Business Checking Account Opening

Before You Get Started

Before you start your application to open a business checking account, let’s make sure you have all required documents. Please answer the questions below to determine the documents you will need in order to open an account

The following business types cannot be opened online: Property Management, Unincorporated Organization including Non-Profit Organization, Money Service Business, Business Based in Foreign Country. Please visit the nearest branch to open an account for these business types.

Are You Ready to Start the Application?

Once you have gathered all the required documents, select a business checking account that best meets your needs.

Regular Business Checking*


  • Ideal for businesses that want the convenience of full account service including unlimited deposits
  • $200 minimum balance to open
  • $8 monthly maintenance charge waived when minimum balance requirement is met1
  • Business debit card available
  • Unlimited deposits

See Account Terms for details

Smart Business Checking*


  • Ideal for businesses that want an account without any maintenance fee and do not have many transactions.
  • $100 minimum balance to open
  • No monthly maintenance charge
  • Business debit card available
  • eStatement required
  • $2 per deposit fee after 15 deposit transactions

See Account Terms for details

For detailed information, see Deposit Account Agreement, and Fee Schedule.
1Monthly maintenance charge can be waived if a minimum daily balance of $2,500, or average daily balance of $5,000 during each statement is maintained.
*Should the bank determine the account activity exceeds the limited nature of this account type, the account will be charged according to the Account Analysis Fee schedule. Please refer to Account Analysis Fees & Other Fees for Business.