SBA loan production and operations.  
     
    “We are delighted to have Anna join Hanmi to revitalize our SBA lending program.  Her deep-rooted history in the SBA industry and extraordinary track-record of success will enable Hanmi to fulfill its goal to be one of the top SBA lenders,” said C. G. Kum, President and Chief Executive Officer.  “As an SBA Preferred Lender, Hanmi has a long history of working with small businesses to fund their business needs.”

    Prior to joining Hanmi Bank, Ms. Chung was the Chief SBA Lending Officer with Wilshire Bank, ranked the 9th largest SBA lender in the nation by lending volume for SBA 7(a) loan in the first quarter of fiscal year 2014.  Under her leadership, she created one of the nation’s top SBA lending teams and a highly efficient process for underwriting SBA loans.  Ms. Chung is a 31-year veteran of banking and SBA lending, and has held progressively important executive positions with prominent community banks.  She completed her SBA training with the National Association of Government Guaranteed Lenders (NAGGL), a trade association representing lenders that participate in the SBA Program, and currently serves as a member of the Technical Committee and Region IX Liaison Committee of the NAGGL.

    “I am delighted to become a part of Hanmi Bank, and look forward to continuing to work with small businesses in the communities we serve for their funding needs,” said Anna Chung, Executive Vice President & Director of SBA Lending Division.  

    About Hanmi Financial Corporation
    Headquartered in Los Angeles, Hanmi Bank, a wholly-owned subsidiary of Hanmi Financial Corporation, provides services to the multi-ethnic communities of California, with 27 full-service branch offices in Los Angeles, Orange, San Bernardino, San Francisco, Santa Clara and San Diego counties, and loan production offices in Texas and Washington State. Hanmi Bank specializes in commercial, SBA and trade finance lending, and is a recognized community leader. Hanmi Bank’s mission is to provide a full range of quality products and premier services to its customers and to maximize shareholder value. Additional information is available at www.hanmi.com. 

    Source:  http://www.sba.gov/category/lender-navigation/lender-loan-data/100-most-active-sba-7a-lenders





  • 2014년 4월 22일 Hanmi Earnings Grow 10.1% to $11.0 Million, or $0.35 per Share, in 1Q14 from 4Q13

    Hanmi Earnings Grow 10.1% to $11.0 Million, or $0.35 per Share, in 1Q14 from 4Q13



    LOS ANGELES, April 22, 2014 (GLOBE NEWSWIRE) -- Hanmi Financial Corporation (Nasdaq:HAFC), the holding company for Hanmi Bank (the "Bank"), today reported that first quarter 2014 net income increased 10.1% to $11.0 million, or $0.35 per diluted share, which includes a negative loan loss provision of $3.3 million. In the fourth quarter of 2013, Hanmi earned $10.0 million, or $0.31 per diluted share, and in the first quarter of 2013, Hanmi earned $10.1 million, or $0.32 per diluted share. Pre-tax pre-provision net income grew 2.4% in the first quarter of 2014 to $15.4 million from $15.0 million in the preceding quarter, and was up 4.0% from $14.8 million a year ago.

    "Our first quarter profits were fueled by strong net interest margin, solid loan and core deposit growth," said C. G. Kum, President and Chief Executive Officer. "With higher loan recoveries, we recorded a $3.3 million negative provision for loan losses in the first quarter. Even with this negative provision, our allowance for loan losses remains strong at 2.49% of gross loans."


    For the full report, visit our Investor Relations page.




  • 2014년 4월 18일 Central Bancorp Shareholders Approve Merger with Hanmi Financial Corporation

    Central Bancorp Shareholders Approve Merger with Hanmi Financial Corporation



    LOS ANGELES (April 17, 2014) – Hanmi Financial Corporation (NASDAQ: HAFC) (“Hanmi”), the holding company for Hanmi Bank, announced today that shareholders of Central Bancorp, Inc. (“CBI”), parent of Texas-based United Central Bank, overwhelmingly approved the merger with Hanmi.  Of Central Bancorp’s eligible voting shares, 88% were represented at CBI’s special meeting of shareholders and 100% of those shareholders voted in favor of the merger.
    “We are very pleased that CBI shareholders have voted to join Hanmi,” said C. G. Kum, President and Chief Executive Officer of Hanmi.  “We believe the combination of our banks will create a strong franchise that will become one of the premier community banks serving not only Korean Americans, but also many other ethnic communities as well.”    

    As of December 31, 2013, CBI had approximately $1.42 billion in assets, $0.64 billion in gross loans and $1.25 billion in deposits, and 23 branches across six states (Texas, Illinois, New York, New Jersey, Virginia and California).  
    Under the terms of the agreement, the total merger consideration payable to CBI common stockholders is $50 million in cash, subject to potential purchase price adjustments.  The transaction is expected to close in the second half of 2014.  Excluding one-time merger expenses, the transaction is expected to be immediately accretive to 2014 earnings and significantly accretive to 2015 earnings and beyond; and is expected to generate an internal rate of return in excess of 20% for Hanmi shareholders.

    About Hanmi Financial Corporation
    Headquartered in Los Angeles, Hanmi Bank, a wholly-owned subsidiary of Hanmi Financial Corporation, provides services to the multi-ethnic communities of California, with 27 full-service branch offices in Los Angeles, Orange, San Bernardino, San Francisco, Santa Clara and San Diego counties, and loan production offices in Texas and Washington State. Hanmi Bank specializes in commercial, SBA and trade finance lending, and is a recognized community leader. Hanmi Bank’s mission is to provide a full range of quality products and premier services to its customers and to maximize stockholder value. 

    About Central Bancorp, Inc.
    Founded in 1987 and headquartered in Garland, Texas, United Central Bank, a wholly-owned subsidiary of Central Bancorp, Inc., serves multi-ethnic communities in Texas, Illinois, Virginia, California, New York and New Jersey through 23 banking offices.  Additional information on Central Bancorp, Inc. and United Central Bank may be found on its website: www.unitedcentralbank.com.

    CAUTIONARY STATEMENTS REGARDING FORWARD-LOOKING INFORMATION
    This document contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including those identified by words or phrases such as “may,” “will,” “anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,” “believe,” “target,” “forecast,” and other words and terms of similar meaning. Forward-looking statements involve estimates, expectations, projections, goals, forecasts, assumptions, risks and uncertainties. Hanmi Financial Corporation cautions readers that any forward-looking statement is not a guarantee of future performance and that actual results could differ materially from those contained in the forward-looking statement. Such forward-looking statements include, but are not limited to, statements about the benefits of the proposed merger involving Hanmi Financial Corporation and Central Bancorp, including future financial and operating results, Hanmi Financial Corporation’s or Central Bancorp’s plans, objectives, expectations and intentions, the expected timing of completion of the transaction, and other statements that are not historical facts. Important factors that could cause actual results to differ materially from those indicated by such forward-looking statements include risks and uncertainties relating to: the ability to obtain the requisite Central Bancorp shareholder approvals; the risk that Hanmi Financial Corporation or Central Bancorp may be unable to obtain governmental and regulatory approvals required for the merger, or required governmental and regulatory approvals may delay the merger or result in the imposition of conditions that could cause the parties to abandon the merger; the risk that a condition to closing of the merger may not be satisfied; the timing to consummate the proposed merger; the risk that the businesses will not be integrated successfully; the risk that the cost savings and any other synergies from the merger may not be fully realized or may take longer to realize than expected; disruption from the transaction making it more difficult to maintain relationships with customers, employees or suppliers; the diversion of management time on merger-related issues; general worldwide economic conditions and related uncertainties; the effect of changes in governmental regulations; and other factors we discuss or refer to in the “Risk Factors” section of our most recent Annual Report on Form 10-K filed with the Securities and Exchange Commission (“SEC”). Each forward-looking statement speaks only as of the date of the particular statement and neither Hanmi Financial Corporation nor Central Bancorp undertakes any obligation to update or revise its forward-looking statements, whether as a result of new information, future events or otherwise. 



    CONTACT INFORMATION: 
    Mark (Shick) Yoon, CFA CPA CVA
    EVP & CFO 
    213-427-5636 
    marky@hanmi.com


    INVESTOR RELATIONS CONTACT:
    The Cereghino Group
    206-388-5788
    www.stockvalues.com

    Note:  Transmitted on Globe Newswire on April 17, 2014 at 12:21 p.m. PDT.



  • 2014년 3월 27일 Hanmi Financial Appoints David L. Rosenblum and Chulse (William) Park to its Board of Directors

    Hanmi Financial Appoints David L. Rosenblum and Chulse (William) Park to its Board of Directors



    LOS ANGELES – March 27, 2014 – Hanmi Financial Corporation (NASDAQ: HAFC) (“Hanmi”), the holding company for Hanmi Bank, today announced that its Board of Directors  appointed David L. Rosenblum and Chulse (William) Park to its Board of Directors, effective April 1, 2014.  

     “Both Mr. Rosenblum and Mr. Park bring additional skills to our board that will be highly valuable in the coming years, as we execute our plans to expand and grow,” said Joseph K. Rho, Chairman of the Board.  “Mr. Rosenblum’s experience in M&A and integration will be extremely valuable as we work to complete the pending acquisition of Central Bancorp, Inc.  Mr. Park’s deep roots in the local community and his understanding of the regional real estate and national mortgage markets will help us expand in these critical areas.”  

    After 34 years of service, Mr. Rosenblum recently retired as Senior Principal with Deloitte Consulting LLP, a $5 billion management consulting practice providing world class strategic planning and financial management services to firms nationwide.   He currently serves on the audit committees of Wesleyan University, the Library Foundation of Los Angeles, and The California Club, and is President of the Southern California Chapter of the National Association of Corporate Directors.  Mr. Rosenblum earned his M.B.A. in Finance from the Wharton School at the University of Pennsylvania and his B.A. in Economics from Wesleyan University, where he graduated magna cum laude and was elected Phi Beta Kappa.

    Mr. Park is a successful entrepreneur with more than 20 years of experience in mortgage banking, real estate, hospitality, golf course operations and certified public accounting.  He is the Chairman and CEO of PMAC Lending Services, which funded over $3 billion in loans in 2013 and was the 12th largest wholesale lender in the U.S. in 2012.   In addition, he founded First Family Home (previously Century 21), one of the most successful real estate firms serving the Hispanic community in Southern California, and was the managing partner of William Park CPA.  He is also the owner of the Indian Palms Country Club.  Mr. Park has been highly active in the Korean American banking community for many years.  Mr. Park earned his B.S.  in Accounting from California State University at Northridge.    

    About Hanmi Financial Corporation 

    Headquartered in Los Angeles, Hanmi Bank, a wholly-owned subsidiary of Hanmi Financial Corporation, provides services to the multi-ethnic communities of California, with 27 full-service offices in Los Angeles, Orange, San Bernardino, San Francisco, Santa Clara and San Diego counties, and loan production offices in Texas and Washington State. Hanmi Bank specializes in commercial, SBA and trade finance lending, and is a recognized community leader. Hanmi Bank’s mission is to provide a full range of quality products and premier services to its customers and to maximize stockholder value. 

    Forward-Looking Statements

    This press release contains forward-looking statements, which are included in accordance with the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. In some cases, you can identify forward-looking statements by terminology such as “may,” “will,” “should,” “could,” “expects,” “plans,” “intends,” “anticipates,” “believes,” “estimates,” “predicts,” “potential,” or “continue,” or the negative of such terms and other comparable terminology. Although we believe that the expectations reflected in the forward-looking statements are reasonable, we cannot guarantee future results, levels of activity, performance or achievements. All statements other than statements of historical fact are “forward–looking statements” for purposes of federal and state securities laws, including, but not limited to, statements about anticipated future operating and financial performance, financial position and liquidity, business strategies, regulatory and competitive outlook, investment and expenditure plans, capital and financing needs and availability, plans and objectives of management for future operations, developments regarding our capital plans, strategic alternatives for a possible business combination, merger or sale transaction, including our acquisition of Central Bancorp, Inc., and other similar forecasts and statements of expectation and statements of assumption underlying any of the foregoing. These statements involve known and unknown risks, uncertainties and other factors that may cause our actual results, levels of activity, performance or achievements to differ from those expressed or implied by the forward-looking statement. These factors include the following: failure to maintain adequate levels of capital and liquidity to support our operations; the effect of potential future supervisory action against us or Hanmi Bank; general economic and business conditions internationally, nationally and in those areas in which we operate; volatility and deterioration in the credit and equity markets; changes in consumer spending, borrowing and savings habits; availability of capital from private and government sources; demographic changes; competition for loans and deposits and failure to attract or retain loans and deposits; fluctuations in interest rates and a decline in the level of our interest rate spread; risks of natural disasters related to our real estate portfolio; risks associated with Small Business Administration loans; failure to attract or retain key employees; changes in governmental regulation, including, but not limited to, any increase in FDIC insurance premiums; ability of Hanmi Bank to make distributions to Hanmi Financial, which is restricted by certain factors, including Hanmi Bank’s retained earnings, net income, prior distributions made, and certain other financial tests; ability to identify a suitable strategic partner or to consummate a strategic transaction; ability of the parties to obtain required regulatory approvals and satisfy other closing conditions with respect to our acquisition of Central Bancorp, Inc.; adequacy of our allowance for loan losses; credit quality and the effect of credit quality on our provision for credit losses and allowance for loan losses; changes in the financial performance and/or condition of our borrowers and the ability of our borrowers to perform under the terms of their loans and other terms of credit agreements; our ability to control expenses; and changes in securities markets. In addition, we set forth certain risks in our reports filed with the U.S. Securities and Exchange Commission (“SEC”), including, in Item 1A of our Form 10-K for the year ended December 31, 2012, our quarterly reports on Form 10-Q, and current and periodic reports that we will file with the SEC hereafter, which could cause actual results to differ from those projected. We undertake no obligation to update such forward-looking statements except as required by law. 


    Contact: 
    Hanmi Financial Corporation 
    Mark Yoon, CFA CPA CVA
    EVP & CFO
    213-427-5636

    Investor Relations Contact:
    The Cereghino Group
    206-388-5788
    www.stockvalues.com

    Note:  Transmitted on Globe Newswire on March 27, 2014, at 9:00 a.m. PDT.

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