Hanmi Bank 2% Cash Incentive Promotion

Open a personal or business checking account and get a 2% cash bonus on your account balance* with qualifying activities.

your nearest branch to open an account today!



To qualify for the cash bonus, you must:

3 Months

Maintain a minimum average daily balance of $5,000 or more for three months.

6 Months

Maintain account for a minimum of six months**

30 Days

Enroll in e-Statement within thirty days of opening account.

5 Times

Make a minimum of five debit card purchases during each of the first three full statement cycles.

1 Time

For business accounts only, you may replace 5 debit card purchases with a minimum of one ACH debit or ACH credit transaction during each of the first three statement cycles.


This offer is subject to discontinue when Regular Personal Checking account aggregate balance reaches $10 million or 1,400 accounts, and Regular Business Checking account aggregate balance reaches $20 million or 800 accounts, whichever comes first.

This offer is valid only for new Regular Personal and Business Checking account customers who open the account with new money. New checking customer is defined as a customer who has not had any existing checking account with Hanmi Bank within the past 180 days. New money is defined as funds that are not held at Hanmi Bank. Customer must be at least 18 years of age. To be eligible for cash incentive, the new checking customer must provide a valid U.S. Taxpayer Identification Number (W-9) or a valid W-8BEN. Cash incentives will be considered interest and will be reported on a 1099-INT or 1042-S, as applicable. Customers are responsible for any applicable taxes and consulting a tax advisor.

*The 2% cash incentive is determined based on a 3-month average daily balance on the account for the first full 3-months. Starting date for the 3-month period will be the first date of the new month after the account opening; if the account is opened on the first day of a new month, that date will be the first date of the average balance calculation period. The maximum incentive is $500 per customer in each account type (personal, business account). Cash incentive will be paid within 60 days after a qualifying account has been opened for three (3) full months.

**If the account is closed within the first six (6) months, cash incentive will be deducted at closing of the account if it has already been paid.

Please see account disclosure for further details. The disclosure can be obtained from Hanmi Bank branches.

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