한미 뉴스

  • 2016년 1월 26일 Hanmi’s Strong Fourth Quarter and Full Year 2015 Results

    Hanmi’s Strong Fourth Quarter and Full Year 2015 Results


    Led by Solid New Loan Production and 14.2% Growth in Loans Receivable


    2015 Fourth Quarter and Full Year Highlights:

         • Fourth quarter net income of $14.8 million, or $0.46 per diluted share; full year net income of $53.8 million, or $1.68 per diluted share.
         • Fourth quarter loans receivable up 4.5%, or $138.2 million, from the third quarter and up 14.2% from a year ago.
         • Fourth quarter new loan production of $268.5 million up 31.4% from a year ago; full year new loan production of $917.5 million, up 49.2% from prior year.
         • Noninterest bearing deposits up 3.7% from the third quarter and 13.0% from a year ago and represent 32.9% of deposits.
         • Fourth quarter net interest margin, excluding acquisition accounting, expanded to 3.62% compared with 3.48% for the third quarter and 3.24% for the year-ago period.
         • Asset quality continues to be strong with non-performing assets at 0.65% of total assets; recorded a negative provision for loan losses of $3.8 million for the fourth quarter and $11.6 million for the full year.

    LOS ANGELES – January 26, 2016 – Hanmi Financial Corporation (NASDAQ: HAFC, or “Hanmi”), the holding company for Hanmi Bank (the “Bank”), today reported fourth quarter net income of $14.8 million, or $0.46 per diluted share, compared with $14.0 million, or $0.44 per diluted share, for the prior quarter and $5.9 million, or $0.19 per diluted share, for the fourth quarter of 2014.

    For the full year of 2015, net income was $53.8 million, or $1.68 per diluted share, up 40.2% from the prior year after adjusting for the bargain purchase gain and merger and integration costs recorded primarily in conjunction with the August 31, 2014 acquisition of Central Bancorp, Inc. (“CBI”), the parent company of United Central Bank. Net income for the full year of 2014 was $49.8 million, or $1.56 per diluted share. The prior year included an after-tax bargain purchase gain of $14.6 million, with pre-tax merger and integration costs of $6.6 million in 2014 and $2.0 million in 2015.

    Mr. C. G. Kum, President and Chief Executive Officer, said, “Hanmi’s fourth quarter results were excellent and contributed to a strong year of profitable growth in 2015. For the full year, new loan production was up 49%, which led to a 14% growth in loans receivable. We continue to emphasize disciplined underwriting standards and credit quality remains very strong. In addition, the successful repositioning of our balance sheet since the CBI acquisition has improved the mix of earning assets. This helped to expand fourth quarter net interest margin, excluding acquisition accounting, to 3.62% or 14 basis points higher than the prior quarter and is an impressive accomplishment in the current environment. Furthermore, our ongoing focus on relationship-driven, high-touch business banking is driving our low cost deposit base with higher demand deposits.”

    Mr. Kum continued, “Hanmi’s commitment to improving efficiencies and enhancing profitability pushed net income to $14.8 million in the fourth quarter and $53.8 million for the full year in 2015, an increase of 40% compared to the prior year after excluding the impact of merger and integration costs and accounting adjustments associated primarily with the CBI acquisition. Given our strong financial results in 2015, the Board of Directors increased the quarterly cash dividend in the fourth quarter by 27% to $0.14 per share. Overall, I am very pleased with our performance in 2015 and I believe Hanmi is well-positioned to continue generating profitable growth and capitalizing on market dislocation in the quarters and years ahead.”


    Click here for full report

    Romolo (Ron) Santarosa
    Senior Executive Vice President & Chief Financial Officer
    213-427-5636

    Lasse Glassen
    Investor Relations
    Addo Communications
    310-829-5400

    Led by Solid New Loan Production and 14.2% Growth in Loans Receivable


    2015 Fourth Quarter and Full Year Highlights:

    • Fourth quarter net income of $14.8 million, or $0.46 per diluted share; full year net income of $53.8 million, or $1.68 per diluted share.
    • Fourth quarter loans receivable up 4.5%, or $138.2 million, from the third quarter and up 14.2% from a year ago.
    • Fourth quarter new loan production of $268.5 million up 31.4% from a year ago; full year new loan production of $917.5 million, up 49.2% from prior year.
    • Noninterest bearing deposits up 3.7% from the third quarter and 13.0% from a year ago and represent 32.9% of deposits.
    • Fourth quarter net interest margin, excluding acquisition accounting, expanded to 3.62% compared with 3.48% for the third quarter and 3.24% for the year-ago period.
    • Asset quality continues to be strong with non-performing assets at 0.65% of total assets; recorded a negative provision for loan losses of $3.8 million for the fourth quarter and $11.6 million for the full year.

    LOS ANGELES – January 26, 2016 – Hanmi Financial Corporation (NASDAQ: HAFC, or “Hanmi”), the holding company for Hanmi Bank (the “Bank”), today reported fourth quarter net income of $14.8 million, or $0.46 per diluted share, compared with $14.0 million, or $0.44 per diluted share, for the prior quarter and $5.9 million, or $0.19 per diluted share, for the fourth quarter of 2014.

    For the full year of 2015, net income was $53.8 million, or $1.68 per diluted share, up 40.2% from the prior year after adjusting for the bargain purchase gain and merger and integration costs recorded primarily in conjunction with the August 31, 2014 acquisition of Central Bancorp, Inc. (“CBI”), the parent company of United Central Bank. Net income for the full year of 2014 was $49.8 million, or $1.56 per diluted share. The prior year included an after-tax bargain purchase gain of $14.6 million, with pre-tax merger and integration costs of $6.6 million in 2014 and $2.0 million in 2015.

    Mr. C. G. Kum, President and Chief Executive Officer, said, “Hanmi’s fourth quarter results were excellent and contributed to a strong year of profitable growth in 2015. For the full year, new loan production was up 49%, which led to a 14% growth in loans receivable. We continue to emphasize disciplined underwriting standards and credit quality remains very strong. In addition, the successful repositioning of our balance sheet since the CBI acquisition has improved the mix of earning assets. This helped to expand fourth quarter net interest margin, excluding acquisition accounting, to 3.62% or 14 basis points higher than the prior quarter and is an impressive accomplishment in the current environment. Furthermore, our ongoing focus on relationship-driven, high-touch business banking is driving our low cost deposit base with higher demand deposits.”

    Mr. Kum continued, “Hanmi’s commitment to improving efficiencies and enhancing profitability pushed net income to $14.8 million in the fourth quarter and $53.8 million for the full year in 2015, an increase of 40% compared to the prior year after excluding the impact of merger and integration costs and accounting adjustments associated primarily with the CBI acquisition. Given our strong financial results in 2015, the Board
    2

    of Directors increased the quarterly cash dividend in the fourth quarter by 27% to $0.14 per share. Overall, I am very pleased with our performance in 2015 and I believe Hanmi is well-positioned to continue generating profitable growth and capitalizing on market dislocation in the quarters and years ahead.”


    Click here for full report

    Romolo (Ron) Santarosa
    Senior Executive Vice President & Chief Financial Officer
    213-427-5636
    Lasse Glassen
    Investor Relations
    Addo Communications
    310-829-5400
    Led by Solid New Loan Production and 14.2% Growth in Loans Receivable


    2015 Fourth Quarter and Full Year Highlights:

    • Fourth quarter net income of $14.8 million, or $0.46 per diluted share; full year net income of $53.8 million, or $1.68 per diluted share.
    • Fourth quarter loans receivable up 4.5%, or $138.2 million, from the third quarter and up 14.2% from a year ago.
    • Fourth quarter new loan production of $268.5 million up 31.4% from a year ago; full year new loan production of $917.5 million, up 49.2% from prior year.
    • Noninterest bearing deposits up 3.7% from the third quarter and 13.0% from a year ago and represent 32.9% of deposits.
    • Fourth quarter net interest margin, excluding acquisition accounting, expanded to 3.62% compared with 3.48% for the third quarter and 3.24% for the year-ago period.
    • Asset quality continues to be strong with non-performing assets at 0.65% of total assets; recorded a negative provision for loan losses of $3.8 million for the fourth quarter and $11.6 million for the full year.

    LOS ANGELES – January 26, 2016 – Hanmi Financial Corporation (NASDAQ: HAFC, or “Hanmi”), the holding company for Hanmi Bank (the “Bank”), today reported fourth quarter net income of $14.8 million, or $0.46 per diluted share, compared with $14.0 million, or $0.44 per diluted share, for the prior quarter and $5.9 million, or $0.19 per diluted share, for the fourth quarter of 2014.

    For the full year of 2015, net income was $53.8 million, or $1.68 per diluted share, up 40.2% from the prior year after adjusting for the bargain purchase gain and merger and integration costs recorded primarily in conjunction with the August 31, 2014 acquisition of Central Bancorp, Inc. (“CBI”), the parent company of United Central Bank. Net income for the full year of 2014 was $49.8 million, or $1.56 per diluted share. The prior year included an after-tax bargain purchase gain of $14.6 million, with pre-tax merger and integration costs of $6.6 million in 2014 and $2.0 million in 2015.

    Mr. C. G. Kum, President and Chief Executive Officer, said, “Hanmi’s fourth quarter results were excellent and contributed to a strong year of profitable growth in 2015. For the full year, new loan production was up 49%, which led to a 14% growth in loans receivable. We continue to emphasize disciplined underwriting standards and credit quality remains very strong. In addition, the successful repositioning of our balance sheet since the CBI acquisition has improved the mix of earning assets. This helped to expand fourth quarter net interest margin, excluding acquisition accounting, to 3.62% or 14 basis points higher than the prior quarter and is an impressive accomplishment in the current environment. Furthermore, our ongoing focus on relationship-driven, high-touch business banking is driving our low cost deposit base with higher demand deposits.”

    Mr. Kum continued, “Hanmi’s commitment to improving efficiencies and enhancing profitability pushed net income to $14.8 million in the fourth quarter and $53.8 million for the full year in 2015, an increase of 40% compared to the prior year after excluding the impact of merger and integration costs and accounting adjustments associated primarily with the CBI acquisition. Given our strong financial results in 2015, the Board
    2

    of Directors increased the quarterly cash dividend in the fourth quarter by 27% to $0.14 per share. Overall, I am very pleased with our performance in 2015 and I believe Hanmi is well-positioned to continue generating profitable growth and capitalizing on market dislocation in the quarters and years ahead.”


    Click here for full report

    Romolo (Ron) Santarosa
    Senior Executive Vice President & Chief Financial Officer
    213-427-5636
    Lasse Glassen
    Investor Relations
    Addo Communications
    310-829-5400
  • 2015년 10월 27일 Hanmi Reports 5.8% Loan Growth and $0.44 Earnings per Share for the Third Quarter

    Hanmi Reports 5.8% Loan Growth and $0.44 Earnings per Share for the Third Quarter


    Hanmi Reports 5.8% Loan Growth and $0.44 Earnings per Share for the Third Quarter

    2015 Third Quarter Highlights:

          • Net income of $14.0 million, or $0.44 per diluted share.
          • Loans receivable up 5.8% or $168.2 million from the second quarter and 13.5% from a year ago.
          • New loan production up 47.1% or $306.1 million from the second quarter and 80.3% from a year ago.
          • Noninterest bearing deposits up 5.0% from the second quarter and represent 31.7% of deposits.
          • Asset quality continues to be strong with non-performing assets at 0.88% of total assets and a negative provision for loan losses of $3.7 million for the 2015 third quarter.



    LOS ANGELES – October 27, 2015 – Hanmi Financial Corporation (NASDAQ: HAFC, or “Hanmi”), the holding company for Hanmi Bank (the “Bank”), today reported third quarter net income of $14.0 million, or $0.44 per diluted share, unchanged from the second quarter of 2015. Compared with the third quarter of 2014, after adjusting for the after-tax bargain purchase gain and merger and integration costs, net income was up 52% from a year ago. Third quarter 2014 net income was $21.8 million, or $0.68 per diluted share, and included an after-tax bargain purchase gain of $14.6 million and pretax merger and integration costs of $3.4 million recorded in conjunction with the August 31, 2014 acquisition of Central Bancorp, Inc. (“CBI”), the parent company of United Central Bank.

    For the first nine months of 2015, net income was $39.0 million, or $1.22 per diluted share, up 26% from a year ago after adjusting for the $14.6 million after-tax bargain purchase gain in 2014 and pre-tax merger and integration costs of $3.6 million in 2014 and $1.7 million in 2015. Net income for the first nine months of 2014 was $43.8 million, or $1.38 per diluted share.

    Mr. C. G. Kum, President and Chief Executive Officer, said, “Hanmi’s strong third quarter results were driven by the continued success of our strategic expansion initiatives, improving credit quality and the positive impact of repositioning our balance sheet since the CBI acquisition. Meaningful loan production from our operations in Texas and Illinois, along with the strong performance of our new Healthcare Banking Group, augmented solid growth in our core markets in California. Our focus on credit remains strong, both in our originations as well as in our follow-on administration. Moreover, our pursuit of meaningful banking relationships helped lead the increase in our demand deposits.”

    Mr. Kum continued, “Since the acquisition, we successfully repositioned our balance sheet to where loans now represent 72% of total assets and 87% of deposits. We also remain focused on improving our operating efficiencies and enhancing profitability across the enterprise. During the third quarter, we completed the closure and consolidation of four branches that resulted in one-time charges of $1.2 million. I believe our actions to streamline our cost structure over the course of the year, coupled with our successful expansion initiatives have positioned Hanmi to generate profitable growth in the years ahead.”


    Click here to view full report


    Romolo (Ron) Santarosa
    Senior Executive Vice President, Corporate Finance and Strategy
    213-427-5636

    Michael McCall
    Executive Vice President & Chief Financial Officer
    213-427-5701

    Lasse Glassen
    Investor Relations
    Addo Communications
    310-829-5400
  • 2015년 10월 16일 한미은행, 텍사스 지역 VIP 행사 성료

    한미은행, 텍사스 지역 VIP 행사 성료




    한미은행
    텍사스 지역 마케팅 본격
    개시
    달라스와 휴스톤에서 VIP 행사 성료, 커뮤니티의 많은 호응 얻어

    한미은행 (금종국 행장) 이 텍사스 지역 마켓을 공략하기 위해 적극적인 마케팅을 진행하고 있다. 한미는 지난 10월 1일 한인 및 아시안 고객들을 대상으로VIP 행사를 달라스에서 성공리에 마쳤다. 행사에는한미 은행의 간부급 직원들이 참석한 가운데 약 백여명의 한인과 중국 주요 고객들 및 커뮤니티 리더등이 초대되어, 상호간의 관계를 더욱 돈독히 하는 동시에, 한미와의 더욱 밀접한 소통 기회를 만들며 성황리에 마쳤다. 이번 행사에는 모하메드 타리크텍사스 총괄 전무, 고창오 텍사스 대출 담당 부행장 및 텍사스 지역 지점장들이 참석해 고객들과 교류하는 시간을 가졌다. 또한  금종국 행장, 바니 리 수석전무, 애나 정 SBA 전무 및 제이 김 기업금융 부행장 이 LA에서 직접 참석해 고객들과 일대일로 만나 얘기를 나누며 텍사스 지역에 아낌없는 지원을  할 것을 약속했다.

    한미은행 금종국 행장은 “한인 은행중 가장 역사가 깊은 한미은행은 그 어느 은행보다도 한인 커뮤니티의 성장에 많은 기여를 해왔다. 순수 한인 교포 자본으로 설립된 은행으로서,주로 이민자들로 구성된  우리 커뮤니티가 무엇을 필요로 하는지 잘 알고 있으며, 오랜기간 축적된 금융 노하우를 바탕으로  내실경영으로 다져진 풍부한 자본을 가지고  커뮤니티에 더욱 적극적으로 금융 서비스를 제공할 준비가 되어있다”고 전하며 많은 고객들의 관심을 받았다.

    한미은행은 지난달에도 두차례에 걸쳐 한인, 중국인 및 인도 파키스탄 고객들을 대상으로 , 휴스톤과 달라스 지역에서VIP행사를 갖은 바 있다. 또한 새로 교체된 로고 광고, 대출 광고 및 원격 현금 디파짓 서비스 광고 등 텍사스 지역에서 적극적으로 마케팅 하고 있다.


    CONTACT:
    Jenny Park | Corporate Marketing Manager
    Hanmi Bank
    213-427-4255
    jennyjp@hanmi.com


  • 2015년 7월 23일 Hanmi Reports Strong 2015 Second Quarter Results

    Hanmi Reports Strong 2015 Second Quarter Results



    Second Quarter Net Income Up 27% Quarter-Over-Quarter



    LOS ANGELES – July 23, 2015 – Hanmi Financial Corporation (NASDAQ: HAFC, or “Hanmi”), the holding company for Hanmi Bank (the “Bank”), today reported second quarter net income increased 26.5% to $14.0 million, or $0.44 per diluted share, compared with $11.1 million, or $0.35 per diluted share, for the first quarter of 2015 and was up 26.6% from $11.0 million, or $0.35 per diluted share, for the year-ago period.
    For the first six months of 2015, net income increased 13.6% to $25.0 million, or $0.78 per diluted share, compared with $22.0 million, or $0.69 per diluted share, for the first six months of 2014.


    Mr. C. G. Kum, President and Chief Executive Officer, said, “Our second quarter results reflect the early success of our expansion efforts and improving profitability across the enterprise. While the net growth in our loans reflected a high level of payoffs, our $208 million of organic loan production increased 54% since last quarter and was 81% higher than the second quarter last year. Our loan pipeline for the third quarter is strong. Our net income for the second quarter grew 27% to $14 million driven by our ongoing initiatives to improve operating efficiencies and reduce expenses. The platforms we have in California, Texas and Illinois together with the commencement of our Healthcare Banking Group will allow us to grow our brand, expand our customer base and generate long-term sustainable growth.”


    Click to view Full Report


    Romolo (Ron) Santarosa
    Senior Executive Vice President, Corporate Finance and Strategy
    213-427-5636

    Michael McCall
    Executive Vice President & Chief Financial Officer
    213-427-5701

    Lasse Glassen
    Investor Relations
    Addo Communications
    310-829-5400



  • 2015년 6월 29일 한미은행, 새로운 브랜드 로고 공개

    한미은행, 새로운 브랜드 로고 공개



    한미은행(행장 금종국)이 오늘 오전 10시, 1982년 은행 설립시 본점이었던 올림픽-크렌셔 지점에서 현판식 및 새로고 공개 행사를 가졌다. 행사에는Herb J. Wesson 로스엔젤레스 시의장, 제임스 안 한인회장, 로렌스 한 상공회의소 회장 등 단체장과 한인언론, 한미은행 고객과 은행 관계자 등 약70여명이 참석하여 새로운 로고의 탄생을 축하하였다.

    한미은행의 금종국 행장은 “33년전 한인 동포들의 순수 한인자본으로 창립된 한미은행은 그동안 미국으로 이주한 한인 이민자들이 경제적 성공을 통해 아메리칸 드림을 이룰 수 있도록  많은 노력을 아끼지 않았다. 한미의 새 로고는 그러한 한미의 창립 이념과 고객들의 염원을 바탕으로 고안되었다. 새로운 로고는 한미가 미국 전역의 한인동포 뿐만 아니라, 더욱 다양한 인종 및 가주를 넘어서 전미주 고객들과 소통하는 데에 큰 가교역할을 할 것이다.”라고 새로고 제작의 의의를 전했다.

    한미은행의 기존 로고가 한미의 첫글자인 “ㅎ (히읗)”에 기초한 것이었다면, 새로운 로고는 영어 알파벳의 “H”를 바탕으로 한 것으로 좀 더 넓은 고객층에게 어필할 것으로 기대된다. 한미은행의 새 로고는 첫째로 두 개의 대륙을 잇는 다리에서 착안한 것으로 고객의 현재와 성공한 미래를 ‘연결(Connect)’한다는 의미를 갖으며, 둘째로 높은 산으로 형상화된 더 높은 공동의 목표를 향해 서로 손을 잡고 ‘협력(Partnership)’하는 것을 상징한다. 마지막으로 새로고는 나날이 높이 솟은 한미은행 고객들의 경제적 ‘발전(Growth)’을 의미한다.

    한미은행은 이미 캘리포니아에 위치한 모든 지점에 임시 간판 설치를 완료하고 오늘 새 로고를 기념하는 의미에서 가주 모든 지점에서 떡과 음료, 다양한 사은품 등을 준비해 지점을 방문한 고객들에게 제공하였다.

    한미은행은 또한 새로운 로고를 기념하는 광고 캠페인을 7월부터 전 지역에 걸쳐 런칭하고, 미주 전지역 지점에 정식 간판 설치를 시작할 계획이다. 


    CONTACT:

    Jenny Park | Corporate Marketing Manager
    Hanmi Bank
    213-427-4255
    jennyjp@hanmi.com


  • 2015년 6월 08일 한미은행, Romolo Santarosa 수석 기업금융전략 전무 임명

    한미은행, Romolo Santarosa 수석 기업금융전략 전무 임명



    LOS ANGELES, CA – June
    8, 2015 -- Hanmi Financial Corporation (NASDAQ: HAFC) (“Hanmi”), the holding company for Hanmi Bank (the “Bank”), announced today that Mr. Romolo C. Santarosa has been hired by the Company and Bank to serve as its Senior Executive Vice President, Corporate Finance and Strategy.

    In this newly created position, Mr. Santarosa will oversee the Company’s corporate strategy, financial planning and corporate development activities, while providing additional leadership and experience to the Bank’s finance and accounting teams.

    Mr. Santarosa, 58, has over 22 years of experience in banking and financial services. Over his career, he has been responsible for leading and directing growth strategies, cost reduction and process improvement initiatives, technology implementations and capital management.  Most recently, since June 2013 he was Executive Vice President and Chief Operating Officer at Opus Bank, where he was responsible for operational and support functions. Prior to this, Mr. Santarosa served as the Senior Executive Vice President, Chief Financial Officer and Chief Operating Officer at First California Financial Group, Inc. and its bank subsidiary, First California Bank from November 2002 to May 2013. Before 2002, Mr. Santarosa served in leadership positions with several financial institutions and was an Audit Senior Manager with Price Waterhouse. Mr. Santarosa graduated from Ithaca College, with a B.S. in Accounting and a Minor in Mathematics.

    About Hanmi Financial Corporation

    Headquartered in Los Angeles, California, Hanmi Financial Corporation owns Hanmi Bank, which serves multi-ethnic communities through its network of 46 full-service branches and 6 loan production offices in California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington and Georgia. Hanmi Bank specializes in commercial real estate, C&I, SBA and trade finance lending to small and middle market businesses. Additional information is available at www.hanmi.com.


    CONTACT:

    Lasse Glassen
    Investor Relations
    Addo Communications
    310-829-5400

    Michael McCall
    EVP & Chief Financial Officer
    213-427-5701

  • 2015년 5월 01일 한미은행, 뉴욕과 조지아에 대출사무소 오픈

    한미은행, 뉴욕과 조지아에 대출사무소 오픈




    LOS ANGELES, CA – May 1, 2015 -- Hanmi Financial Corporation (NASDAQ: HAFC)
    (“Hanmi”), the holding company for Hanmi Bank (the “Bank”), today announced that it has opened two new Loan Production Offices (LPOs) in New York and Georgia. With the addition of these locations, Hanmi now has a total of six LPOs serving customers nationwide.

    Chris Hwang, SVP and New York Corporate Banking LPO Manager, will lead the New York LPO located at 1140 Avenue of the Americas, 9th Floor, New York, New York. The New York LPO will focus on middle market and C&I loans. Mr. Hwang joined the Hanmi team in January 2015 and has more than 25 years of experience in community banking, serving in several senior level banking/relationship management roles at East West Bank, TD Bank, N.A., Flushing Bank, Korea First Bank, and Long Island Savings Bank. Mr. Hwang earned his Masters of Science in Accounting from the C.W. Post College of Long Island University and completed the Graduate Commercial Lending School for the American Bankers Association at Southern Methodist University.

    A new LPO has also been opened at 3700 Crestwood Parkway, Suite 360, Duluth, Georgia. James Lee, FVP and Georgia LPO Manager, will lead the Georgia LPO, which will focus on SBA loans. Mr. Lee, who joined Hanmi in January 2015, has a decade of experience in mortgage, commercial, and SBA lending, having served as a LPO manager at Wilshire Bank and in loan officer roles at JS Capital Group and Centro Mortgage, Inc. Mr. Lee earned his Masters of Science in Quantitative Computational Finance from the Georgia Institute of Technology.

    About Hanmi Financial Corporation
    Headquartered in Los Angeles, California, Hanmi Financial Corporation owns Hanmi Bank, which serves multi-ethnic communities through its network of 46 full-service branches and 6 loan production offices in California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington and Georgia. Hanmi Bank specializes in commercial real estate, C&I, SBA and trade finance lending to small and middle market businesses. Additional information is available at www.hanmi.com.


    CONTACT:

    Christina C. Lee
    FVP & Senior Strategy Officer
    213-427-5631

    Lasse Glassen
    Investor Relations
    Addo Communications
    310-829-5400



  • 2015년 4월 23일 Hanmi Reports Strong 2015 First Quarter Results

    Hanmi Reports Strong 2015 First Quarter Results



    First Quarter Net Income of $11.1 Million, Up 86.5% Quarter-Over-Quarter

    LOS ANGELES – April 23, 2015 – Hanmi Financial Corporation (NASDAQ: HAFC, or “Hanmi”), the holding company for Hanmi Bank (the “Bank”), today reported first quarter 2015 results. For the quarter, net income increased 86.5% to $11.1 million, or $0.35 per diluted share, compared to $5.9 million, or $0.19 per diluted share, in the fourth quarter 2014 and was up 0.6% from $11.0 million, or $0.34 per diluted share, in the year-ago period. In the first quarter 2015, pretax income from continuing operations grew 125.9% to $18.6 million from $8.2 million in the fourth quarter 2014 but was down 1.2% from $18.8 million in the year-ago period.

    Mr. C. G. Kum, President and Chief Executive Officer, said, “We are off to a good start in 2015. First quarter net income of $11.1 million increased 86.5% from the prior quarter driven by a $5.4 million reduction in noninterest expense. We expect ongoing expense reduction initiatives currently underway will continue to improve our financial performance as we transform Hanmi into a nationwide community bank. To this end, we are making good progress integrating the acquisition of Central Bancorp, Inc. (“CBI”) and building out our asset generating platform in the former CBI markets. In doing so, we have created a platform that will enable the Hanmi franchise to generate sustainable growth well into the future.”

    Click to view full report.

    Contact:

    Michael McCall
    EVP & Chief Financial Officer
    213-427-5701

    Christina Lee
    FVP & Senior Strategy Officer
    213-427-5631

    Lasse Glassen
    Investor Relations (Addo Communications)
    310-829-5400



  • 2015년 2월 09일 한미은행, UCB 은행과 전산시스템 성공적으로 통합완료

    한미은행, UCB 은행과 전산시스템 성공적으로 통합완료



    한미은행 (행장 금종국)이 지난 주말, 작년 8월 31일에 인수합병한 United Central Bank와의 전산시스템 통합을 성공적으로 완료하였다.

    한미의 금종국 행장은 “한미는 UCB의 인수합병 발표 후, 두 은행의 시스템을 통합하려 꾸준한 노력을 기울여왔다. 이러한 노력의 결과로 한미은 지난 주말 두 은행의 전산시스템을 성공적으로 통합하였다. 이번 통합 작업이 스케줄대로 매우 순조롭게 진행되어 매우 기쁘다” 라고 밝혔다. 

  • 2015년 2월 05일 Hanmi Reports 2014 Full-Year Financial Results

    Hanmi Reports 2014 Full-Year Financial Results





    Full-Year Net Income of $49.8 Million, Up 24.8% Year-Over-Year
    Loan Portfolio Increases to $2.74 Billion, Up 25.7% Year-Over-Year
    Integration of Central Bancorp, Inc. Remains On Track

    LOS ANGELES – February 5, 2015 – Hanmi Financial Corporation (NASDAQ: HAFC, or “Hanmi”), the holding company for Hanmi Bank (the “Bank”), today reported solid growth in 2014.  For the full year 2014, net income increased 24.8% to $49.8 million, or $1.56 per diluted share, compared to $39.9 million, or $1.26 per diluted share a year ago.  In 2014, pretax income from continuing operations grew 16.1% to $72.6 million from $62.5 million in 2013.

    Hanmi’s acquisition of Central Bancorp, Inc. (“CBI”), the parent company of United Central Bank, was completed on August 31, 2014. The combined companies began operating as Hanmi Financial Corporation and Hanmi Bank, respectively, with banking operations conducted under the Hanmi Bank brand effective as of September 1, 2014. The 2014 financial results reflect eight months of stand-alone operations of Hanmi and four months of combined operations.  Hanmi’s accounting for this business combination is incomplete and has been recorded based on provisional amounts.  The accounting is updated during the measurement period to reflect new information obtained about facts and circumstances that existed at the acquisition date.  Adjustments to the provisional amounts during the measurement period are recognized as retrospective adjustments as of the date of the acquisition.  During the fourth quarter Hanmi identified a retrospective adjustment of $8.0 million to the bargain purchase gain that was provisionally reported for the third quarter of 2014.  This retrospective adjustment revises the reported third quarter net income to $21.2 million from $13.3 million as previously reported.

    Fourth quarter 2014 net income totaled $6.5 million, or $0.20 per diluted share, compared $21.2 million, or $0.66 per diluted share, in the third quarter of 2014 and $9.9 million, or $0.31 per diluted share, in the fourth quarter a year ago.

    Full year financial results reflect the impact of the following significant items recorded in conjunction with the CBI acquisition:
    • $14.6 million provisional bargain purchase gain recorded in 2014
    • $6.6 million in merger and integration related expenses in 2014
    • $7.6 million in professional fees for the year, which included significant costs to strengthen our infrastructure and to meet heightened control standards

    Mr. C. G. Kum, President and Chief Executive Officer, said, “2014 was a transformative year for Hanmi highlighted by the acquisition of CBI, strong loan growth and solid credit quality to help continue the growth trajectory across our enterprise. Full year profitability increased sharply with net income of $49.8 million, up 24.8% from 2013.  Strong organic loan production from the legacy Hanmi team helped expand our loan portfolio by 25.7% to $2.74 billion at year end.  Credit quality improved throughout the year with classified loans, excluding PCI loans, declining 42.0% during the year to $47.7 million, or 1.71% of gross loans at year end. Importantly, our activities to integrate the acquisition of CBI into Hanmi are proceeding as planned.” 



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